[Resolved] CIBIL Credit Report — CIBIL CREDIT REPORT | |
There are two credit bureaus that maintain your credit data in the country now, the prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The newly notified Credit Information Companies Regulation Act , 2005 (CICRA) gives a consumer several rights with regard to credit bureaus. 1) First you should approach CIBIL (www.cibil.com) to get a copy of your own credit report. This right is given to you by CICRA. Make the request officially in writing and get an acknowledgement for your request. 2)This report will then outline what exactly is reported by the bank in respect of your credit account and enable you to take action accordingly if there is any error in the reporting. Specific measures have been provided in the CICRA for the consumer to raise a dispute in respect of any wrong reporting with a time bound dispute resolution mechanism that has been built in. You can take up the matter with the concerned bank by posting a complaint on their website and keep proof of that with you. If there is no response from the bank within 15 days, you can lodge a complaint with banking ombudsman (www.bankingombudsman.rbi.org.in). Was this information helpful? | |
Aug 13, 2020 Complaint marked as Resolved | |
734 Comments | |
Comments
i never done any type of fraud with bank then why my name is in cibil list . i want to know why i m in cibil list
Reply
How can I get my credit report.
i had not defaulted on any loan..but still my name is appearing on the CBIL defaulter report. Please revert urgently...
my name is hitender narang date of birth is 21.04.1972 and pan no is aagpn 4191f Pls provide me all the details related my creditibilty.if i am in defalter list of any bank or financial inst.
I have applied for a personal loan. but they says that my name is appearing in Cibil, hence they are not agreeing to sanction the loan. I am sure I have cleared my credit card dues, if any dues are still their, kindly let me have the details on the same, so that I can proceed for zero report on the CIBIL
i wanted the cibil report immediately
i had preclosed 3 small ticket personal loans and paid amount under settlement. know i would like to know my credit report. if there is any possibility to provide me my credit report pls forward it to my mail id
sir,
My name is Prakash Narandas Bhatia from Ahmedabad, Gujrat, my date of birth is 08/07/1981.
i have newly apply for creditcard machine account for my shop, after 1 month bank'sexecutive
said me that your name in nmas. i dont know, how my name is nmas, because i have been
regularly paid anykind of payment.
so, please kindly help me in this topics if my name in nmas.
thanks,
prakash bhatia
ahmedabad
[protected]@yahoo.co.in
My name is Prakash Narandas Bhatia from Ahmedabad, Gujrat, my date of birth is 08/07/1981.
i have newly apply for creditcard machine account for my shop, after 1 month bank'sexecutive
said me that your name in nmas. i dont know, how my name is nmas, because i have been
regularly paid anykind of payment.
so, please kindly help me in this topics if my name in nmas.
thanks,
prakash bhatia
ahmedabad
[protected]@yahoo.co.in
I WANT MY CIBIL REPORT AS I HAVE TO APPLY LOAN FROM MY BANK AS I HAVE CLEAR ALL MY DUES THEN ALSO ICICI SHOWS CREDIT CARD BALANCE AS I HAVE NODUES CERTIFICATE FROM ICICI BANK MY CONTROL NO IS[protected] AND PLEASE SHOW MY CONFIRMATION CODE AS I DONOT KNOW
I WANT MY CIBIL REPORT AS I HAVE TO APPLY LOAN FROM MY BANK AS I HAVE CLEAR ALL MY DUES THEN ALSO ICICI SHOWS CREDIT CARD BALANCE AS I HAVE NODUES CERTIFICATE FROM ICICI BANK MY CONTROL NO IS[protected] AND PLEASE SHOW MY CONFIRMATION CODE AS I DONOT KNOW
WE HAD RECENTLY (LAST WEEK OF OCTOBER'08 / 1ST WEEK OF NOVEMBER'08) MADE CREDIT APPLICATION TO M/S ICICI BANK LTD. WHO HAVE TURNED DOWN OUR REQAUEST ON THE BASIS THAT 'CIBIL REPORT' ON US IS ADVERSE.
PLEASE PROVIDE US A COPY OF REPORT GIVEN TO THE SAID BANK ON US.
PLEASE PROVIDE US A COPY OF REPORT GIVEN TO THE SAID BANK ON US.
Hello,
I have a car loan and credit cards which are over due...I need a loan to close all my credit cards and some personal loans as well...
When I applied for a loan, it got rejected just because my credit ratings were not good...I dont even know how much it should be and what is my current rating...
Request you to please let me know a solution so that I get live a peaceful life ahead.
I have a car loan and credit cards which are over due...I need a loan to close all my credit cards and some personal loans as well...
When I applied for a loan, it got rejected just because my credit ratings were not good...I dont even know how much it should be and what is my current rating...
Request you to please let me know a solution so that I get live a peaceful life ahead.
i want to know my credit status report
Sir,
My banker while openning a new Over Draft Account, informed me that I am shown as Defaulter on Your Data-List. I am surprised to note the details.
As a matter of fact, Long back I was given a free Credit Card By HSBC Bank.Which later on they raised a bill for annual Fees for the Credit Card.Which i Objected-& the Card was Cancelled -I wrote to HSBC Bank Customer Grievances Cell, thinking that, May be HSBC might have given my Name as Defaulter-But LAst week they have informed me that In their updated List My Name is not shown as Defaulter.
I forwarded the mail of HSBC to my Banker.But my Banker again told me that I should write to CIBIL, as they have not removed my Name as Defaulter.
My Bank has furnished me the Contro NO.as mentioned herewith:
Control No[protected]
Name: RADHIKA MAHESH DESAI
BIRTH DATE: 16 DEcember 1957
PAN No; ADYPD6347A
Resi.Add. Flat-301, Noble House, Sundervan,
Lokhandwala Road, ANDHERI-West-MUMBAI-400 053
Pl. correct the Data or Guide me in the matter to clear my name as soon as possible.
Regards,
Radhika Desai
My banker while openning a new Over Draft Account, informed me that I am shown as Defaulter on Your Data-List. I am surprised to note the details.
As a matter of fact, Long back I was given a free Credit Card By HSBC Bank.Which later on they raised a bill for annual Fees for the Credit Card.Which i Objected-& the Card was Cancelled -I wrote to HSBC Bank Customer Grievances Cell, thinking that, May be HSBC might have given my Name as Defaulter-But LAst week they have informed me that In their updated List My Name is not shown as Defaulter.
I forwarded the mail of HSBC to my Banker.But my Banker again told me that I should write to CIBIL, as they have not removed my Name as Defaulter.
My Bank has furnished me the Contro NO.as mentioned herewith:
Control No[protected]
Name: RADHIKA MAHESH DESAI
BIRTH DATE: 16 DEcember 1957
PAN No; ADYPD6347A
Resi.Add. Flat-301, Noble House, Sundervan,
Lokhandwala Road, ANDHERI-West-MUMBAI-400 053
Pl. correct the Data or Guide me in the matter to clear my name as soon as possible.
Regards,
Radhika Desai
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