Bajaj Finserv — Complaint against loan

Address:New Delhi, Delhi

Dear sir,

had written to bajaj finserv at [protected]@bajajfinserv.in on 15th feb, I wrote to them again on 16th, however, neither have I received any acknowledgement of receipt of the email, nor I have received a call or email. Please find enclosed the mail sent to them:

===============

I have two loans running with loan amount of Rs. 1800 and Rs. 1444 respectively with Bajaj Finserv. My registered mobile number is [protected]. on 12th feb, i received a call from [protected], [protected] and [protected], asking me to make the payment of the above mentioned amounts manually as the ECS facility had been stopped and the payment was overdue.

I told them that I will make the payment today which I did within 2hrs. After making the payment, what took me to surprise was that the same amount was taken out from my bank account. I confirmed the same through netbanking again and found it to be true. Next day, I contacted Mr. Kamal Rathi on [protected] who was responsible for payment collection and he gave me the number [protected] of Mr. Rishi whose number after multiple tries was always switched off.

Now, I want a clear explanation as to why the payment was taken out from my bank if I was told that the ECS facility had been stopped?

If the ECS facility was still on, then why was the amount not debited initially itself.?
Details are as follows:

Loan number - 401SCE04957893
amount - Rs. 1800

Loan number - 4010CD[protected]This was supposed to be the last EMI)
amount - Rs.1444

I have also attached my bank statement for the period mentioning the details of the deducted amounts.

I find this to be a purely cheating case and demand that the respective amounts be credited back to my bank account as early as possible. Otherwise, I will have to escalate this issue till the hightest level.

Please contact me on my alternate mobile number [protected].

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Seeking your support in the resolution to my concern.
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Bajaj Finserv customer support has been notified about the posted complaint.
Complaint comments 

Comments

Dear Sir.

Thank you for sharing your Loan Account Number. We have initiated the process of resolution of your query. You shall hear from us asap. During this time, should you wish to contact us, please write to us on [protected]@bajajfinserv.in mentioning your Loan Account Number in the subject.

With regards,

WeCare
Bajaj Finserv
Dear Sir.

Greetings from Bajaj Finserv! With reference to your post we tried calling you but could not reach you. We wish to further inform you that as we check our records the EMI deduction against loan account number 401SCE04957893 is updated twice into our records and basis these details we have initiated the excess EMI refund through cheque. A refund cheque of Rs.1800/- will be sent to you on your registered mailing address updated in our records and you would receive the cheque within 7-10 working days. We have also sent the statement of account for your reference on your registered email Id. For loan account number 4010CD02885549 we wish to inform you that this loan stands closed in our records and we have sent the statement of account and the closure letter (NOC) on your registered email id For further clarifications please do write us on [protected]@bajajfinserv.in

With regards,

WeCare
Bajaj Finserv

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