ICICI bank - Easy credit but tough repayment options

I have taken home loan "LBHYD00001722172" with floating interest rate currently 10.5%

A) why easy credit with low interest rate for new customers.
B) why repayment is made tough for old customers...

Hi,

Myself Ramesh Negi i am a Professor in Jamnabai Nursee School. I have applied for housing loan from icici Bank Borivali Branch, I have given all my required Document to Mr. Ashfaq Shaikh (Executivr Icici Bank) on 18th of November,09 & he was supossed to give me Sanctioned...

1) principal loan amount is not 10 L but Rs never corrected after several complaint to ICICI
2) Calculating wrong interest not rectifying mistakes.
3) After payment of EMI continuous phone call for saying that your EMI is pending, without checkinng own record saying...

ICICI Bank Home loan A/c LBCHE00001037829 / 1364419.

I took a home loan from ICICI in 2005.

When I went to close the loan I was told that I need to make foreclosure charges of 2.50% on principal outstanding. When I took the loan I was told that there wont be any...

I have foreclosed by loan on 26th Sept 09 on my visit to mumbai. I kept requesting your staff for early collection of papers since I had to travel back to Singapore soon, As per contract the Bank is supposed to return the documents in 21 working days but after the stipulated time they gave me...

Hi ,
In 2007, I have applied for a home loan with ICICI bank and they charged Rs. 4776.00 as a processing fees. But, I haven't avail this loan since I couldn't find out a good property. Also, they have not advise or suggest regarding this. So, I have requested them to refund...

Dear Sir,
I have submitted photocopies of documents for sanction of Home loan to Chamarajpet Branch, Bangalore. I am not satisfied with her attitude towards the customer . Ms.RuchiKhandelwal is dealing with this case. I want to hold the sanction process until my further instructions....

Dear Sir/Madam,

Your ICICI Home loan agents are not performing their duties well and they are misguiding customers.
I have taken home loan of Rs.1250000/- against my property. My Loan Account No. is NHMEH0000796850
I have already told him that i am not interested...

Hi,
I have taken home loan from ICICI for 12, 85, 000. The rate of interest being charged to me is 9.75% as of now. Though govermant of india has said that loans below 20L should be charged at 8-9%, ICICI is charging extra. Please guide/advice how to correct the same.

Regards,...

Dear sir/madam,

This Ashish Gautam, I have taken ICICI home loan 3, 50, 000 (LAN :- LBABD00000820250), I am paying interest for home loan for the past five years regularly. On 26/07/2008, I have requested for share certificate via REQUEST # SR73377415. Most worst thing is that,...