Bajaj Finserv — Emi card issued without consent

Address:	560037
Website:	loan-customers.bajajfinance.com/Pages/ViewStatus.aspx

I have taken the mobile loan from the company in 2015, at the time of filling form and any formalities i have not been told about emi card.

However it was sent to my address.. I thought it would be goodwill from company to send emi card so that in case i buy it again with bajaj fin, they do not have to verify documents again.

What i was not aware is the condition of 100 rs debit per annual if you dont purchase anything.

I want to cancel my emi card, but there seems no easy way to do it.

Why the hell the issue emi card without customer consent..