[Resolved] Allahabad Bank — Deduced 12% Interest against Education Loan Amount of Rs. 163100/- | |
Dear sir I am Kousik das son fo Sri Prafulla Kumar Das. My address is given below- Vill.- Beokati P.O.- K. N. jalalpur(Via-Taki) P.S.- Hasnabad Dist. 24 Parganas North Pin.- 743429 State.- West Bengal I have a complaint against “Allahabad Bank”. The Bank address is given below Allahabad Bank (Taki Branch) Vill+P.O- Taki Dist. 24 Parganas North Pin.- 743429 State.- West Bengal I had got a Education loan from this Bank at 08/08/2003 for B.Tech Education (Computer Sc.). The Loan amount is Rs. 163100/- in Eight(8) installment. Bank also pay me as DRAFT by the name of College” Murshidabad College of engineering & Technology” Payble at Berhampore. I have already pay Two Installment(Rs. 3000/- Per Install ment). I see your Education loan Sceme which is published on April 28, 2001 & Scheme No is RPCD.PLNFS.BC.NO.83/06.12.05/2000-01 Your Scheme say Upto Rs. 2 Lacs have no margin Money or no Security. But Allahabad bank say you will be pay us Rs. 163100/- + 12% interest. Now Bank Manager also pressure Me & My Father to pay the loan with in one month. Bank also say my total due amount is around Rs 3 Lacs. Also I had say the Bank Manager about your “Model Education Loan Scheme” but Manager deny this Rule & say They have no receive any Scheme or Norms or Terms or Condition from you. Now I am working in public sector & Salary is Rs. 5500/- per month. I am not able to pay Rs 163100/-12% interest (Around Rs 3 Lacs) at a time. I I requested to you that if you consider the interest against the loan then I able to pay my education loan Rs. 3000/- per month in 55 installment. Please help me. I am helpless. Allahabad Bank(Taki Branch) Loan Acc No. 4/242 1st Installment- Rs. 25900/- 2nd Installment Rs. 19600/- Yours Faithfully 3rd Installment Rs. 19600/- Kousik Das 4th Installment Rs. 19600/- Phone No- [protected] 5th Installment Rs. 19600/- 6th Installment Rs. 19600/- 7th Installment Rs. 19600/- 8th Installment Rs. 19600/- Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
1 Comment | |
if you are not satisfied from bank manager then you can file complaint in two steps.
1.file complaint here with proof. allahabad bank against your bank manager
https://www.allbankcare.in/alb1/APPS/cgrc/frm_cust_comp.aspx
2.RBI against your bank manager
https://secweb.rbi.org.in/BO/ComplaintCheck.html