CIBIL — CIBIL Consumer Credit Information Report
sharmita21 on Dec 6, 2011
Ref: CONSUMER: SHARMITA PAUL
MEMBER ID: BN01034001
CONTROL NUMBER: 51,26,09,637
PAN No.: AKHPP1790R
I had applied for a car loan recently with Bank of Baroda, Chakraberia Branch, Kolkata - 700020, INDIA.
I was shocked to hear from the Bank (Bank of Baroda, Chakraberia Branch) that my name are listed in the Defaulter List of CIBIL.
To be precise my CIBIL report is not clear for sanction of the car loan as the report is showing an outstanding payment ‘Written Off’ against a credit card. Since the Credit Card issuing Bank information or the account number is not disclosed in the report, I am unable to trace out any outstanding payment on my part, if any. As far as my knowledge goes, I have no outstanding payment lying un-paid or written off by any credit card issuing Bank.
I do not know which Financial Institution has reported our name in the defaulter list. This is utmost unfair for a customer who is sincere and has never defaulted in any way.
I therefor request you to kindly inform me the details of the Credit Card issuing Bank and the Card account number to communicate with the concerned Bank to understand the reason for making this negative record.
I seek justice to get my name removed from the defaulter list with an immediate effect.
Looking forward to a suitable action at the earliest form your end.
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