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Bajaj Allianz

Bajaj Allianz Capital Unit Gain — i have not paid 2nd instalment

my policy No is [protected], due to construction of own house i have not paid the 2nd installment, now i want to ;continue the policy, i need the directions tocontinue.
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my policy number is [protected], and till now i have invested Rs 30000.00 (15000*2 years). Today when i checked my account statement (Bajaj Allianz capital Unit Gain Account statement) i found that "Account Value" was showing RS 26924.61... what is this?
should i continue paying the next premium? 24th Aug 2009 is the 3rd premium due date.. please advoice.
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i want to know third installment date of CUG(capital unit gain) plan.
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