Home Loan Complaints & Reviews

My homeloan with HDFC Ltd was going on. I intended to make part prepayment and requested on email to share their bank account details to arrange RTGS since during lockdown all were working from home. Several times I requested them to share me the account details but did not helped me with the same. Instead they came with excuses that when office starts we will get it done. Finally, after continously followup on 22nd May 2020 they shared me...

Aspire home finance — i am complaint about home loan subsidy
Dear sir/ madem

I have loan from aspire home loan finance ltd from sagar branch. Not any confirmation about pradhan mantri awas yojana subsidy after two year. So kindly informe me for this subsidy progress or any related to procedure not full-fill and take a proper action.

I will wait for your respones as soon as & please kindly informe me...

Hi i have applied the home loan before that i given all the land related documents and they are reviewed and confirmed can be offer a home loan, then i signed application and login into the loan request, after five days received the loan sanction confirmation message and processing fee was deducted from my account. Then agent informed subsequent next three days legally verification will get over. After one week called the agent
What...

Hi friends, i can provide you home loans and plot loans all over kerala. Financial category is not an issue, without it, cash salary can be considered, we can do home loans under prime minister's jan awas yojana in categorised areas. Access width to property should be min 1meter. I am representing a reputed financial institution under rbi and nhb. We can do take over at interesting rates... No preclosure penalities.
Contact
[protected]br...

I have applied for a home loan in Axis bank, branch sanpada loan office near lokmat and Santosh nikam and his boss Amit they both are coordinators. After sanctioned process I applied for disbursement process. From last 20-25 days my file is in disbursement process only. After every 2-3 days both the coordinators used to call me and ask for new document for submission. Usually this is hardly 3-4 days procedure but they have taken my lot of...

Dear sir/madam, My husband Kundal Singh Thapa had taken a home loan from ICICI bank having loan account nos. LBFDB[protected] & LBFDB[protected]. Unfortunately he passed away on 3rd October 2014 Request you to please let me know the details of the insurance done with ICICI Lombard and how could I get the claim against this loan. Regards, Dear Sir/Madam, Please find enclosed courier receipt kindly tell whether you have received...

Dear Sir/ Mam

This is to inform you that my Name is sandeep shah,Father Name is Mr. Kuber narain, My address is 57 GF Neelam Vihar , Kaushambi, Ghaziabad.My Date of Birth is 06/02/1981, My Pan Card No is:-AZGPS0943R and my CIBIL control no is[protected] and my CIBIL Member id is HF63161108 , there are some wrong information is in my CIBIL report. there is one home loan is showing in my CIBIL report. Loan Account no is[protected]...

Dear Sir,
My name is Prashant Mukund Khairnar, My HFL Loan A/c No.[protected] In Nashik Road Division.
My EMI Rs. 16388.00 Dated 15th Of every month.
But due to our office record problem in my account name, my ECS will not be cleared in my bank account. Due to this my EMI is failed and i have to pay fine each month for bank and LIC. I have already paid fine for two months. I have cleared all the documents from...

sir, I applied to housing loan to DHFL, through one of its representative Mr. Umesh
alongwith the proceesing fee of Rs.5618/- that has debited to my account on 21.08.2012 but neither the appliaction fate is informed nor any attention is being paid inspite of regular contact to its office at Vaishali[ghbd] and on contacting to Mr. umesh on his number [protected] no statisfactory reply is given to me , and due to thier silent
stand,...

I have also same complaint for GIC HFL towards my account No. G09522. They are taking too much of time to update the Revised interest rates as per the guidelines by RBI as well to whom they were under listed institutions( National Housing Finance Ltd ) and not giving credit for Interest subsidies amount for last two Years(201011 &[protected]. Their system shows these amount on my Loan account data,but not fully adjusted either on the interest...

Hi,

This is Yatin Vasudeo Naik from Mumbai. I have taken the Home loan from LICHOUSING in 2010. Not sure about this date but I will give you my File Number.

File Number Is 411271
Now I am requesting you to provide me the following things:

1. Outstanding details in terms of till today how much I had paid already & how much I have to pay in future.
2. Also let me know can I do...

Respected Sir,

I have a home loan[protected], RAJA ANNAMALAIPURAM, Chennai) at State bank of Travanvore 4 years and 6 months before. The home loan outstanding amount is INR 29,84,318.00. As of now I am paying the interest rate 12.75%. so, I am interested to transfer it to State bank of India. Because, in State bank of India, the interest rate is 10%. Now State bank of India has refused to takeover the loan. Because,...

Sir,
We have taken a following Home loans from LICHFL. We wish to know our current status of our loans through on line, but due to forgot login information we could not get the status after a so many times. Please send me our login information & current status of following loans:-

S. No. Name of Applicant Loan Account No. Sanction Amount
1 Sudhir Chaturvedi ...

Hi,

I have submitted my application for the home loan. It took over 2 months and finally it came rejected. The reason for rejection was not convincing and is not the way to waste the customer precious time. For the same project "GSA Wavewoods" loan has been sanctioned for some people. There is no issue with the documents submitted by me and they are pointing the problem in builder's tax paid receipt.
br...

I have taken Home Loan from SBI Ganges Garden Branch in July'2005 of Rs. 3.25 Lacs on floating basis vide A/c No [protected]. Almost loan amount is being paid only about Rs.1.15 Lacs of principle is remaining but it is surpurising to see that interest rate is bacame higher & higher day by day. When I taken home loan it was 8.50% but now it is 12.75%.12.75% interest rate is not justify with any table chart of SBI HOME loan.
br...

Dt: 25.07.2012
Sub: SBI Home Loan- Unending story
Ref: Home loan application submitted to SBI, Masjid Moth branch
Sir/Madam,

I had taken a home loan from IDBI bank for a construction linked house at RPS SAVANA, Sector 88, Faridabad. I booked the flat in March 2008 and was regularly paying my EMI to IDBI bank. About 3 months back Sh. Chaman Lal, Branch Manager of SBI, Masjid Moth, Panchsheel, New Delhi...

I have taken home loan of Rs 1100000 in 2009 from Axis Bank Nasik Branch in floating interest rate. Loan a/c No is PH[protected]. My EMI has been increased to Rs 10503.00 specifying change in rate of interest to 11.25%. However as per my calculation, considering 11.25% interest rate it should be Rs 10312.5. I have send couple of mails for clarification , but I have got no reply. Even I have cross checked with Axis bank phone banking officer...

DEAR SIR,
I AM HOME ACCOUNT HOLDER NO;-[protected] OF SAKTI PADA NAG, I REQUEST YOU TO INCREASE MY EMI RS.15000/- (fifteen thousand
only ) INSTADE OF RS.12000/- (twelve thousand only ) FROM JULY'12 AND IN RESPECT OF THIS I ALREADY SUBMIT A WRITTEN LETTER TO MY MOTHER BRANCH (STATE BANK OF INDIA, baghajatin bazar branch ). MY REPAYMENT DATE IS 05TH IN EVERY MONTH.

I HOPE YOU WILL DEDUCT THIS EMI FROM THIS...

Subject References

A Embezzled Housing Loan from Home Loan AC No [protected] thru SBI RACPC Eklm, now under SARB, Ernakulam, for apartment B 6 H City

B Cheating and Non allotment of apartment of B 6 at Heavenly City in Mar 2009, by Heavenly Homes Pvt. Ltd. Cochin

Referred Case (from Kerala Police Department) 18 Camp CMCC 2011 DCP LO T 04 Nov 2011

Docket Number Ref...

Dear sir,

I am Subhash Dattatrya Rasane, Your customer..Loan no- LBNAS[protected] has been repaid in full and there are no further dues payable under this loan. I have recieved the NOC on 24 august 2007 only .But then also my name iscoming on [protected]@cibil.com so i request you to please remove my name from there. Laso I havent taken any personal loan from ICICI or any other bank and still its showing my name there so I request...

Dear Sir

I, ANJUM IQBAL SAIYED, has applied online for Home Loan inquiry on AXIS Bank Pportal and HDFC Bank Portal in the Month of FEB-12, Instantly I received E-approval from both the bank for Rs.15.10 Lacs from AXIS and Rs.6.30 Lacs from HDFC. I was not aware that this inquiry is also updated in CIBIL record. Anyway both application was already closed as they are not funding in Gram Panchayat area and in Plot too... I have...

Respected Sir,
I would like to inform you that I Avijit Ghoshal made an application no 00759702 on dated 06/02/2012 for home loan and in respect of that home loan i made a payment of Rs- 5515/- vide Cheque no- 134066, but without any information the matter was declined and do not shown any valid cause for it. Sir this way you can't enjoy with my money, you have to return me back after declined the matter,...

Dear All,

I would like all to draw your attention to my complaint on Home loan from HSBC.

I had applied for a Loan transfer of ICICI to HSBC with Top up with HSBC. I got the sanction of both the loans.

I was in constant touch with Vinod Jadhav (HSBC Executive) and was always told that Society NOC is not required for this loan and that NO dues letter will be enough to get the Top up cheque.br...

Sir,
Ref: SBI.Home loan A/C No.SBI HTL A/C No.[protected].
RACPC/HL/8062 dt 6.4.2010
From: S.Thangaraj F/o T.Vimala
I am
I have obtained house loan from SBI-RACPC chennai on 6.4.2010 and EMI repayment from SBI branch Selaiyur ,Chennai.73 in my daughter name who is gov.servise.I approached the Selaiyur SBI branch office for EMI statement for IT purpose.I request the official in the Home section for...

Dear Sir / Madam,

My self Makrand D Talegaonkar was X employee of your organizations my code was M11007 I left the job since 4 month till date i have not recieved my PF settlement. My mentors Mr. Gajendra Chinchwankar has also tekan follow up so many times but stilt there is no response. My self also have tekan follow up for so many times but there is no response your phone No: 30417696, 42197195. are also showing out of service...

I posted an add in Quiker.com about my requirement of home loan (my Name is in CBIL default list) to which a person named Vincent jhon (contact numbers [protected] / [protected] / [protected]) contacted me saying that he work for reliance finance and he will do my loan with processing fees of 2%.and i don't have to pay my credit card overdues. I aggreed to him but after three months of headache the reliance sales manager Mr Mangesh sawant...

Madam Smita Khurana
Emp.ID No.197417
Branch Credit Manager URGENT
(Home Loan)
ICICI Bank Limited
2nd Floor, Shree Ji Tower
C-99, Near Ahinsa Circle,
Subhash Marg, C-Scheme, Jaipur. Dated[protected]

Ref. & Home Loan – Loan Account No. (LAN) LBJAI [protected]
( Ref. Fraienchiese Code- Mukesh...

PERSONAL ATTENTION
(Confidential-Most Urgent-Priority)
REGITERED/SPEED POST/COURIER

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I along with my brothers taken housing loan of Rs. 40,00000/- from your company

but EMI is not deducted from my a/c fro the month of june-2011 which normally deducted on end of each month


i have already forwarded caomplian to to customer case but no reply reecived

loan a/c : HHLBOR00084905

During application i have asked your office to deduct EMI directly from my Bank but...

I have submitted Builder's demand letter on 18/05/2011 for payment release . The due date given by builder was 09/06/2011 . Even several reminders to LICHFL , Aruna Asaf Ali Road , New delhi branch , it is still pending. I have called a several phone but sometimes no lift , sometimes concern person is on leave and we are not able to reach Area Manager ( office incharge) , as we are not able to get the direct number.
Builder...