[Resolved]  Allahabad Bank — Deduced 12% Interest against Education Loan Amount of Rs. 163100/-

Dear sir
I am Kousik das son fo Sri Prafulla Kumar Das. My address is given below-
Vill.- Beokati
P.O.- K. N. jalalpur(Via-Taki)
P.S.- Hasnabad
Dist. 24 Parganas North
Pin.- 743429
State.- West Bengal
I have a complaint against “Allahabad Bank”. The Bank address is given below
Allahabad Bank (Taki Branch)
Vill+P.O- Taki
Dist. 24 Parganas North
Pin.- 743429
State.- West Bengal
I had got a Education loan from this Bank at 08/08/2003 for B.Tech Education (Computer Sc.).
The Loan amount is Rs. 163100/- in Eight(8) installment. Bank also pay me as DRAFT by the name of College” Murshidabad College of engineering & Technology” Payble at Berhampore. I have already pay
Two Installment(Rs. 3000/- Per Install ment).


I see your Education loan Sceme which is published on April 28, 2001 & Scheme No is
RPCD.PLNFS.BC.NO.83/06.12.05/2000-01
Your Scheme say Upto Rs. 2 Lacs have no margin Money or no Security.
But Allahabad bank say you will be pay us Rs. 163100/- + 12% interest. Now Bank Manager also pressure Me & My Father to pay the loan with in one month. Bank also say my total due amount is around Rs 3 Lacs.
Also I had say the Bank Manager about your “Model Education Loan Scheme” but Manager deny this Rule & say They have no receive any Scheme or Norms or Terms or Condition from you.

Now I am working in public sector & Salary is Rs. 5500/- per month. I am not able to pay
Rs 163100/-12% interest (Around Rs 3 Lacs) at a time. I

I requested to you that if you consider the interest against the loan then I able to pay my education loan Rs. 3000/- per month in 55 installment. Please help me. I am helpless.

Allahabad Bank(Taki Branch)
Loan Acc No. 4/242
1st Installment- Rs. 25900/-
2nd Installment Rs. 19600/- Yours Faithfully
3rd Installment Rs. 19600/- Kousik Das
4th Installment Rs. 19600/- Phone No- [protected]
5th Installment Rs. 19600/-
6th Installment Rs. 19600/-
7th Installment Rs. 19600/-
8th Installment Rs. 19600/-
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Aug 14, 2020
Complaint marked as Resolved 
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Comments

Hello, if Bank manager is ignore your problem then you take written from bank manager why ignore it.
if you are not satisfied from bank manager then you can file complaint in two steps.

1.file complaint here with proof. allahabad bank against your bank manager
https://www.allbankcare.in/alb1/APPS/cgrc/frm_cust_comp.aspx

2.RBI against your bank manager

https://secweb.rbi.org.in/BO/ComplaintCheck.html

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