Axis Bank — Cheated by Axis Bank and Builder

Address:

Bangalore, Karnataka

Hi Members,

I planned to buy an apartment in Bangalore and pertaining to that i saw an add in Sulekha.com for an apartment ready to occupy at TC Palya. The name of the apartment is "Prime Lake Residency" and the flat number 201 on Second Floor was shown to me which was on sell. The flat belonged to one of the land owner ( M N Gopala Krishna ). I gave them three checques bearing numbers[protected],[protected],000 ) and[protected],000 ) all dated 5.11.2011 issues in favor of M N Gopala Krishna, as an advance booking and i got the legal papers ( photo copies ) from the company that was doing the marketing and it was communicated to me that if i didn't take the apartment then the booking amount will be refunded to me.

I gave the legal papers to a lawyer for verification and he pointed some major flaws in the building plan and many documents were missing and some of them were suspicious in nature.

Based on the advice of my lawyer i decided not to go for the apartment and wrote them a mail stating that as i am not going for the flat i am cancelling the checques. I managed to cancel the checques 427543 ( HDFC ) and 179200 ( ABN Amro ) through netbanking. But for checque 047927 ( AXIS Bank ) i went to the bank ( Indira Nagar Branch ) on 9.11.2011 and wrote an written application to stop payment of the checque. I was told by the lady attending me that the checque didn't came yet for clearing.

Inspite of that the checque got cleared on 10.11.2011 and now the owner ( M N Gopala Krishna ) is saying he will not refund me anything and i have to go for his apartment if i want the money.

Bank says i have given wrong checque number , which i am supremely confident that is false as i have double checked and also checked by my wife before submitting the application . Rs 110 was also debited from my Axis bank account pertaining to the cancellation of the checque.

I have earned the money by blood and sweat and don't want the money to be lost this way.

Please help me.

Thanking in anticipation,

Debasis.