[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

There are
two credit bureaus that maintain your credit data in the country now, the
prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The
newly notified Credit Information Companies Regulation Act , 2005 (CICRA)
gives a consumer several rights with regard to credit bureaus. 1) First you
should approach CIBIL (www.cibil.com) to get a copy of your own credit report.
This right is given to you by CICRA. Make the request officially in writing and
get an acknowledgement for your request. 2)This report will then outline what
exactly is reported by the bank in respect of your credit account and enable
you to take action accordingly if there is any error in the reporting. Specific
measures have been provided in the CICRA for the consumer to raise a dispute
in respect of any wrong reporting with a time bound dispute resolution
mechanism that has been built in. You can take up the matter with the
concerned bank by posting a complaint on their website and keep proof of that
with you. If there is no response from the bank within 15 days, you can lodge a
complaint with banking ombudsman (www.bankingombudsman.rbi.org.in).
Was this information helpful?
No (0)
Yes (0)
Aug 13, 2020
Complaint marked as Resolved 
Complaint comments 

Comments

Hi,
Kindly let me know whether my name exists in the cibil list or no.
Do the following and help will come your way...join in now and lets change the situation: go to
http://forum.cro4india.org. I did it and I got help from them...related to your queries.
i have never defaulted in loans still today i got shock of the life that my name is in cibil as my statandard charted overlimit was denied now what to do
Need your help regarding getting my Own copy of Credit Report. As when I am applying for any bank Personal Loan or Credit Card.. I get rejected and when I ask for the reason they say that CIBIL has given a report to the bank as fault..

So, I just want to clear if anything like that from any bank.

When I contacted the agent who has collected the documents, and asked for the Controller number they could not provide that and he says that he has never heard about it also...

so, Please get me the report of my credit ASAP so, that I want to
remove from the defaulters list if any...
dear sir
hello tell you about my self agnishwar basu ray residing in delhi i applied for a pl in the month of april got 300000/- approvel. at the same time applied in barckles got report that no data found in cibil so the file got rejected after few days barkles again contacted me given them my file again this time they says that iam a cibil defaulter even hdfc & rel.capitel is also saying so uptil now never used any cridet card or loan now they r saying iam a cibil defaulter pls tel me how?
iam in a great need of money pls tell me how i can get reed of it..
agnishwar...
[protected]
dear sir
hello tell you about my self agnishwar basu ray residing in delhi i applied for a pl in the month of april got 300000/- approvel. at the same time applied in barckles got report that no data found in cibil so the file got rejected after few days barkles again contacted me given them my file again this time they says that iam a cibil defaulter even hdfc & rel.capitel is also saying so uptil now never used any cridet card or loan now they r saying iam a cibil defaulter pls tel me how?
iam in a great need of money pls tell me how i can get reed of it..
agnishwar...
[protected]
pls reply soon as its urgent
sir, some time before someone taken one bajaj bike finance from hdfc bank on my name .after one year i got one letter from hdfc bank, when i asked from bank they show me some my check & one my pan card photo copy, then i write FIR in polise station it case 2005 ( Aligarh u.p) after some time i got that person they was employed in my firm, now i live in delhi from last 3 year &, i got personal loan & four wheeler before one year from icici bank, hsbc & ge money, last mont i applyed two wheeler loan in icici bank but they refuse my vichle loan then i ask from bank they said your name in cibil thats why we can't provide then i enquire i have got i am defaulter from hdfc bank from same bike then i clear all hdfc deus & got loan termination letter & NOC (No objection letter).after that i was apply in hdfc bank & other bank for personal loan or two wheeler loan but every bank refuse my file for cibil matter, i ask why not send up to date information of my a/c to cibil department that why my problem solve out i carry on my business i have big problem now my business is suffer for shorteg of money please solve out my problem as soon as possible, i am very highly obliged.

thanks mohammad ashraf
s/o mohd azeem
pan no. AGPPA2877G
D.OF B. 07/07/1976
LOAN NO. 1860271.
dear sir
i have applied fr personal loan but fm bank side they tell me that one of mine card has been overlimit & have 4 cards but i have only 3 cards i have paid amount regularly so how can i know about fourth card

thanks
ratan singh
hello sir, Kindly let me know whether my name exists in the cibil list or no.
Hi,

I wrote this mail to CIBIL, Because I m very harassed from the
citibank . I was the good customer of bank, but there is dispute in some payment of cheque bouns but i payment in cash they put my name in the CIBIL.

""My name is Ranjan Kumar Chaurasia I want the CIBIL Credit Repot of mine, Becasue my name is in the defaulter list of CIBIL.
I had applied for a loan from some other bank, Bank denied my request because of my name catch in the CIBIL List.
Please help me I m very harassed these days.Please give me the hard or soft copy of the report.
I need on urgently basis. because I have doubt
Why the CITI bank share my name with CIBIL. Without any intimation to me.
I made all my outstanding clear, the CITI BANK will not in the mood to provide me the
no dues certificate and the CIBIL Credit Report.
Please provide me the details.I m very harassed form the bank side.""
How I can check my reports in CIBIL .

please guide me .I have two existing loans.I need to check whether I have any report in the CIBIL .
How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL
Dear Sir,
I am harrassed by the icici credit card people.
from last 18-20 months I have credit card of icici bank, and I have no dues to the credit card. before 8 months one fine day they offered me lambard health insurance, they made me confused and offered me 2 insurances within 15 days. but until now they are unable to send the documents. after of one month of they are offered, I made a call to them and told them not receiving of the documents, they hear the complaint and not responded. after that another two months I made another call and told them to cancel the insurance for non receiving the documents. but they cancel one insurance after 6 months and send a letter of cancellation and I have to pay the cancellation charges nearly about 5000-00, but without receiving of any documents why should I pay the amount, but in my credit card the balance amount is raising day by day. Now they are cancelling the another insurance and asking me the cancellation charges. I am fedup with these harrassments. please give me suggestion or help me to get away from the problems of credit card. due to these matters in cibil statement they are showing under score statement for these reasons I am unable to get the loans from other banks. I don't know what to do? please help me from these burdons.
thanks
m.g. srinivas
i have been alloted cibil member ID (BN[protected], at the time of login through your website the massage is that your ID is disabled, kindly activate my above ID & set fresh password

with regards

lakhan singh
Bank of India
11-BC, Rajpur Road
Dehradun
i have been alloted cibil member ID (BN[protected], at the time of login through your website the massage is that your ID is disabled, kindly activate my above ID & set fresh password

with regards

lakhan singh
Bank of India
11-BC, Rajpur Road
Dehradun
Sir,
I have totally five personal loans, and one house loan mortgage loan, on the time of availing the house mortgage loan the financial institution was says, another one personal loan is running in the cibil report, but, I didnot avail that loan and also I have closed some previous loans taken from various financial institutions. These loans are also reflecting in the cibil report (information received from the financial institution), so, how can I remove the closed loan details from the cibil report. Give information and suggestions to me. please forward my cibil reports to my e, mail ID,
Jow could i chake my CIBIL report ?
How could I chake my CIBIL report ?

Credit Registration Office - Credit Information Bureau — To Serve and Advice you the BEST

CRO has launched the 1st Consumer Credit Information site. Yet another milestone for CRO to reach out consumer / individuals to provide them with the information they are unaware of related to Credit Information in India. Consumers can find information related to Credit Information Bureau in India and their practices. Consumer will have direct access to information required to understand the benefits of Credit Information Bureau. Sections created by CRO also provide individuals with information related to Credit Reports and how to fix any errors; topics such as Fix credit, manage credit, good credit report. A special forum to discuss and find solution is also present on this site.

New information is on agenda of CRO for updating this site regulary to provide the consumer with the most accurate information related to Credit Information Bureau in India. For more information visit: http://www.cro4india.org/consumer/index.php
i had not defaulted on any loan..but still my name is appearing on the CBIL defaulter report. Please revert urgently..

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    Credit Information Bureau India [CIBIL]
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    54%
    Complaints
    1314
    Pending
    0
    Resolved
    686
    Credit Information Bureau India [CIBIL] Phone
    +91 22 6140 4300 [Helpline]
    +91 22 6638 4600 [Corp Office]
    Credit Information Bureau India [CIBIL] Address
    Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra, India - 400021
    View all Credit Information Bureau India [CIBIL] contact information