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LIC Housing Finance Limited

Customer Care
Phone:+91 22 2217 8600
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LICHFL, THANJAVUR Complaints & Reviews


I am continously trying to contact the customer care but not able to reach them because its continously ringing no nresponse,When contacted the branch Adyar where i have taken the hosing loan the result is the same.Standard message from the staffs are Area manger is busy on other call.Not bothered to call back instead of taking my loan account no and mobile.

Loan Account 700006775....
Complaint comments Read comments [92] Complaint category Loans

LICHFL, THANJAVUR - Steep rise in interest rate

Dear Sir,
I have taken a 15 year loan from LIC Hsng Finance in Jan 2007 for Rs 27,00,000. I was told by their representative Ms Hemlata Suvarna that since yours is an exhibition case, you will be eligible for a concessional rate of interest of 9.25% for a floating rate. However, in Aug 2007, I got a letter from LIC Hsng that the rates have been increased to 10.75% and my number of EMI's will go up from 180 to around 250. I wanted to ask that can a housing finance company increase rates in shot by 150 basis points for a customer who was promised a concessional rate? If their PLR had increased...
Complaint comments Read comments [21]

LICHFL, THANJAVUR - Marketed wrong scheme

 Aniket Pandit
When I approach LIC Housing Finance (LHF) for home loan after checking there ROI = 8.75%. When I clarified with LHF agent my queries like. what is there PLR and what the spread.
He told me LIC PLR =13.5 and spread = 4.75.
ROI = PLR-spread =8.75 %.
But when I recived sanction letter from LIC housing finance it had spread 2.75.
The 8.75 ROI was only for 3 months.

They took my Loan sanction fee = 6700/-.
There is no such condition written on LIC site or any of the documents.
I didn't expected renowned organization like LIC...
Complaint comments Read comments [15]

LICHFL, THANJAVUR - rate of interest

i have taken housing loan of Rs.12 lacs in Dec'08, at that time the rate of interest @ 11.25 (Floating), from last month the rate of interest for new customers they provided @9%, but for exiting customers like us are not enjoying the new rates. what we have done the mistake, why we can't enjoy the new low rates.
this is not fair for the customers.again on the same side if the interest rate goes up they will increase the rate of interest from immd. effects. i request you pls. look in this matter immd.

my consumer no with LIC Housing Finance : 410079307

Complaint comments Read comments [9]

LICHFL, THANJAVUR - Horrifying Experience LIC Housing Finance Limited

 rightsofindia on Jul 1, 2013
You might have heard or seen many positive and good reviews about LIC Housing Finance Limited. But I don’t want to talk about how genuine those reviews are. Whether it’s been written by LIC Housing Finance Limited officials themselves or it’s really by the LIC Housing Finance Limited customers. I am here to share my horrifying experience and the bank has made my life more problematic, especially the LIC Bank Manager of the LIC Housing Finance Limited Koramangala Branch. His name is Vijay and he is acting like a very helpful person if you want to get a loan. Let me brief what exactly...
Complaint comments Read comments [8] Complaint category Loans

LICHFL, THANJAVUR - Harrased for Home lona

I bought a Builder floor flat. I applied for home loan in LIC housing finance ltd.based upon my profile check and legal valuation of property , My home loan was approved by LIC and a loan agreement was signed between me and LIC housing finance. I was waiting for Loan cheque from LIC at the last instant despite of giving Loan Cheque they said that can’t give me loan As LIC does not do loan on builder floor. LIC also took processing fee of Rupees 5600 from me they kept me waited for 41 days Now I am completely harassed and disgruntled. I have already made 10% payment to builder. I have to make...
Complaint comments Read comments [8] Complaint category Real Estate


 Narendra Kumar Khatri
Dear Sir,
I am a regular employee and presently working as Associate Professor in Rajasthan Agricultural University, Bikaner. My total salary is about 4 lakhs (pre-revised) per annum and I have taken no loan from any of the agencies.
Recently I have purchased a plot in UIT colony in Bikaner and applied for house loan of Rs.12, 00, 000/- in LIC HFL, Bikaner on 10 Jan., 2009 for construction of a house. I preferred to take a loan from this agency as there is MoU between LIC HFL and RAU, Bikaner and secondly I was told that taking loan from this agency is convenient. Unfortunately...
Complaint comments Read comments [8]

LICHFL, THANJAVUR - not giving any feedback and wrong commitment

Dear Sir,

Myself archana singhal apply for a home loan from LICHFL pune office. My executive is Yogesh Aggarwal . From last three months i am follwing him for the loan . But every time when i ask for the cheque he gave me a new list for the required document. And when i collect all the documents from my side and ask him to collect every time the reply is i don't have any time you came to my office and give to me i will be available .

From last three months this is the service they are providing to the customer His manager Rajneesh they don't pick the phone...
Complaint comments Read comments [8]

LICHFL, THANJAVUR - Regarding Balance Amount of Approx 1.6 Lacks Approved by LICHFL Jaipur

 Chand Singh
I had applied for Home Loan against my property of 13 Lacks and at that time i was assured by the agent that i will get upto 12 Lacks amount for this property, but finally we got only Rs. 965000 approved loan check from LICHFL. Rest amount has been borrwed from someone else on high interest rate.

I put my pain to LICHFL Jaipur's higher authority and they ensured me to get rest of the amount i.e approx 1.6 lacks.

but even after many queries they did not replied or giving me an satisfectory answer.

kindly intervene and resolve it as...
Complaint comments Read comments [8]

LICHFL, THANJAVUR - Unfair practice by LICHFL and other Housing loan companies

 Saurabh Agarwal
As all of us know that due to various market conditions all the housing loan agencies including LICHFL have reduced the interest rates to much lower rate on their housing loan schemes being given to new
customers whereas my existing interest rate is still being maintained at 11%.

This practice is totally unfair and unethical. This is like luring new customers on lower interest rate and than chaniging it to higher rate after some time.

As a consequences, I'm paying higher EMI and interest on my home loan resulting into major increased financial burden....
Complaint comments Read comments [6]

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