[Resolved]  Bajaj Finserv Lending — Cheated on salaried personal loan

Address:New Delhi, Delhi

Innocently I have already availed the SALARIED PERSONAL LOAN from Bajaj Finserv.

Amount:2, 00, 000/- to be repaid in 60 months. (telling that min. loan amount is 2 lacs)
Disbursed amount: Rs. 1, 92, 184/- (this really pissed me off with so much reduction)

Like Mr. sagarp_21, they told me that I have to take INSURANCE for Rs. 24, 132/- which they said is the minimum. Out of compulsion, I avail the loan.

Now, after 5th instalment, I am planning to pre-close my LOAN & they told me to pay the OUTSTANDING PRINCIPLE with BALANCE INSURANCE PREMIUM, which is ridiculous. Pre-closure total Amount Payable is Rs. 2, 14, 158.88/- which is even more than the loan amount of 2 lacs. This amount is arrived after paying 4 instalment amounting to Rs. 22, 000/- (approx.).

Kindly advice me to proceed.

Thanks & Regards
L'Minlal B
EIL, New Delhi
[protected]
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Aug 14, 2020
Complaint marked as Resolved 
Bajaj Finserv customer support has been notified about the posted complaint.
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Comments

Dear Sir/ Madam.

Thank you for sharing your details. We have already initiated the process of resolution of your query. You shall hear from us asap.
During this time, should you wish to contact us, please write to us on [protected]@bajajfinservlending mentioning your Loan Account Number in the subject.

With regards,

weCare
Bajaj Finserv Lending
My SALARIED LOAN Acc. No.: 401SOL01309471
Dear Sir/ Madam.

As per the discussion, we have sent soft copy of certificate of Insurance to your registered email ID -sl.[protected]@eil.co.in, for any further clarification please write to [protected]@bajajfinserv.in


With regards,

weCare
Bajaj Finserv Lending
The soft copy of certificate of Insurance not received. You may marked the mail to this email too: LALBAWI.[protected]@GMAIL.COM

Mobile number not registered

Hi sk zahid so late sk jamal residential at 11 / 2h / 26 moulana mohd ali road kol 23 i applied bajaj emi card on 21 / 03 / 2016 yet not get my loan Ac number and not registered my number is [protected] kindly registered my number to get message of loan number and balance details of my account so kindly look into the matter please do needfull

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