[Resolved]  Birla Sunlife Insurance — False rebate promised by its officials

Birla Sunlife Insurance — Not received the Certificate Even after One year

I have taken Birla sunlife Indurnce during July, 2007 and paid primium Amount of Rs 20, 000.00 in Bangalore Branch. I have not got the Certificate yet & Co is asking for Next Premium Payment. Now they are seeking certificate/ afidavate from Notery, saying that I have Lost the Certificate.



This is horrible with private Insurance Co. One Can expect our situation during Repayment of Insurance amount.

I have Original slips of premium Payment.
Please let us know, whether i can get back this money.
Please also let us know the formaliteis of registering complaints


Regards

Satyananda

dear friend

one legally can not give refund of insurance premium
second after issue of policy only within 15 days u can cancel it
later on not so...

enjoy the dream plan
its a good plan

Dear All,

This complaint was showing that customer had forced to take his commission from Agent & agent had denay to hand over the commsison to client .
Anyways !!! Dream plan is a Such very Good Plan
And as per IRDA no commission will exchange to anybody asking commission & giving commisson is Crime
Enjoy Drean Plan
'
Raj

Birla sunlife issue a fake a policy No[protected] using My name and A/c Number. And ECS deduct from my Account when i file complain at birla sunlife site nothing is done by its side and say to me that a application to stop ECS from my A/C.when i submit application then birla sunlife said my sign did't match. How surprise that fake Policy issue to me and with fake sign. and birla sunlife match fake sign with my real sign and said that is matched with my sign. and enforce me that to agree that policy and pay for that. i am really nervous for this type of attitute.and surprise that policy issue from my A/c and ECS deduct from A/c and i am not unable to stop and some one enforce me we agreed this policy and pay for it.

plz help me what i do.

i am work in birla sunlife in jalgaon is pst agency manager sumtime badtime/branch manageri is a folish man froud adviser fee
payment no payment no sallary, demand salary demand regqinetion or GO H0ME I WORK I APPIMENT ADVISER BUT VERY BAD EXPERIENCE NO SINGLE PAYMENT BY THE COMPANY very complints t the compay but not action,

I m also having Birla Sunlife Children's dream plan which I had started in March 07 and the Company's agent/ advisor Mr. VIKAS SETHI of Jabalpur had not given the commission. I invested Rs. 25, 000 annually accordingly commission of at least 30% or someone else told that it is 40% those days (It was mentioned in ToI in May 2007 that the commission is around 40% if someone help me then I will collect the ToI cutting also) of Rs. 7500 or Rs. 10, 000 is to be recd from the agent/Advisor but Mr. VIKAS SETHI of Jabalpur had given only Rs. 3000/ after too many persuals which was not right.

Later on we come to know that in April/ May onwards the agent/Advisor Mr. Sethi has changed the company and we were bound to pay next premiums, which was really heavy. These type of behaviour of Agents and Officers/ Advisors should be taken seriously by the companies head offices so that company's image will not be damaged. We are in the impression that "We were cheated by this policy so we are not recommending others for such policy)

First of all one does not have the right to ask rebate in insurance policies. If you ask, you are equally guilty. As for the agents and managers offering rebate in commissions, they are trying to exploit the greed in you. Insurance policy is a legal contract and asking rebate in commission is like bribing. I hope everyone is clear of what they are getting into. The message is clear: DONT ASK OR GIVE REBATES IN COMMISSION. Another way of looking at this issue is that the commission is the only income source for the agent. We should not try to snatch it from them.

Regards

Kishore

how can i see my policy status online you pepole not given me any id, password.
i will withdrwa my policy as soon as possible.

From: "Nandan Bisht" <[protected]@rediffmail.com> |

To: <[protected]@birlasunlife.com>


Subject: Re: Re: Fw: Policy document not received[protected]


Date: Thu, 28 May 2009 17:45:36 IST
Cc: <[protected]@rediffmail.com>






dear Sir/Madam.

still i hav not recd the policy documents as per your Customer care Exective my document has been despatched on 12/5/2009, and no idea about it who hold my Documents ?it not a gud news for every customer,

for your kind information now i dont want this policy reason your know as promised by your agents and company response and holding my money .

i request to you kindly cancle my Above said policy and refund my initial premum Amount asap.




Note :- now onward if i have reced any document from company I will return the same day


request also addresd to:Sir please help

Mr Sri P.K.Mishra,

Insurance Ombudsman Office of the Insurance Ombudsman 2/2 A, Universal Insurance Bldg. Asaf Ali Road
NEW DELHI 110 002




On Wed, 27 May 2009 13:45:04 +0530 wrote
>Dear Nandan,
>
>This is with reference to the above captioned policy .
>
>The said policy document will be despatch as per mode .Pls. wait for 2
>days.
>
>So please kindly bear with us .
>
>Please feel free to get in touch with us for any further assistance
>regarding your policy (ies).
>
>Assuring you the best services,
>
>Regards,
>Rupali
>Client Service
>Birla Sun Life Insurance Company Limited.
>
>(Toll Free):[protected]
>Timing: 9 am- 9 pm (MONDAY TO SATURDAY)
>Website: www.birlasunlife.com
>Fax:[protected]
>Address :Customer Care Unit, Indiana Business Centre, B Wing, First
>Floor, Marol Naka, Makwana Road, Andheri (E), Mumbai 400 059.
>
>
>
>
>"Nandan Bisht"
>05/26/2009 11:06 AM
>
>To
>
>cc
>,
>Subject
>Re: Policy document not received
>
>
>
>
>
>
>
>still waiting for Policy documents/bond
>
>
>
>On Thu, 21 May 2009 16:31:39 +0530 wrote
>>Dear Sir /Madam as I had applied for a policy with the company and issued
>a cheque of Rs.10000(Cheque No. 136268) which was encashed on 11/05/2009.
>The agent Alpha Investment Group Lajwanti Garden New Delhi The POLICY
>NUMBER for the same is[protected] as provide by customer care executive the
>agent promised me of issuing the document within 15 days. But so far I
>have not received the documents.
>>
>> So I raised the complaint .


Thankyou Nandan

DEAR
SIR,


I am DR.SANJIB KUMAR MANDAL, a policy holder<product name:-C D P> .My proposal no:[protected] through PERFECT DUO code no :-45983 (POLICY NUMBER:[protected].Though my premium Rs.10000 was received on[protected]cheque no :-008403 of AXIS BANK)But till today I have not received any document i.e receipt & policy.please inform me about my policy very soon.

till 28.06.09 my premiums are been deducted regularly through axis bank yelahanka branch bangalore for my policy no.[protected] and[protected] but I am having a doubt whether it is being credited regularly to my account. kindly confirm and send me a account statement as early as possible.

I am having two policies of childrens dream plan policy number[protected] and[protected]. you have not given me any details o[censored]nits alloted. plz, give me the units alloted for 2007 and 2008 and the nav at which they have been alloted

Birla Sunlife Insurance — recieved marketing call even I'm registered for DND registry

I'm not sure from where they get my number.
I think, my communication rpvide Idea is responsible for this.
please guide me how can I take this complaint to right channels.

Regads,
Mayuresh

dear sir/mam,
i've joined ur company as an agency manager(rural) at azamgarh (U.P.)branch.my employee i.d. is 30579.sir i joined company on 18/03/09.and resigned on 30/06/09.sir the problem is i, ve not received any payment from the date of my joining.everytime when i askw for my salary the branch manager mr.ashwani kumar singh said that due to lackness at h.r. end my salary could not released and now he is saying that all the salaries wii be credited along with full & final settelment.sir kindly let me kmow when i'll get my salary and f&f.


thank & regards
shailesh gaur
#[protected]

Dear Sir
myself paresh patel presently i am an agent of baroda branch and my agent code AA2279.MY problem is company without taking my permission in form Mr. PARESH SHAH agent code AM4791 who is area manger added dummy policy and check bounced so company recovered 2550/ rupees with me . So i cant understand company recovered with me why you recovered area manager. And then he resigned .So my request is company recover PARESH SHAH 2550 rupees and give me commsion because his full and final check remaing. So i request you sir if you are not able to solve my probems i will go IRDA. Many time i complain my branch manager but no budy solve my problems.
YOURS TRULY
PARESH PATEL AGENT CODE AA2279

Dear Sir
myself paresh patel presently i am an agent of baroda branch and my agent code AA2279.MY problem is company without taking my permission in form Mr. PARESH SHAH agent code AM4791 who is area manger added dummy policy and check bounced so company recovered 2550/ rupees with me . So i cant understand company recovered with me why you recovered area manager. And then he resigned .So my request is company recover PARESH SHAH 2550 rupees and give me commsion because his full and final check remaing. So i request you sir if you are not able to solve my probems i will go IRDA. Many time i complain my branch manager but no budy solve my problems.
YOURS TRULY
PARESH PATEL AGENT CODE AA2279

dear sir i m manish saboo and my birla sunlife classic life premier policy no.is[protected].i have paid 6 installment of rs 6250 but due to some family reason i have not paid due installments .i want to restart my policy so please send me my latest policy status including penalty, fund position, net dues and other necessary information about my policy.
thanking you.
yours truly
manish saboo

I have taken a policy from Birla Sun life . The policy no is 2919875. I haven't received any of the documents from your side. I am very disappointed with the kind of services you have provided to me. Now, I want to cancel my policy . Please do the required steps for the same as soon as possible otherwise I have to go to consumer court for the same.
Waiting for your response.
Shruti Goel

DEAR BIRLA-SUNLIFE TEAM,
AT THE OUTSET, I WOULD LIKE TO KNOW, WHY ON FIRST PLACE, U TAKE THE E-MAIL ID OF A PROSPECT INSUREE, WHEN U GUYS HAVE NO SYSTEM OR NO INTENTIONS OF SENDING THEM ANY IMFORMATION REGARDING THIER POLICY.
THIS WAS THE SAME THING I PROTESTED TO THE ADVISER/BUSSINESS DEVELOPMENT OFFICER LAST TIME AND, THIS STILL REMAINS THE SAME AFTER 6 MONTHS.
COULD U GUYS PLZ SEND US THE PREMIMUM RENEWAL DATES ATLEAST 15 DAYS IN ADVANCE ON ALL THE POSSIBLE ADDRESSES/CONTACTS AVAILABLE ON UR FILE DATA BANK, SO THE ITS FULL PROOF N CONFIRMS RECIPT OF THE SAME.
I WOULD NOW APPRECITE U GUYS DO THE NEEDFUL, NOW N TODAY FOR ALL O[censored]S.
GUDDAY N GOOD CUSTOMER DELIGHTS.

REGARDS.
ANISH

Dear sir,
Before ur taking policy from any company first thing ask the advisors how many years they r in this field. secondly u have to take policy those who r professionally qualified, he know all the details, whether he calculated the need o[censored]( Need analysis). Before selling the products the first As a insurance advisor professionally doing the businees they know how to sell the products He will give perfect service, Basically all the clients expecting rebates, those who getting rebates no service from the advisors.Profesional advisors wont give rebate. In ur case ur policy document will reach ur residence, i[censored]r in out of station at that time some person will get the document, otherwise the document goes to branch or head office., i[censored] need the policy document u have to give Rs.100 stamp paper regarding the missing of documents, request to issue the policy document. Roughly 10 days u will get the documents. Ur policy in force. u have to pay the renewal premium.No bother.No refund after 5 years u can surrender.