[Resolved]  Barclays Personal Loan — Foreclosure of loan

I took a personal loan fron barclays cochin office on 3/7/2008 . Loan Agreement no:-LC[protected]. Loan amount was 1, 25, 100, and EMI Rs.4726. I am paying for the last 7 months correctly. Now i want to close the loan. When I approched the office they told that i has to pay Rs.1.23 lakhs. I ask for the detials of the amount they said. They said that my outstanding amount was Rs.1.15 lakhs, forclouse charge @4%, and also tax. Then it comes around 1.20 laks. Then i asked for remaining 3000/-. They give me interesting answer that the remaining 3000 is the interest for next 20 days. I am ready to pay by cash, they not ready to accept the cash, then i has to give cheque. I am ready to give at-par cheque. More than that when i ask for a printed statement of the amount to be submitted for forclosure, they told me that they wherenot able to give any such statement or they where not ready to give me any proof for the amount that i am paying. Why they charging Rs.3000/- extra.Is it a penality for the customer who taken the loan from barclays?? or is there is nobody to question such an idiotic practices maintained by these kind of banks. I need justice.. Anybody from the concerned department should takeup the problem and help me.