[Resolved]  CIBIL — Cibil shows defaulter despite clearance of dues more than a year back

Address:

Chandigarh, Chandigarh

I had cleared my dues with Barclays Bank cr. card via Kotak Bank as they have apparently taken over the same back in April 2013 although it was totally not my fault & I had literally been cheated by the bank in question who later closed down without any information to its customers. I took a credit card in 2007-08>got lesser than the cr. limit promised> Made a Rs.220 purchase>did not get a statement for two months> later gt one with interest amount & LPC amounting to more than Rs.1500> I refused to pay extra> Asked them how to make a payment as Barclays branch was not there in Chandigarh> No Reply>I Contact them in 2009 for the same> Customer Care rep says that escalation team will back > NO Reply> matter remained unresolved>one year later i get a statement with Rs.7500(approx). Last year april 2013 i cleared my a/c dues with a full & final settlement amount of Rs.1500. Have a clearance letter and receipt for the same. My name still appears in CIBIL and I have been refused a loan by several banks. Request you to please remove the same as soon as possible as I have already faced a lot of harassment by Barclays and i need an urgent loan as well.