[Resolved]  CIBIL — How to get out of CIBIL's defaulter list.

WANT TO KNOW THE DETAIL LIST

Dear Sir,

I am applying Car Loan. The bank has rejected my application due to my name is appear in Defaulter List. I am asking CIBIL for who is given my name in CIBIL. But those people told asking "control number" for further proceed. But the bank people given in any number, he told just your name appear in CIBIL. Please rectify the same.

Credit card and loans — want to know the reason of name putting in cibil

Dear All,
My name is Gaurav kala. I want to know that i have never default with any company after that know one bank issue me the loan because they told my name is in cibil. So please let me know the status of my name in cibil and if it is there.Please guide me why this happen and procedure of removing the name from cibil.

My details are: -
Name : Gaurav Kala
DOB : 26 Jan, 1981
PAN no. : ANFPK3315C
Add. : 4746 Second floor Inderprastha colony ext. sec-49 Faridabad-121001



Regards
Gaurav Kala

Hi, my name is Vinish Savla. I had credit cards of HSBC, Citibank & HDFC. I had made settlement will all the three above banks in 2006 on receipt of letter of settlement. However on paying the same, i have not received any letter mentioning that there is no dues in my name.

Few days back i had approaced Nationalised Bank for Housing loan. They took CBIL report, in which it mentioned that the credit card amount have been written off and due to this they cannot sanction the loan. The person in charge informed me that if you had made the settlement, then credit company should have updated the CBIL report and the w/off should not be showing in the CBIL Report.

Kindly advice to remove the same from my name.

I do have the same problem.
I want to remove my name from defaulters list from credit card.
Please help me .how to do that...

ADDRESS 271, A ALLAHAPUR ALLAHABAD
I WANT TO KNOW THAT MY NAME IS IN ANY BANK DEFAULTER LIST

cad — Name in CIBIL inspite of doing nothing

Even I am a victim of the same trap. Mobile No: [protected]
I went to a financial Institution for Education loan where in I sumitted my documents for loan processing. 2 days later I got to know my name is in CIBIL. I saw the date of account opening which was
9-September 2004. That time I was studying in the hostel. I graduated in 2007, and after 2 years of work experience I got an admission from top 10 UK Universities for management studies. But I need to have an education Loan. Someone else has taken a credit card on my name 5 years ago and I am suffering because of that. Never in my life I have taken a credit card. :-( I dont have any hopes left now.

From then I have approached 2 more banks from where I got the same response.
I dont even know wether there is a law to stop this or complaint against these people to take my name out of CIBIL. I WANT HELP. CAN ANYONE PLEASE ADVICE ME ... PLEASEEEEEE...

PAN NO ANPPP2569R

DETAILES

Dear Sir,
I applied for home loan in SBI bank, loan amount(9, 00000), but unfotunately i got 2 defaults in credit cards.i met an accident due to that i got fractured in right leg, and skin graft in left leg, because of my accident i had big financial problem so i cant able to pay my due at that time. but now im ready to pay with some offer (usage amount).

This is my 2 defaults credit card details:
1. HSBC-1, 00000 outstanding, Status- written off card liimit-25, 0000 and usage 15, 234.
2. HDFC-23, 000 outstanding, card limit- 15, 000 and usage 7, 200.

i need a home loan immediately, but now i cant able to move further because of cibil report, please guide/help me to recover my loan problem, as soon possible.


With regards,
H.Navalan,
([protected])

Credit Card — Name still in defaulters list even after clearing all my CREDITS

Hi Team,
I was using credit facility from Barclays Bank with credit limit of Rs 15000/- which i used fully but thereafter my bill was genarated for Rs 25000/- though it was not atall acceptable but then also cleared all my disputes with bank, as if now my name is still there in CIBIL defaulters list. Please get it remove ASAP as i applied for PL thrice and every time it got rejected.

CREDITCARD AND PERSONAL LOAN — HOW MANY DEFAULT IS THERE ON MY NAME?

WHILE I WAS IN VISAKHAPATNAM I HAD DEFAULTED ON TWO ACCOUNTS AS PER MY REMEMBRANCE.ONE IS WITH HDFC CREDIT CARD IN WHICH I CONTINUED PAYING THE MINIMUM AMOUNT UNTIL ONE FINE DAY I NOTICED THAT A HUGE AMOUNT HAS GOT ACCUMULATED ON MY CREDIT CARD A/C. I WANTED TO SETTLE IT AND MADE SEVERAL REQUEST TO THE BANK FOR SETTLEMENT. HDFC BANK TOLD TO PAY ME THE MINIMUM AMOUNT MANUALLY TO THEIR CUSTOMER REPS AND THEY USED TO ISSUE ME KACHCHA RECEIPTS IN RETURN.WHILE THIS DEAL WAS GOING ON SUDDENLY ONE DAY ATM SUCKED MY CARD INSIDE AND I WAS LEFT WITH NO REFERENCE.ALL THIS HAPPENED SOME 3 YEARS AGO WHILE I WAS IN VIZAG.AFTER MY SUDDEN TRANSFER TO MUMBAI I CONTACTED HDFC BRANCH BUT THEY DID NOT SHOW ANY INTEREST FOR SETTLEMENT.THE RESULT WAS MY NAME GOT REFLECTED IN CIBIL DUE TO WHICH I WAS DISQUALIFIED FOR HOUSE LOAN.
THE SECOND INCIDENT WAS I HAD AVAILED A LOAN FROM ICICI IN THE FORM OF S.T.P.L.FROM VIZAG.I WAS PAYING THE LOAN STEADILY UNTIL SUDDENLY I WAS TRANSFERRED TO MUMBAI AND I WAS FORCED TO CLOSE MY SAVINGS BANK A/C FROM WHICH MY P.D.C. WERE ISSUED.BY THE TIME I HAD COME TO MUMBAI THE S.T.P.L. SCHEME OF ICICI BANK WAS FINISHED DUE TO THE HIGH INTEREST RATE FEATURES OF THE SCHEME IN WHICH MANY PEOPLE DEFAULTED ON THE SAME LINES.WHEN I CONTACTED THE ICICI BRANCH MUMBAI THEY TOLD THAT AS THE SCHEME IS OVER IF I WANT TO SETTLE MY DUES THEN I HAVE TO GO VIZAG PHYSICALLY FOR SETTLEMENT WHICH WAS NOT POSSIBLE FOR ME THEN RESULTING AGAIN IN NOT CONSIDERING ME ELLIGIBLE FOR HOME LOAN BECAUSE THEY HAD REFLECTED MY NAME IN CIBIL.NOW IN THIS EXISTING SITUATION I INTENDED TO TAKE A HOUSE LOAN, WHEN I HAD PUT MY PAPERS TO GIC HOUSING FINANCE FOR PROCESSING I WAS INFORMED BY THEM THAT I AM HAVING OUTSTANDING FOR THESE TWO ABOVE ISSUES AND APART FROM THIS THEY CLAIMED I AM HAVING OUTSTANDING FOUR MORE LOANS WHICH I AM TOTALLY UNAWARE OF.
IN REGARD TO THIS I WANT THAT MY MATTER BE CONSIDERED BY YOUR AUTHORITIES AND HELP ME IN SOLVING MY PROBLEM SUCH THAT I CAN AVAIL THE HOME LOAN POSITIVELY.MY DATE OF BIRTH[protected], PAN NO.-AVOPS5379R

Hi Friends,

did anyone get a solution to get out of CIBIL's defaulters list. or can any one got the loan though being as CIBIL defaulter.

Thanks,
Balaji

HELLO SIR
I HAVE TAKE A LOAN FROM ABN BANK THROUGH CREDIT CARD AND I PAID THIS LOAN BEFORE PERIOD AND ITS AMOUNT I WILL TAKE ITS ON CUSTOMER SERVICE NUMBER AFTER TWO MONTH THEY MAKE NEW ISSUE OPPOSE ME YOU ARE NOT INFORM TO US YOU ARE CLOSE YOUR LOAN SO YOUR LOAN IS NOT CLOSE AND THIS CHARGE IS PAID BY YOU COMPALSARY AND THEY ARE PRESS TO ME WE ARE GIVING YOUR DATA IN CIBIL I HAVE ALL PROOF ABOUT THIS MATTER BUT THEY HAVE NOT LISTEN ANY ESQUSE
SO WE ARE REQUEST TO YOU ANY GIVE ME ANY HELP I WILL PLEASED AND THANKSFULL
TO YOU
THANKS

credit card write off settlement issue — wrongly name is appearing for credit card write off as no write was done on my name

I have applied for the car loan at SBI and came to know that from the bank itself that there was some write off of RS more than 93000 for the credit card issue dinmy name. It was to my surprise that no such big amount purschase was made by me on any cards available by me. Presently the oldest card I am using is of HDFC bank visa card and that to be upgrade from silver to gold and know to Platinium. Also I got two new credit card in last one year and no such complaint/rejection/information I got from those bank (Axis bank and Barclay bank)

Please provide me the card no and bank name provide my name for my knowledge and clarification

Hope for early response from your side

State Bank of India — Rejection of Loan for car finance as the name is in the Defaulter list of CIBIL

Dear Sir, Despite clearing all the dues no communication having been received from any of the bank or from CIBIL that, I have been put in the DEFAULTERS LIST without telling me the details of the amount pending against me and name of the bank/credit card bank and my loan based on this has been rejected. I shall be gratefull if i am advised of the details of Pending dues against me if any. I am ready to clear them. An urgent action in the matter shall be appreciated otherwise i will initiate Legal Remedies. Thank you.



SATISH KUMAR
4/17, PUNJABI BAGH(EXT)
NEW-DELHI-26
mob. [protected]

Dear Sir,

I have apllied in SBI SECUNDERABAD, for car loan, and it seems you have shown as defaulter to us.
The control number 39, 94, 44, 171.

IN MY LIFE TENURE I NEVER USED CREDIT CARD. KINDLY LET ME WHO AS ISSUED THE CARD
AND WHO HAS USED. KINDLY SEND ME THE DETAILED THE WHEN I DRAWN MONEY AND
ANY REMINDER THEY SEND SO FAR. IT IS HARRISING SITUATION NOT THE GET LOAN EVEN NO
FAULT OF OUR.

KINDLY SEND THE DETAILED IMMEDIATELY.

KINDLY SEND THE DETAILED ADDRESS FOR CORRESPONCE.

ASHOK KUMAR JOSHI
INCOME TAX ID ACZPJ8063H

i want to know my credit default in bank personal loan. pl help me how to know it

No name — for downloading problem

I have nokia 2700c.I have wanted to Download SBI mobile banking Application .But not available Download in nokia 2700c modle. please help me.

I have nokia 2700c.I have wanted to Download SBI mobile banking Application .But not available Download in nokia 2700c modle. please help me...

Dear Sir,

I want to know that in any case my name is in defaulter list. because i want to apply for the loan, pls let me know.

Mr D.O.B is 02.01.1979
Regards
Satish L
[protected]