[Resolved] Axis Bank Loans Department — Did not process the deposited cheque for loan part payment for more than 40 days | |||
I had deposited a cheque in Axis Bank Whitefield branch towards my home loan part payment. The cheque was not cleared even after 40 days (I deposited the cheque on 17/03/2012 and it was not cleared until 27/04/2012) forcing me to issue a stop cheque request. I visited the branch and they informed me that they had sent the cheque to the loans department. I called up the loans department fie times and everytime all they told me was that they would be getting back with the details.I did not get even a single call. I also mailed them multiple times and there was no response whatsoever. This is the second consecutive time such a long delay is happening. Last time I dropped a cheque, it was cleared after 1 month. This time they did not clear it even after 40 days and I have issued a stop cheque request. I think this is a deliberate ploy by the loans department to discourage part payment and speedier closure of the loan. Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
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