[Resolved]  CIBIL — How to get out of CIBIL's defaulter list.

Hello Sir/Madam,

I just want to know if there is any chance or way to make my name out of the defaulters list in CIBIL.I made 2 settlements as I could not repay my credit card bills in Jan 2007 due to bad financial position.

After that settlement there is no more remark about my credit card payments or my credit history in your terms, but the problem arised when I applied for a personal loan for my Sister's marriage. My application got rejected as I made some settlements in the year 2007, even after I provided them with the settlement documents. I even tried to repay the balance amount of the settlements done with the respective banks, but to my disappointment they said that even if I pay the remaining amount, my name would be still in the defaulters list and that they cant help me in any way. And as I was not able to get a loan, the marriage got postponed and then cancelled.

SO, I request you to help me with a way, advise or suggestion (if any) to make my name out of CIBIL's defaulters list for ever. Else the only way for me to avail a loan would be to settle abroad and apply for a loan in that country. :). I hope CIBIL will not reject my application there too.

I would appreciate if you can please help me with the best solution or reply to my problem.

One request: If possible, please give us a chance (to the defaulters) to repay the balance settlement amount, may be by fixing the time frame to repay it, else Permanent residency as a CIBIL defaulter.Help us get out of CIBIL's defaulters list.
Theres a chance to get out of a DEATH SENTENCE or a LIFE IMPRISONMENT but seems theres no way for a defaulter in CIBIL, so please help us with a solution for our problem.

Thanks and regards,
Vidhya
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Aug 14, 2020
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DESPITE REGULAR PAYMENTS, ONE OF MY BANK PUSHED ME TO DEFAULTER LIST OF CIBIL, BUT I AM STILL NOT CONFIRMED WHICH BANK HAS PROBLE WITH ME. PLESAE SEND ME A DETAIL CIBIL REPORT SO THAT I CAN NEGOTIATE WITH THEM

THANKING YOU.
Dear Sir/Madam
DESPITE REGULAR PAYMENTS, ONE OF MY BANK PUSHED ME TO DEFAULTER LIST OF CIBIL, BUT I AM STILL NOT CONFIRMED WHICH BANK HAS PROBLE WITH ME. PLESAE SEND ME A DETAIL CIBIL REPORT SO THAT I CAN NEGOTIATE WITH THEM. OR TELL ME WHAT IS A OTHER OPTION FOR REMOVE MY NAME IN DEFAULTER LIST.

Regards
RAKESH SHUKLA
[protected]
[protected]
I want to know my CIBIL status as am going to take two wheeler Loan. My DOB is 07/11/77 and pan number is ABYPH0005K
We were sent credit cards and at time we had no idea how the re-payment works. So, a couple of checks bounced. Now I am aware that a monthly payment should be made in time. My name is in CiBil. Is there a way to ge a second chance. We are starting a new life. Would have to apply for a loan. People learn from their mistakes. The policies shouldnt be so strcit. Ceibil should treat us as human beings and not criminals.
Cibil is system in india
My Dear unknown friend,

You can now access your Credit Information Report (CIR) directly from CIBIL.

1. Valid Identity Proof: PAN Card/ Passport/ Voters ID (Mail self attested hard copy of any one of these Identity Proofs)

2. Valid Address Proof: Bank Account Statement/ Electricity Bill/ Telephone bill (Mail self attested hard copy of any one of these Address Proofs)

3. Payment terms: Demand Draft (DD) of Rs 142/- (inclusive of all taxes and express delivery charge), in favour of Credit Information Bureau (India) Limited payable at Mumbai


4. Download Request Form from http://www.cibil.com/pdf/Consumer_Disclosure_Form.pdf

5.Send all details below address

* Credit Information Bureau (India) Limited
P.O Box 17,
Millennium Business Park,
Navi Mumbai- 400710

If you require any explanation/clarification, you can email us at [protected]@cibil.com or call us on[protected].
If any drought please go to http://www.cibil.com/accesscredit.htm



ND

Complaint against CIBIL — My name in defaulters list

Respected Sir,

I am R.Kandasekaran and I am working in indian railways as engine driver.My PAN NO AKDPK9332J. dob 20.04.1959.. In CIBIL REPORT MY CONTROL NUMBER IS 40,77,89,535 & MEMBER ID HF63161042 .My complaint is at present no loan in any bank.But in CIBIL report my loan amount in 2 banks.One is Rs.71,545.00 & and another loan amount is 29,096.00.But in CIBIL report loan in which banks not mentioned.So i want to know in which banks my loan details.Sir,if i know the two banks details then i meet concern bank branch mnager and i will take necessary action to remove my name from defaulters list.So please me,Sir.

Because,i am starting housing construction.So i applied loan in LIC HOUSING FINANCE.But,due to defaulters name problem they stopped my loan.

So,please help me as soon as possible sir.

Thanking you,sir.
Dear sir/madam,

I have applied for home loan in a nationalised bank from there. I have come to know that my name is considered in defaulter list(CIBIL).

Please let me know that why my name is considered in defaulter list.

I have used credit card of barklay bank but once because o[censored]nsined check my payment was due for that we have paid near by Rs.1000 as panalty to barklay bank.

We have full & final settlement letter no-MUM/BCGOLD/3206 & receipt of Rs.500.( Receipt no is C445244). So i request you to delete my name from the defaulter list.

Whose CIBIL control number is 40721062.

Please reply as soon as posible.

Thanks and Regards,
Ashraf Kalaniya
[protected]
Mira road(E), Thane .
sir, madamiwanttoknowaboutmycibilstatuswheather iam in defaulterslist(or)notmyDOBIS(24/01/1980)
Dear Sir,

I want to know that in any case my name is in defaulter list. because i want to apply for the loan, pls let me know.

Mr D.O.B is 05.02.1961
Regards
Gurbaksh singh
[protected]
Hello Sir/Madam,

I just want to know if there is any chance or way to make my name out of the defaulters list in CIBIL.I made 5 settlements as I could not repay my loans & Credit card due to bad financial position.

After that settlement there is no more remark about my credit card payments or my credit history in your terms, but the problem arised when I applied for a personal loan for my Sister's marriage. My application got rejected as I made some settlements in the year 2007 to 2009, even after I provided them with the settlement documents. I even tried to repay the balance amount of the settlements done with the respective banks, but to my disappointment they said that even if I pay the remaining amount, my name would be still in the defaulters list and that they cant help me in any way. And as I was not able to get a loan, the marriage got postponed and then cancelled.

SO, I request you to help me with a way, advise or suggestion (if any) to make my name out of CIBIL's defaulters list for ever.

I would appreciate if you can please help me with the best solution or reply to my problem.
One more request, if possible give us a chance to repay the old outstanding through fixing a time frame. Two years back my take home salary was Rs. 10, 000 now my take home salary is Rs.21, 000/-. Every year we get KRA income + increment in Salary. Life is getting improved. Those days are over, due to family problem + financial problem etc.



Based on the present salary when you give us a opportunity to get loan.


Thanks and regards,
Suresh K Babu
Hi All,

I would like know my credit worthiness, since am applying for Home loan would be better if you could provide me my credit worthiness based on CIBIL report.
My PAN No - APIPK2968N

Thanks,
Khaja
hi
MY NAME IS ASHOK DIWAKAR

S/O SH: RAM BHAJAN

my pan no is AGNPD5225F



and DOB: 30/01/1980

KINDLY GIVE ME THE CIBIL STATUS ON MY ID
Hello frnds,

If your name is in Default list, dont worry dont pay them, let the Bank suffer, u may approach any Loan Agent who having a Jack in Banks manager, but u need to spend few bucks on them, like i had my CC Default, but today i own ma own Flat through PVT bank loan.
Hello Sir/Madam,

I just want to know if there is any chance or way to make my name out of the defaulters list in CIBIL.I made 2 settlements as I could not repay my credit card bills in Jan 2008 due to bad financial position.

SO, I request you to help me with a way, advise or suggestion (if any) to make my name out of CIBIL's defaulters list for ever. As I'm the only earning hand in my family & I have so many resposibilities on my shoulders, which cannot be performed without taking loan.

I would appreciate if you can please help me with the best solution or reply to my problem.

One request: If possible, please give us a chance (to the defaulters) to repay the balance settlement amount, may be by fixing the time frame to repay it, else Permanent residency as a CIBIL defaulter.Help us get out of CIBIL's defaulters list.

Thanks and regards,
Sandeep

AGRICULTURE FINANCE LOAN — NON ISSUANCE OF STATEMENT AND OUTSTANDING AMOUNT

RESPECTED SIR,

WE HAVE TAKEN THE AF LOAN FROM YOUR BANK IN 2006 AND WE ARE REGULARLY PAYING OUR EMI, BUT NOW WE WANT TO FORECLOSE OUR LOAN.... BUT SINCE LAST MANY DAYS WE ARE ASKING FOR STATEMENT OF LOAN AND OUTSTANDING.... MANY TIMES I HAVE CALLED MR. AJAY KUMAR, BUT HE IS NOT RESPONDING....... SIR I M REQUESTING YOU. PLZ. SEND ME A/ STATEMENT AND FORECLOSURE CHARGES ON MY E-MAIL [protected]@REDIFFMAIL.COM AT EARLIEST. OTHERWISE WE HAVE TO TAKE LEGAL ACTION....
dear sir

i have paid the full amount of my credit card icici bank no is [protected] in the name of Anita Khandelwal in the month of 5.3.09, and the it was said from the bank that now no dues is on my side, but sir my name is still on cibil as not payment list, deatil of my all decument i am sending to you for your kind consideration .

So please delet the my name from the cibil status
THANKS
ANITA KHANDELWAL
dear sir,
i have paid the full amount of my credit card icici bank no is [protected] in the name of Anita Khandelwal in the month of 5.3.09, and the it was said from the bank that now no dues is on my side, but sir my name is still on cibil as not payment list, deatil of my all decument i am sending to you for your kind consideration . i have send my all receipt setteel ment letter photo copy in [protected]@cibil.com om dt.25.1.09 so pl look the matter

So please delet the my name from the cibil status
dear Sir,

My name reflects in CIBIL in Rs;-12/- defaulter in 2008 consumer loan, i applied for Home loan in AXIS bank, i need the detaisl of that particular loan, pl help me out opf this issue, kindly suggest were to get this detaisl.
Hello Sir/Madam,

After i made all my payments, I had been settelled all the due, still there is my name in defaulter list, can u please tell hus who to get get out of cibil, please tell me

Name.k.suresh kumar
pan card no :apapk2514a

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