[Resolved] Bajaj Finance Ltd — denail of consumer loan | |
This is to inform you that I had applied for a consumer durable loan in your company to purchase a Sony Vaio laptop on 3rd of march 08 for which I have submitted all the necessary document required, but in-spite of all the documents I am being denied the loan on some pretext or the other the latest being that my residence comes into negative area. Sir I would like to know what is this term negative area do you give loans to people? or to the area?, if this is the case then should I understand that you give loans to people having criminal records if they live in so called positive area, as far I think you provide loan to people and not to the concerned area whether its +ve or –ve. I don’t under stand the behavior of your people of Lucknow branch, that how can a person be denied loan if he is submitting proofs like passport copy, pan card, bank statement stamped by the bank itself, what other proofs do your Lucknow branch want?? I would also like to tell you that I am holder of a car loan worth 3 lacs, ICICI bank credit card, ABN amro credit card, availed earlier consumer loans from GE money, and Citifinancial without any fuss on the same address then why not in BajaJ? Was this information helpful? | |
Aug 13, 2020 Complaint marked as Resolved | |
 219 Comments | |
Comments
Dear Sir/madam
I purchased a pulsar 150 dtsi from vishaka motors vadapalani
through ur finance (bajaj finance teynampet, chennai)on 2007 september. Now my finance has been completed now need to do hypothication cancel and want to get my RC book, but during this time iam in abroad and iam unable to presence there so what is the procedure for cancellation. pls help me to proceed
my details are
G.Gopinath
s/o-S.Ganapathy
address-5/17 first street Karambakkam, porur, chennai-600 116, Tamilnadu
thanks&Regards
G.Gopinat
I purchased a pulsar 150 dtsi from vishaka motors vadapalani
through ur finance (bajaj finance teynampet, chennai)on 2007 september. Now my finance has been completed now need to do hypothication cancel and want to get my RC book, but during this time iam in abroad and iam unable to presence there so what is the procedure for cancellation. pls help me to proceed
my details are
G.Gopinath
s/o-S.Ganapathy
address-5/17 first street Karambakkam, porur, chennai-600 116, Tamilnadu
thanks&Regards
G.Gopinat
I Own Two Wheeler from your bajaj Finance From Dec. 2006 . My Proposal No. 554/002051
Two Wheeler : Platina (alloy Wh) . I paid all payment from my side by bank cheque. I want NOC Certificate and R.C. Book.
Give Details and Status of my Loan Account. and give procedure of getting R.C. Book.
Two Wheeler : Platina (alloy Wh) . I paid all payment from my side by bank cheque. I want NOC Certificate and R.C. Book.
Give Details and Status of my Loan Account. and give procedure of getting R.C. Book.
Bajaj Finance Ltd — NOC Pending
Hi,I took a two wheeler loan on 24th Feb 2006. Loan account number is 49544. All EMI due paid on time. Last EMI paid on 15th Nov 2007. Its more than 1 year after the loan clearance, i have contacted local Berhampur and Bhubaneswar office several time. But yet to recieve the NOC.
Please look into this matter with utter urgency.
Thanks
Prakash
From,
L Narasimha Prakash.M.F.A
Sub: Regarding the Pre approved loan.
Dear sir/Madam,
Hi My Name is L. Narasimha Prakash. I am very sorry to inform you that there is no responsible now in your organization.
Yes I am very happy to say that I had taken my first loan on my 2 Wheeler Bajaj Wind 125, KA 01 EG 407 took me only one day for the approval and got my bike on the second day. I was very happy on that some one kept the trust on me and given me the loan I was not even working at that time was a free lancer.
When I applied for my second load that was for Laptop took me only 2days and the laptop was in my hand I was very happy that Bajaj finance has kept the same standards of the service this time also.
There were no black marks in my records and I have kept your belief and paid back the entire amount at the right time.
After a long time I got a message on my cell telling that you have a pre approved load in my name and enquired about it to the call center people they said yes you have of Rs : 1, 45, 000/- and it takes only 4 working days for the process you even now don’t know weather I am working or not, I am very happy for this was in December 12th then I made my plans for this were i wanted to lay tails for my home so I made payment on my credit card payment there on 27th of December 2008 my billing date of my card is on 26th of every month then the person from Bajaj finance come to my home on 3rd of Jan 2009 took all the necessary documents and told me it will take 6 working days for the DD to come to your home (now see there is a big change in 4 days and 6 days) the person name is Pradeep his M:[protected] then I was very happy that you have so much belief on me and there was a enquire person coming to my office and to my home after all this process now I called this person that’s Mr. Pradeep on 12th were it is 9th day after the documents produced then he says to wait for 2 more days I did that and called him on 14th he said it may reach today or on 15th Jan. Then there was another call to him on 16th aski9ng for whats happening he said on idea I will get back to you he never did that again called on 17th he did not have any clue of this. Then I asked him for the responsible person’s number to whom I can speak and know about my status he gives the number[protected] when I called this number this was a customer care number were they had no idea of any thing then they also gave the same answer telling that wait for 2 more days lets see it may have been dispatched, he was not sure about that I again called the same number on 21st Jan they didn’t have any clue of the matter. Then I thought let me call up the number who had given me the offer[protected] then they were also not of the help no one is giving me the responsible and capable person’s name or number who can answer me and today 23rd Jan 2009 I called up and took some class to the[protected] number at 12.10pm he was very rude to me after me being rude he gave the number of Mr. Verendher and told call and find out what has happened to your process. Wow at last some body responsible I got then called his number M: [protected] at 12:15pm he just said it is dispatched to your address then I told him I have not yet received. Then he tells me to call up at 3:00pm or else he will check in person and get back to me regarding this at 3:00pm 23rd Jan he never turns back I called him at 6:00pm again he did not have any clue said it should have come I said no I have not yet received then he tells that ho it is 20 days you have given the application then he keeps me on the wait and says that it may be returned (He is not sure about it) then tells me there are 20 cheque returned in that yours also might be one and asked Might be? He said I will check and tell again keeps me on hold for 2 min and gives me the number tell me to call up the Blue Dart number then I did call them on[protected] and the packet number was [protected] called up bluedart and sorry to hear that this number was not of mine it was some Mr. Shukla form Mathikere gokula. So now what should I do called up again Mr. Verendher then he tells me I am helpless call Pune peoples I have no idea of your Dock then I said no idea? Who is responsible for this then he gives back the same Pradeep [protected] number he will have all the details so the same repeated called him again at 7:00pm he also gives me the same fake bluedart number and when he came to know that I have already don the enquire then he says I also have no idea and I can also not give the higher peoples number I can give only call center number and washes his hand.
Now let me know there is any thing happening to my Documents or this is only all are playing games with the customers .
So I am helplessly raising this mail so some body will take some care of this issue or simply let it go like all the other junk mails you get in your mail box.
Very sorry to say that pre-approved loan do not reach the people after 20days also were it was suppose to reach in 4days.
At least now any one would take this and response and give me the feed back.
Thanks and regards,
L Narasimha Prakash. M.F.A
Sr: Automobile photographer.
Carazoo.com
Logix microsystems.
Bangalore: 560076.
M: [protected]
L Narasimha Prakash.M.F.A
Sub: Regarding the Pre approved loan.
Dear sir/Madam,
Hi My Name is L. Narasimha Prakash. I am very sorry to inform you that there is no responsible now in your organization.
Yes I am very happy to say that I had taken my first loan on my 2 Wheeler Bajaj Wind 125, KA 01 EG 407 took me only one day for the approval and got my bike on the second day. I was very happy on that some one kept the trust on me and given me the loan I was not even working at that time was a free lancer.
When I applied for my second load that was for Laptop took me only 2days and the laptop was in my hand I was very happy that Bajaj finance has kept the same standards of the service this time also.
There were no black marks in my records and I have kept your belief and paid back the entire amount at the right time.
After a long time I got a message on my cell telling that you have a pre approved load in my name and enquired about it to the call center people they said yes you have of Rs : 1, 45, 000/- and it takes only 4 working days for the process you even now don’t know weather I am working or not, I am very happy for this was in December 12th then I made my plans for this were i wanted to lay tails for my home so I made payment on my credit card payment there on 27th of December 2008 my billing date of my card is on 26th of every month then the person from Bajaj finance come to my home on 3rd of Jan 2009 took all the necessary documents and told me it will take 6 working days for the DD to come to your home (now see there is a big change in 4 days and 6 days) the person name is Pradeep his M:[protected] then I was very happy that you have so much belief on me and there was a enquire person coming to my office and to my home after all this process now I called this person that’s Mr. Pradeep on 12th were it is 9th day after the documents produced then he says to wait for 2 more days I did that and called him on 14th he said it may reach today or on 15th Jan. Then there was another call to him on 16th aski9ng for whats happening he said on idea I will get back to you he never did that again called on 17th he did not have any clue of this. Then I asked him for the responsible person’s number to whom I can speak and know about my status he gives the number[protected] when I called this number this was a customer care number were they had no idea of any thing then they also gave the same answer telling that wait for 2 more days lets see it may have been dispatched, he was not sure about that I again called the same number on 21st Jan they didn’t have any clue of the matter. Then I thought let me call up the number who had given me the offer[protected] then they were also not of the help no one is giving me the responsible and capable person’s name or number who can answer me and today 23rd Jan 2009 I called up and took some class to the[protected] number at 12.10pm he was very rude to me after me being rude he gave the number of Mr. Verendher and told call and find out what has happened to your process. Wow at last some body responsible I got then called his number M: [protected] at 12:15pm he just said it is dispatched to your address then I told him I have not yet received. Then he tells me to call up at 3:00pm or else he will check in person and get back to me regarding this at 3:00pm 23rd Jan he never turns back I called him at 6:00pm again he did not have any clue said it should have come I said no I have not yet received then he tells that ho it is 20 days you have given the application then he keeps me on the wait and says that it may be returned (He is not sure about it) then tells me there are 20 cheque returned in that yours also might be one and asked Might be? He said I will check and tell again keeps me on hold for 2 min and gives me the number tell me to call up the Blue Dart number then I did call them on[protected] and the packet number was [protected] called up bluedart and sorry to hear that this number was not of mine it was some Mr. Shukla form Mathikere gokula. So now what should I do called up again Mr. Verendher then he tells me I am helpless call Pune peoples I have no idea of your Dock then I said no idea? Who is responsible for this then he gives back the same Pradeep [protected] number he will have all the details so the same repeated called him again at 7:00pm he also gives me the same fake bluedart number and when he came to know that I have already don the enquire then he says I also have no idea and I can also not give the higher peoples number I can give only call center number and washes his hand.
Now let me know there is any thing happening to my Documents or this is only all are playing games with the customers .
So I am helplessly raising this mail so some body will take some care of this issue or simply let it go like all the other junk mails you get in your mail box.
Very sorry to say that pre-approved loan do not reach the people after 20days also were it was suppose to reach in 4days.
At least now any one would take this and response and give me the feed back.
Thanks and regards,
L Narasimha Prakash. M.F.A
Sr: Automobile photographer.
Carazoo.com
Logix microsystems.
Bangalore: 560076.
M: [protected]
i have purchased desktop computer from modern computer, nanaganallur, chennai.
that time i opted for bajaj finance and due date given as ever 10day of the month.
today(28jan09) i received an SMS from bajaj finance that i have to pay my EMI by 31jan09.
why there is sudden change in date of emi. if able me to send the local branch manager no.
i will be greatful to u.
regds
S.ANAND
[protected]
that time i opted for bajaj finance and due date given as ever 10day of the month.
today(28jan09) i received an SMS from bajaj finance that i have to pay my EMI by 31jan09.
why there is sudden change in date of emi. if able me to send the local branch manager no.
i will be greatful to u.
regds
S.ANAND
[protected]
sir,
i have fainance a bike (bajaj xcd- 125) in dec- 2008 . And i was geve the 18 cheqs of "chandrapur gadchiroli bank" but from that bank they clossed my account in suffring of low balance. therefor i paid 10 instalment in advanced. but from last three months i am suffring from very bad condition.
so sir i request to you plz. give me another one month rest. in next month i will totaly closed my account meance i will paid all installment at a time. and closed my account
thanking you
pradeep umare
ballarpur
[protected]
i have fainance a bike (bajaj xcd- 125) in dec- 2008 . And i was geve the 18 cheqs of "chandrapur gadchiroli bank" but from that bank they clossed my account in suffring of low balance. therefor i paid 10 instalment in advanced. but from last three months i am suffring from very bad condition.
so sir i request to you plz. give me another one month rest. in next month i will totaly closed my account meance i will paid all installment at a time. and closed my account
thanking you
pradeep umare
ballarpur
[protected]
Subject: Unexpected & undue harassment and abuse by staff for a rightful service requested by me at Bajaj Finance.
Dear Sir / Madam
I am writing this mail in terrible disbelief that the prestigious reputation of Bajaj Finance can be so easily tarnished by some of absolutely ill behaved and unprofessional staff at one of Bajaj Finance outlets in Delhi.
Please take note that this disgusting incident has happened to me despite my up to date full & final payments about the service availed by me. So, ironically, even the case of non payments leading to unruly behavior by recovery agents does not apply here and still I was humiliated by them.
All I had requested was the original bill of my Lenovo laptop which I had purchased on 50% down payment and the rest amount financed by Bajaj Finance with reference to Proposal number:- 184218, dated 09/02/08.
Now find below the disgusting sequence of events that has forced me to be seriously doubtful about any product or service of Bajaj
1-I called up the concerned person Ms Sadma for guidance on how to get the original bill since I have made full and final payments.
2.Ms Sadma asked me to go to Bajaj Finance office, opp Maharaja Agrasen Hosp. at Rohtak Road, New Delhi as I went there all the way from Katwaria Sarai, New Delhi which is appx18 km(oneway), the reception out rightly denied that there is anything like original bill, instead they said that only a statement can be given.
3.I called Ms Sadma again and she insisted that I should contact Mr Sachin Panwar([protected]) at the same office and he would provide me the bill.
4.I waited for Mr Sachin Panwar for about 25 minutes and then he came out and said he is going out so I should contact Mr Yogesh Sharma at the same office. Again after some wait Mr Yogesh Sharma came out and without listening to me just sent across a message that he is going to a meeting and will take at least one hour.
5.After wasting so much of time and effort without any result, I called up Ms Sadma again and now she stopped taking the call despite repeated attempts she did not pick my call while regularly took calls of others.
6.Obviously I lost my patience and asked for details of Mr Sachin & Mr Yogesh so that I could make a complaint, instead, Mr Sachin came out and started using foul and abusive language . He even asked me to go to police station or anywhere and he would not care. In fact he started threatening me like a criminal.
Now if an up to date customer gets such treatment at Bajaj outlet without even a reason then I feel sorry for the reputed name of this prestigious company.
However, as a rightful consumer I make a sincere demand that the matter be investigated, verified and action be taken against the culprits at your organizational level with due communication to me, otherwise I will have no option but to go to the consumer forum or any other valid authority.
I still hope that my interest and Bajaj`s reputation will not be compromised in the hands of a few ill behaved arrogant hooligans.Kindly arrane my Orignal Bill
Deepak Sharma
[protected]
Dear Sir / Madam
I am writing this mail in terrible disbelief that the prestigious reputation of Bajaj Finance can be so easily tarnished by some of absolutely ill behaved and unprofessional staff at one of Bajaj Finance outlets in Delhi.
Please take note that this disgusting incident has happened to me despite my up to date full & final payments about the service availed by me. So, ironically, even the case of non payments leading to unruly behavior by recovery agents does not apply here and still I was humiliated by them.
All I had requested was the original bill of my Lenovo laptop which I had purchased on 50% down payment and the rest amount financed by Bajaj Finance with reference to Proposal number:- 184218, dated 09/02/08.
Now find below the disgusting sequence of events that has forced me to be seriously doubtful about any product or service of Bajaj
1-I called up the concerned person Ms Sadma for guidance on how to get the original bill since I have made full and final payments.
2.Ms Sadma asked me to go to Bajaj Finance office, opp Maharaja Agrasen Hosp. at Rohtak Road, New Delhi as I went there all the way from Katwaria Sarai, New Delhi which is appx18 km(oneway), the reception out rightly denied that there is anything like original bill, instead they said that only a statement can be given.
3.I called Ms Sadma again and she insisted that I should contact Mr Sachin Panwar([protected]) at the same office and he would provide me the bill.
4.I waited for Mr Sachin Panwar for about 25 minutes and then he came out and said he is going out so I should contact Mr Yogesh Sharma at the same office. Again after some wait Mr Yogesh Sharma came out and without listening to me just sent across a message that he is going to a meeting and will take at least one hour.
5.After wasting so much of time and effort without any result, I called up Ms Sadma again and now she stopped taking the call despite repeated attempts she did not pick my call while regularly took calls of others.
6.Obviously I lost my patience and asked for details of Mr Sachin & Mr Yogesh so that I could make a complaint, instead, Mr Sachin came out and started using foul and abusive language . He even asked me to go to police station or anywhere and he would not care. In fact he started threatening me like a criminal.
Now if an up to date customer gets such treatment at Bajaj outlet without even a reason then I feel sorry for the reputed name of this prestigious company.
However, as a rightful consumer I make a sincere demand that the matter be investigated, verified and action be taken against the culprits at your organizational level with due communication to me, otherwise I will have no option but to go to the consumer forum or any other valid authority.
I still hope that my interest and Bajaj`s reputation will not be compromised in the hands of a few ill behaved arrogant hooligans.Kindly arrane my Orignal Bill
Deepak Sharma
[protected]
Dear sir,
It is to inform you that i am depositing my personal loan EMI for last 3 years but my name is entered WRONG in yours record as under
Name : SATYWAN SAROHA My name is NOT (SATNARAYAN)
Ref : NO. 51752502
pls do the corrections immediately & acknowledge
Thanks
SATYWAN
[protected]
It is to inform you that i am depositing my personal loan EMI for last 3 years but my name is entered WRONG in yours record as under
Name : SATYWAN SAROHA My name is NOT (SATNARAYAN)
Ref : NO. 51752502
pls do the corrections immediately & acknowledge
Thanks
SATYWAN
[protected]
Sir,
I financed a bike bajaj discover from bajaj finance, my bike no is TN
20 AQ 9371. For me clearance date is 10th of every month but from last few month the clearance not done properly, it is difficult to maintain the balance til the end of the month, even there is no deposit of cheque til the month end, i getting cal from an executive of bajaj finance and they collecting the money from me at end of the month. If i ask reason means simply saying sorry for the inconvient. Plz give me solution.
Regards,
saravana ram
[protected]
I financed a bike bajaj discover from bajaj finance, my bike no is TN
20 AQ 9371. For me clearance date is 10th of every month but from last few month the clearance not done properly, it is difficult to maintain the balance til the end of the month, even there is no deposit of cheque til the month end, i getting cal from an executive of bajaj finance and they collecting the money from me at end of the month. If i ask reason means simply saying sorry for the inconvient. Plz give me solution.
Regards,
saravana ram
[protected]
I HAVE PURCHASE SPIRIT IN 1995. SEND ME N.O.C. TO MY MAIL ADDRESS. MY LOAN DETAILS
SPIRIT-2005
LOAN NO[protected]
THANKING YOU SIR,
A.VARA LAXMI
KAKINADA.
SPIRIT-2005
LOAN NO[protected]
THANKING YOU SIR,
A.VARA LAXMI
KAKINADA.
Dear Sir,
This is for your information that I have taken a personal loan from you and I have completed 13 months of EMI correctly.In the time of taking loan i got a promise from your side top up will be possible after 6 months, but while contacting calicut branch for the same I got a reply that there is no facility like that.Please provide me clarrification rgarding this.
Surendran SP
[protected]
This is for your information that I have taken a personal loan from you and I have completed 13 months of EMI correctly.In the time of taking loan i got a promise from your side top up will be possible after 6 months, but while contacting calicut branch for the same I got a reply that there is no facility like that.Please provide me clarrification rgarding this.
Surendran SP
[protected]
i am practicing advocate vijayawada. i have applied loan in Bajaj finance for Air Condition. the loan praposal was rejected as i am advocate and treated my profile as negative.
Sir,
I have purchased a consumer product in the year 2006 Dec.as per the norms i have handed 8cheques as per the paymentt aggrement but unfortunately the agent lost one of the cheque and he wanted to pay him cash.i dont have paying cash but myy only was my cheque to be return which he never n hence i didnt pay up.
Though its late but now i want to pay my amt as soon as possible as the cheque is no more valid for clearence.
Pls tell the agent to give me a call on my cell nos [protected]
Regards
Rajib Modak
I have purchased a consumer product in the year 2006 Dec.as per the norms i have handed 8cheques as per the paymentt aggrement but unfortunately the agent lost one of the cheque and he wanted to pay him cash.i dont have paying cash but myy only was my cheque to be return which he never n hence i didnt pay up.
Though its late but now i want to pay my amt as soon as possible as the cheque is no more valid for clearence.
Pls tell the agent to give me a call on my cell nos [protected]
Regards
Rajib Modak
hello,
I have financed a bike(Bajaj DTSi) from Bajaj Finance, i have paid regular instalment 0f RS 2695 without fail dated every month of 15 th i dont know how many instalment u have takne from my account till date we have not received any account statement for your side so, pls inform how many instalment balance (total outstandng) I have been trying to find bajaj finance emplyee or office has we are not getting any information of it.
I have financed a bike(Bajaj DTSi) from Bajaj Finance, i have paid regular instalment 0f RS 2695 without fail dated every month of 15 th i dont know how many instalment u have takne from my account till date we have not received any account statement for your side so, pls inform how many instalment balance (total outstandng) I have been trying to find bajaj finance emplyee or office has we are not getting any information of it.
Dear sir
I am in Nagercoil.Tamilnadu.
I took a two weeler loan since 22 months before. On 5th march 2009 my loan going to finish.
I want to know please. tell me how many days u are takking after finished my loan to sent my all documents & one key. Waiting u r reply
I am in Nagercoil.Tamilnadu.
I took a two weeler loan since 22 months before. On 5th march 2009 my loan going to finish.
I want to know please. tell me how many days u are takking after finished my loan to sent my all documents & one key. Waiting u r reply
Dear sir,
Myself laukik kashinath Jadhav bought a HP Laptop in the month of Feb 2007 on loan from bajaj finance with 24 installment of Rs.2648/- where i have made the downpayment of Rs.10, 000/-, my EMI will be completed in this month only.The overall amount with EMI is 2648*24=63552 n downpaymeny Rs.10000, so amt is 10000+63552=7
Bajaj finance confirm us that whenever emi will be completed, u will be getting a refund of Rs.7000 as we have taken loan in a scheme of refund, now we want have a details for refund but iam not getting any number of bajaj finance for the refund
if possible please let me know the details of bajaj finance customer care on below number [protected]/[protected](Laukik K Jadhav)
Myself laukik kashinath Jadhav bought a HP Laptop in the month of Feb 2007 on loan from bajaj finance with 24 installment of Rs.2648/- where i have made the downpayment of Rs.10, 000/-, my EMI will be completed in this month only.The overall amount with EMI is 2648*24=63552 n downpaymeny Rs.10000, so amt is 10000+63552=7
Bajaj finance confirm us that whenever emi will be completed, u will be getting a refund of Rs.7000 as we have taken loan in a scheme of refund, now we want have a details for refund but iam not getting any number of bajaj finance for the refund
if possible please let me know the details of bajaj finance customer care on below number [protected]/[protected](Laukik K Jadhav)
I had a loan in bajaj finance in 2007 Decemberthe proposal number is 192867. I paid that consumer loan, it was completed and i want the No Objection Certificate. I got this loan from bangalore.I[censored] please send the NOC to my email address it will be very thank full to. Can i have the contact number of the bangalore office situated in Malleshwaram banglore. They have given one contact number 32408877 .but noone answers the phone can you do the favour as soon as possible. as i am moving to hyderabad and i should take th noc from RTA also.
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+91 20 3040 5261
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4th Floor, Bajaj Finserv Corporate Office, Viman Nagar, Pune, Maharashtra, India - 411014
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I don't agree with ur service being provided to the customers.
What happened in my case, that i had gone to the office of Bajaj Finance being located there at Rohtak Road, Delhi, but i did not get the NOC of my vehicle. Nobody is there even to listen though the system shows that it has already been dispatched from Pune.
Even after the completion of 5 to 6 months, i am not getting my NOC.
Kindly help me in this regard.
The details of the vehicle are as given below.
Regn. No - DL3S BF 1774.
Proposal No - 163574
Sent Date - 24/06/2008.
Hope ur positive response.
Waiting for ur reply.
Santosh Dash.