[Resolved]  CIBIL — CIBIL Report dated 18.02.2015 is not based on fact

Address:

New Delhi, Delhi

I have applied for CIBIL report on dated 15.02.2015 in my name Himanshu Singhal./In the report it is said that I was sanctioned loan amount of rs 1, 00, 000/- on 22/09/2014. Fact is that I have taken loan istead I have applied for DDA housing scheme 2014 and SBI is accepting application of DDA scheme on prepayment of Rs 3500/- as interest of application money of Rs 1, 00, 000/-. I have deposited three cheque duly signed my money. If the flat is alloted to me than they encash it . I was not lucky enogh to get flat in DDA lottery system and amont deposited on behalf me was refunded to SBI directly by DDA. For their paper work they shown that loan was paid to me.As soon as they got back amont from DDA they have removed that loan from my name. But in my CIBIL rating my credit rating is reduced on false loan. Pl get it confirm from record and amend my report as I reiterate that I have not taken loan and no question arise for default as SBI has sufficient to recover any amount from my bank account in which loan was shown and my bank has sufficient amount . Thanks Himanshu Singhal Pan No BBDPS2843C