My loan A/c Number is 4040CD00152095 for Bajaj FInance.
I had given a cancelled cheque of my bank account to the Bajaj finance person in SONY world, Ring road Banashankari III stage dealer for the purpose of auto-debit from my Bank account of the EMI. However, I keep getting this email from Bajaj finance and calls that my ECS is not activated..I have taken the stamp seal and signature in the ECS mandate form and sent it across to the below address [Professional Couriers: BLR39831493]. I tried to call them but they don't seem to be picking up the phone.
Previously, for no mistake of mine the ECS has bounced back twice which has ruined my Credit History. Today, I got a call again stating that my cheque bounced back. I have become a defaulter for no mistake of mine and has to pay the EMI in cash every month. Please ask the Bajaj finance authorities to send the ECS mandate form to the bank and clear it first before submitting the cheque.
Email sent to Bajaj finance
---------- Forwarded message ----------
From: anirudha lakshminarasimhan <email@example.com>
Date: Sun, Jun 19, 2011 at 10:18 AM
Subject: Re: Payment reminder for your Consumer Durable Loan - Bajaj Finserv Lending (Bajaj Finance Ltd)
To: firstname.lastname@example.org, Bajaj Finance <email@example.com>
I have attached the statement of my loan account along with this email.
You need to answer why is it that you again presented the PDC to the bank after the cash was already paid to you are evident in the statement.
Also, Why is it that you are again emailing me to pay the EMI when I have already paid it for the month of June as evident from the statement.