Citibank — Fraud international transaction on credit card

Address:

Bangalore, Karnataka

I am holding Citi bank credit card with chip. I have 11 seen international transactions made on my card on 18th Feb'15. I had very hard time to reach your customer care, when i given a call on[protected] it took around 5min to reach your representative. None of the transactions on 18th Feb'15 are performed by me. When i given a call customer care people told me they raise a dispute once amount is paid to dealer. What is the point of raising a complaint immediately, when it dispute will be raised after amount is paid for fraud transactions.