Bajaj Finserv — Bajaj Finserv BALIC premium CD loan

Address:

Ernakulam, Kerala, 682504

I am Judit Gonsalvez from Bolghaty(Mulavukad). I bought one Godrej AC from BISMI Appliances, Kaloor. For the products EMI amount is 1484 but my EMI amount deducted (thru ECS) per month is 4075/- which is more than the amount what it supposed to be. Initially I overlooked the issue for several months but one day when I went through the website of bajajfinservlending, found that an extra amount of 885/- being charged on every month because of BALIC PREMIUM CD LOAN (415BAL[protected]. I do not understand what it actually is? I was not told anything like this when I bought those products. Why this extra cost is being associated with my EMI amount also i have not got any document regarding this as well? Please clarify me why this extra amount is deducted on every month? I want the already deducted amount to be adjusted with all the upcoming EMIs. Please help!