[Resolved]  CIBIL — Customer Name in CIBIL Defaulter List in spite of having settled all dues.

I have applied for a home loan recently.

I have received information from the bank regarding defaulting in credit cards of Standard Chartered Bank, ICICI Bank, ABN AMRo, AMEX & HSBC Bank and my name is listed in the Defaulter List of CIBIL.

Except Amex, all the banks have provided wrong information to the CIBIL. Now after long email exchange and telecom I have received emails from all the above mentioned banks stating that there are no dues pending from my end and full and final settlement letter from the AMEX.

But now banks are saying that it will take 30-60 days to update the record in CIBIL. Its really a long period. MY Home loan is stuck because of the wrong information given by the bank to CIBIL.

I seek justice to get my names removed from the defaulter list with an immediate effect. I am ready to give all the proof and settlement letters issued by the concerned credit cards provider.

Please help so that my Home loan can start.

Looking forward to a suitable action at the earliest form your end.

My email ID: [protected]@gmail.com
Mobile #[protected]
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Aug 13, 2020
Complaint marked as Resolved 
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my control no.[protected], when i have applied for loan with HDFC bank the same was not approved because of cibil report and there is a creditcard and a personaloan is due they are telling but in which bank i don'tknow. can you please help me and inform me in which bank I have dues because i have cleared all the dues 2 years back itself. and because of this i couldn't get loans and credit cards. please help me. v k chandrashekar
Please give me cibil list .my name is there or not

name -bhimsingh
date of birth 05/05/1979
Can i know that my name is in cibil list. Please confirm.
Dear CIBIL,

We have recently applied to Axis Bank for a Home Loan.

1. I have received information from the lending bank-Axis bank regarding a certain outstanding that is being reflected in my husband Mr. Raju Sarin's name for a credit cards of AMEX.He had obtained a credit card from Amex on 25/01/1996 and due to some roudy and bad behaviour of Amex executives the card was surrendered on 17/11/2003. The entire dues were cleared there and then.

Since 2003, we have recieved NO intimation from the American Express Bank that there is any outstanding whatsoever . However when the credit rating drill was carried out by Axis we were informed that there is an outstanding of Rs.721 which is being reflected by AMEX.

2. The Axis Bank also informs us that Mr. Raju Sarin had obtained another card,
on 13/03/07 (card issuing company not known to us) and surrendered it on
27/1/08 where an outstanding of Rs.476/- is being reflected.

If our memory serves us right, we have not got any card issued which we may have surrendered in 2008.

We will request you to get us the appropriate information on these two accounts.

You will appreciate that since neither of the amounts are big amounts and we have received no correspondence from any of the companies, there seems to be an error somewhere but because of these small amounts our home loan is stuck.

We seek justice to get his name removed from the defaulter list with an immediate effect.

Please help so that our Home loan can start.

Looking forward to a suitable and expeditious action at the earliest form your end.

My email ID: [protected]@yahoo.com

Mobile : [protected]

My husband's email id:[protected]@yahoo.com

Mobile :[protected]

Thanking you,

Yours sincerely,

Punam Sarin
Dear CIBIL,

We have recently applied to Axis Bank for a Home Loan.

1. I have received information from the lending bank-Axis bank regarding a certain outstanding that is being reflected in my husband Mr. Raju Sarin's name for a credit cards of AMEX.He had obtained a credit card from Amex on 25/01/1996 and due to some roudy and bad behavior of AMEX executives the card was surrendered on 17/11/2003. The entire dues were cleared there and then.

Since 2003, we have received NO intimation from the American Express Bank that there is any outstanding whatsoever . However when the credit rating drill was carried out by Axis we were informed that there is an outstanding of Rs.721 which is being reflected by AMEX.

2. The Axis Bank also informs us that Mr. Raju Sarin had obtained another card,
on 13/03/07 (card issuing company not known to us) and surrendered it on
27/1/08 where an outstanding of Rs.476/- is being reflected.

If our memory serves us right, we have not got any card issued which we may have surrendered in 2008.

We will request you to get us the appropriate information on these two accounts.

You will appreciate that since neither of the amounts are big amounts and we have received no correspondence from any of the companies, there seems to be an error somewhere but because of these small amounts our home loan is stuck.

We seek justice to get his name removed from the defaulter list with an immediate effect.

Please help so that our Home loan can start.

Looking forward to a suitable and expeditious action at the earliest form your end.

OUR CONTROL NO.IS[protected]

My email ID: [protected]@yahoo.com

Mobile : [protected]

My husband's email id:[protected]@yahoo.com

Mobile :[protected]

Thanking you,

Yours sincerely,

Punam Sarin
Full Name-Santosh Kumar Ram Sonawane
Date of Birth-25/11/1976
Address-02/Ramashraya CHS, Plot No.21, Sec-19
Opp. D-Mart Shopping,
Nerul, Navi Mumbai, Maharashtra-400706.
PAN No.AVYPS0194C
Contact No.[protected], Mobile-[protected], C/o-Bapu ([protected])
Member ID-BS00012935
Control No-39, 82, 24, 953
Please furnish me the details of Credit Card no. and Bankers name having shown outstanding Rs.25752.00 and status written off in the absence of full information I could not ascertain loan taken from credit card either credit facility enjoyed. Requested delete the query raised by you since my home loan disbursement is pending before SBI, Thane.Please attend immediatly and do the needful.
Thanking you

SantoshKumar Ram Sonawane
I had posted a question regarding the status of my Cibil standing 2 days back. My Cibil control no. is[protected]. Please answer my query as early as possible as i have applied for home loan and the bank has been enquiring with the overdue amount of Rs 17900/- dated Oct-Nov 2007 which i am not aware of. It is therefore requested to kindly reply me the details of the overdue, if any, so as to clarify the issue at the earlist.
Dear Sir,

This is with ref. to my complaint regarding my name in CIBIL, but after providing all proofs there is no clearance of my name from CIBIL record. This is in the name of SATISH KUMAR BEHAL and there PAN CARD NO> is ADEPB9482C. Kindly clear the ststus ASAP because we are going to apply for a Car Loan.

Thanks & Regards

Amit
drytgkhjl

CITIBank/ AMerican Express/ CIBIL — Wrong entries to CIBIL

This looks like things are just =eported by anybody and it is taken for granted by your organisation as it is recorded =ithout verifying.

see below cases

1. I hardly used American Express =ard and it too long a period to remember. Secondly when the bank =tself has write off same why this is recorded.


2. Just Last month i cleared the =ousing loan of Citibank and i have a letter from them that there is no =utstanding whatsoever in my name but your record shows otherwise.

It looks like the very platform like =ours meant to record defaulters is not uptodate resulting
in inconvenience to =itizens

Await your comments

Best regards
rajen v =air
i want to now my name is defaulter list if yes
then how can i getout from this problem becouse
i never take loan from any bank
please help me out from this becouse i want take loan at now
have received information from the bank regarding defaulting in credit cards and Loans my name is listed in the Defaulter List of CIBIL.

BANKS have provided wrong information to the CIBIL. I have paid all the dues of Banks

But Bank has not send the data to CIBIL. MY Personal Loan Application has declined because of the wrong information given by the banks to CIBIL.

I seek justice to get my names removed from the defaulter list with an immediate effect. I am ready to give all the proof and settlement letters issued by the concerned credit cards and Loan provider.

Please help to remove my name from CIBIL

Looking forward to a suitable action at the earliest form your end.
Hello,

I’m Sateesh V Angadi from Bangalore.
Recently I had applied for a Housing Loan at SBI Bank and during the process I came to know about my name being registered in CIBIL consumer credit information report.

Standard Chartered Credit card bank have confirmed that I was due in making some of the payments and hence they have registered my name into the CIBIL report. Recently I made the entire payment to the Standard Chartered bank.

I was told by the Standard Chartered bank that a request was sent to the CIBIL consumer credit information to remove/erase/Mask my name from the CIBIL report. But on contacting CIBIL, I still see my name registered in the defaulter list and the status says "WRITTEN OFF"

We seek justice to get his name removed from the defaulter list with an immediate effect.
Please help so that our Home loan can start.
Looking forward to a suitable and expeditious action at the earliest form your end.

My details are
The CONTROL NUMBER is 38, 77, 24, 757
Name: SATEESH V ANGADI
D.O.B:[protected]
Pan Number: AYKPS7647H
Address: #38/1, 1st Floor, Sri Ranga Nillaya
20th Main
Padmanabha Nagar
Bangalore 560070
Karnataka

Mobile Number: [protected]

Regards,
Sateesh
my name is sunil kisan jadhav.i want to check my name is in cibil deafaulter list.give me reply as soon as posible.
Dear Sir,

Please help me how to check my name in the cibil list for the credit card defaulterers

Best Regards
K.Sridhar
mb.[protected]
46, Mambalam High road,
T.Nagar
Chennai-17
dear CIBIL
i am srinivas my PAN BPGPS0070C MY MOBILE [protected] BIRTH 04.06.1966
IHAVE LONE IN FULLARONE INDIA AND IT IS SETTELED NOW CIBIL SHOWING 2045 RS BALANCE PENDINDIG PLS CHEK IT ADVISE ME
WHERE I REPORT AND AND HOW CAN CLEAR REPORT IN CIBIL
I have not found a forum to write this but will hope this reaches the right people. In my case for small interest charge that ABN AMRO auto loan never informed me I got listed in CIBIl Defaulter. I am a MD of a 10 crore Turn over company it surprised me to learn that an Axis bank Credit application of mine was denied and later on through some banker friends i learnt about CIBIL defaulter list. After making enquires I learnt that I was a defaulter for no fault. I approached the bank and they told me yes they had listed me but were apologetic about not informing me. This preposterous as it defamation. If Cibil chooses to help banks then it also has to help the customers. After or before listing it should communicate to the customer (defaulter) that he/she has been listed. Its not right to learn this after your loan applications get rejected it ambarassing. Request some in cibil to please note that the system can't be one way. Besides consitutionally i have the right to information hence Cibil has to inform me before taking such drastic steps.

ABN AMRO Bank — Credit Card Settlement but name not deleted civil

Card Settlement dt 17/04/2008 but name not deleted in civil till date (06/04/2010)
MNO [protected]
please call the call centre regarding the same and they wud do it for ya.

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