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HDFC Home Loan Complaints & Reviews

HDFC Home Loan - Increasing interest rate thrice without informing

Skand Saksena Send email
I had availed a home loan from Centurion Bank of Punjab in September 2006 (home loan number HHSG60070000036549) at a floating rate of 9%. The bank was subsequently acquired by HDFC. The bank has increased the rate of interest thrice without informing me even once. The rate was increased to 9.75%...
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HDFC Home Loan - Cheating the customers

 Manikandan B on Jan 2, 2012
I had applied for Home/Land purchase loan to purchase land in Coimbatore. Submitted all the required documents and processing fees of approx Rs11,500. HDFC initially said they will fund only 70% of the total land cost as it is a "Land Loan". Only for "Home Loan", they give...
Read comments [2] India, Tamil Nadu, Coimbatore Loans

HDFC Home Loan - Very Very poor service, lying, cheating, not refunding the whole processing charge

 subhajit4u
Hi, I had taken a home loan from HDFC. The file no is 600224439. When I had applied for the loan HDFC told me that the project is already approved so need to bother about any approvals. They charged me Rs 8237/- and sanctioned the loan fairly fast. But when it came to disbursement of the loan...
Read comments [2] India, West Bengal Loans

HDFC Home Loan - rejection of file on cibil report

 vishwas.seth
I applied for the home loan. hdfc reports me that i do have a loan of bank of rs.5 lac, according cibil report control no. 438928471 which i have never taken. interesting repayment is also being made. Question is this if cibil makes a fault why a person is punished who is clear. i shall be thankful...
Read comments [2] India, Uttar Pradesh, Agra Loans

HDFC Home Loan - HDFC LTD Home Loan charging high interest rates

 pankaj_kakani
Dear Friend,

I would like to make you alert on few details regarding HDFC and other limited companies.

HDFC home loan is a limited company and is not a banking institute.
It is a self regulated financial organization and is not at all regulated as a refinancing...
Read comments [2] India, Gujarat, Ahmedabad Loans

HDFC Home Loan - refund delay

Sunit Nevatia Send email
I had taken a loan from HDFC for a project, and it was stalled and i had to cancel the loan, now that the builder has refunded the bank amount, I handed over the cheque on 12th jan '10, till now I have not got the refund cheque back, and when I call the bank the staff, nothing can be done,...
Read comments [2] Loans

HDFC Home Loan - 8.25% HDFC Home Loan - Exisitng Home Loan Customers Harassment

Sandeep Kumar Send email
8.25 % Home loan from HDFC :-
--------------------------------------------
Its just a way to lure new customer in their their TRAP...
1.5 yr back I took Loan from HDFC at 10.25% and after that RBI slashed the rates BY 4% FLAT but even then I am paying 10.50% as interest...
Read comments [2] Banks

HDFC Home Loan - prepayment penalty

Niraj Jain Send email
Dear sir,
i'm having hsg loan with hdfc in nagpur which i had taken last year for rs. 15 lakhs at floating rate . now when the bank is refusing to bring down the interest rates as per the current mkt rate, i wish to repay the whole loan with my own fund for which the personal at...
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HDFC Home Loan - Very High Intrest Rate

HDFC Customer Send email
Request to all new home loan borrowers. Never ever take home loan from this housing finance. Go only to Public sctor bank and LIC HF. If you can NOT get loan from them, do not buy the property. Waiting for the day when these private banks will be closed! Please come that day to my house. I will...
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HDFC Home Loan - HDFC Home Loan Repayment charges

Jitendra Send email
I have taken home loan rs. 6 lacks and it was taken Oct. 2005. I have decided that I have to repayment my due home loan to HDFC and I have confirm to HDFC account dept. in our local branch and they told me that "if you pay by your Saving bank accounts and you have passed above 3 years then...
Read comments [2]

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