[Resolved]  CIBIL — My CIBIL SCORE

Address:North Delhi, Delhi

Dear Sir/Madam,

I am not sure how Cibel works and give points to a person.

Four years back , my financial position was not good and i had taken two credit card. I agree at that time my credit position was not good, thus i had defaulted for my payments. Subsiquently i have made all the payment and have cleared my due for all.

Four years back i had taken a car loan from Maurti Country wide. I have also cleared this outstanding payment some 5 months back.

Today my financial position is good and for the past 2 years i have been paying a return of 6 lakhs. But due to my cibel been not corrected i am not able to get a credit card nor am i able to get any loans..

Can you help.

Best Regards

Kirpal Singh Virdi
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Aug 13, 2020
Complaint marked as Resolved 
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Comments

everyone has financial difficulties but that is no excuse to stop repayment. you had no qualms when enjoying with Bank's money but have a problem in repaying. You are stating that your financial position is sound then why are you going back for a bank loan. Every defaulter comes out with the same story...yours is no different.

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