[Resolved]  Bilkish — Harrasment

Address:Kerala

Hello All,

Due to some crisis I came to India from UAE before one year and at that time I have some RAK credit card liability near about 7000 AED. Few days before somebody called and visited my house and telling that you have some outstanding due (around 13300 AED) with RAK. Actually I was plan to go back UAE and didn't get job. Till January I payed the minimum balance from India after that my financial crisis not allowed me to deposit the minimum.
They are calling me regularly and giving the last date for close the account. They are telling otherwise they will take legal action. I don't want to cheat the bank, I will definitely close all the amount, but I need the time. Please advice me regarding this. Totally I am disturbed due to their call.

Regards
PMM
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Aug 13, 2020
Complaint marked as Resolved 
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Comments

This is not a consumer case this will be a Criminal and Civil case as they are not your seller or service provider they are working as a third-party agent for financial institutions, so you can do all the below together
File a Criminal case for harassment and threatening against the person calling and the company including the bank claiming they work for
File case in the Ministry of Corporate Affairs where they are registered against the company for their such actions
And also report this to the news media to publish their action

In India, the law does not allow any such third party to be used for collection refer to case no
https://www.livelaw.in/news-updates/foreign-banks-cannot-engage-recovery-agents-...
File criminal case against the Company directors and Company

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    Kerala
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