[Resolved] CIBIL Credit Report — CIBIL CREDIT REPORT | |
There are two credit bureaus that maintain your credit data in the country now, the prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The newly notified Credit Information Companies Regulation Act , 2005 (CICRA) gives a consumer several rights with regard to credit bureaus. 1) First you should approach CIBIL (www.cibil.com) to get a copy of your own credit report. This right is given to you by CICRA. Make the request officially in writing and get an acknowledgement for your request. 2)This report will then outline what exactly is reported by the bank in respect of your credit account and enable you to take action accordingly if there is any error in the reporting. Specific measures have been provided in the CICRA for the consumer to raise a dispute in respect of any wrong reporting with a time bound dispute resolution mechanism that has been built in. You can take up the matter with the concerned bank by posting a complaint on their website and keep proof of that with you. If there is no response from the bank within 15 days, you can lodge a complaint with banking ombudsman (www.bankingombudsman.rbi.org.in). Was this information helpful? | |
Aug 13, 2020 Complaint marked as Resolved | |
734 Comments | |
Comments
how can chek my status in cibil.my name in cibil but i dont know how my name in it.reply me.
Reply
dear sir,
kindly let me know that my name exist in cibit or no.
kindly let me know that my name exist in cibit or no.
Hello All,
Before putting the persons name to CIBIL is there any communication from the bank to the concerned person??
If there is no communication then on what basis they are putting ??? Do they think that they are Autocratic or they are the dictators of Indian Banks??? They are simply the service providers????????
We should fight for this????? This is not at all a democratic?? This is very BADDDD...
Madhan.
Before putting the persons name to CIBIL is there any communication from the bank to the concerned person??
If there is no communication then on what basis they are putting ??? Do they think that they are Autocratic or they are the dictators of Indian Banks??? They are simply the service providers????????
We should fight for this????? This is not at all a democratic?? This is very BADDDD...
Madhan.
if i m paid all my credit card due on time, but there is overdue reflected in my cibil report.
how does i can remove name from cibil overdue (credit card) report.
how does i can remove name from cibil overdue (credit card) report.
hay, hi all
as i understand about CIBIL i[censored] are taken any loan or credit card, i[censored] r not making any payments on time or say delayed for 30 days ur automatic name goes to CIBIL as DPD, OR if you are looking for any personal loan or creadit card or housing loan that enquiry also comming to same report, it is a confidential for banker point of view even you paid your EMI and it was for 2 days delayed or ECS is bounced and you make payment through cash the bounces charges of bank put it in to cibil reason if they ask you to pay the same than u do delay paying or no payments towards same. so you think that what u have done and why you are blamming even if you do settlement its comming on CIBIL it has to to in whatsoever condition,
Thanking you
Bhupesh Gupta
Financial Counstant
as i understand about CIBIL i[censored] are taken any loan or credit card, i[censored] r not making any payments on time or say delayed for 30 days ur automatic name goes to CIBIL as DPD, OR if you are looking for any personal loan or creadit card or housing loan that enquiry also comming to same report, it is a confidential for banker point of view even you paid your EMI and it was for 2 days delayed or ECS is bounced and you make payment through cash the bounces charges of bank put it in to cibil reason if they ask you to pay the same than u do delay paying or no payments towards same. so you think that what u have done and why you are blamming even if you do settlement its comming on CIBIL it has to to in whatsoever condition,
Thanking you
Bhupesh Gupta
Financial Counstant
I applied for a Car Loan in SBI, to my surprise it got rejected for some CIBIL negative reporting for a payment to some credit card,
I have Three credit card ICICI, ABMAMRO and CITI bank, all are running with no previous out standing.
Please help me to understand HOW and WHY my Name is there in CIBIL list.
Regards,
kanak
I have Three credit card ICICI, ABMAMRO and CITI bank, all are running with no previous out standing.
Please help me to understand HOW and WHY my Name is there in CIBIL list.
Regards,
kanak
I have approached for a personal loan with Citibank. But they have informed that due to an entry in the CIBIL report pertainingto the year 1999. In the year 1999 I have settled few credit card account by availing one time settlement facility. Now, because of CIBIL report I am unable to get any personal loan. Please help me out in deleting the creditg report.
My date of birth - 20-sep-1952
My mobile phone number[protected]
Thanking you,
My date of birth - 20-sep-1952
My mobile phone number[protected]
Thanking you,
i had not defaulted on any loan..but still my name is appearing on the CBIL defaulter report. Please revert urgently..
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