CIBIL — CREDIT REPORT | |||
May I know who has given rights to CIBIL to publish credit reports for the individuals seeking loan. Especially showing them as defaulters from the data received from their members, without sorting explaination from the individuals whose credit note they are publishing. Is it not their duty to give a chace to other parties to clear their position before giving their final report. Was this information helpful? | |||
11 Comments | |||
Comments
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dear Sir,
i was a credit card user of State Bank of India and due to the non cooperative and foul behavior of their executives, became a victim of the CIBIL that has badly affected my credits, and i have to unwillingly work with the private lenders for my loans.
the settlement was however reached and i paid the full and final amount to close the account, but my name still appears in the CIBIL data.
Sir, I am a tax- paying citizen of the country, with the educational publications of B.E.(Mech) and M.B.A.(Fin, Opratn), currently in the entrepreneurship profile and also aspiring to put up a new semi- large scale industry, and am afraid of my CIBIL record. I could not actually understand the credit card policy of the banks that are rapidly disturbing the credit history of the youngsters who are not aware of the consequences of the CIBIL generated against them, like the case with me.
kindly do the needful to clear my name from the CIBIL.
my mobile no is[protected]
regards,
Anurag Agrawal.
34, Royal Residency,
Pipliahana Main Road,
Indore (M.P.) 452001
i was a credit card user of State Bank of India and due to the non cooperative and foul behavior of their executives, became a victim of the CIBIL that has badly affected my credits, and i have to unwillingly work with the private lenders for my loans.
the settlement was however reached and i paid the full and final amount to close the account, but my name still appears in the CIBIL data.
Sir, I am a tax- paying citizen of the country, with the educational publications of B.E.(Mech) and M.B.A.(Fin, Opratn), currently in the entrepreneurship profile and also aspiring to put up a new semi- large scale industry, and am afraid of my CIBIL record. I could not actually understand the credit card policy of the banks that are rapidly disturbing the credit history of the youngsters who are not aware of the consequences of the CIBIL generated against them, like the case with me.
kindly do the needful to clear my name from the CIBIL.
my mobile no is[protected]
regards,
Anurag Agrawal.
34, Royal Residency,
Pipliahana Main Road,
Indore (M.P.) 452001
My name is P.S. Ramesh. I am holding Pan Card No AJSPR5066Q. When I applied for housing loan with SBI they took my cibil credit report. It shown the name of the person and Nilesh Kumar Ramesh Bhai Patel and one Hyderbad address is shown in it which is not related to me at all. That person has taken a lot of personal and other loans. Because of that the Bank is relectuant to given the loan. This is affecting my credit worthiness and this will create a huge problem to me in future. I have filed a complaint with CIBIL in htis regard and they are telling that they will take 45 days time to investigate. That time to too much as I won't be able to get the housing loan which is urgent to me. Please help in this regard.
As for as my concern there is no personal loan in the bank, but sibil says personal loan dues.
this very wrong entries. I have pre-closer letters.for my personal loans there is no due in banks
this very wrong entries. I have pre-closer letters.for my personal loans there is no due in banks
Sometimes mistakes occur but the fact that each time does not remain the same of any-one banks put or submitt defaulters name to cibil but they dont mention the actual mistakes whih was occured by bank or customer only target is chased sympathy is over-ruled (some provision has to be made by cibil in point of view of people for banks which are defaulters as per RBI norms)
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Against Home Loan — My Credit Report is Fake
HiI am Arun Kumar Gupta, DOB is 01/10/1975. I had apply Home Loan in HDFC. The Bank turn out my credit report is bad. because i had taken 3590000/- 7feb 2005 and 1250000/- 2 feb 2005, But I am sure that i have naver avail this loan in past. pl. help me..
thanx and regards
Arun Kumar Gupta