[Resolved]  Citi Bank Credit Card & SBI Credit Card — Unfair CIBIL Report

Respected Sir/ Madam,

I have never used credit card of CITI bank or State Bank. I do not have any outstanding of any bank. Still Bank is not giving me loan because there is some credit card amount overdue in my name from CITI and SBI as per CIBIL Report. I am folowing up the matter with CITI bank and SBI but they are saying "they cannot do anything" and CIBIL is saying "they will not rectify their record untill they get confirmation from CITI bank and SBI". Both the parties CIBIL and banks (CITI & SBI) are slapping me. Bank is not at all investigating on the matter to identify who the actual
cheater is so that my CIBIL data get rectified. CITI Bank and SBI us not matching my all the details with the details of those actual card holders.
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Citi bank complaint reference no- 8359540 & 8359565
state bank complaint reference no[protected]
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Below is the CIBIL report:-

Account type: CREDIT CARD
Amount Overdue: 22, 659
Reported by: CITIBANK
Account Information: [protected]
Date Reported:[protected]

Account type: CREDIT CARD
Amount Overdue: 403
Reported by: SBI CARDS
Account Information:[protected]
Date Reported:[protected]
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Below are my personal details:
Name :- Pradeep Kumar
DOB - 01-JAN-1982
PAN - APAPK1268D
Mobile no - [protected]

Residence Address:-
C/o Mahaveer Singh Sejwal
Flat no - 103, House No - M-165
Lado Sarai, New Delhi- 110030

Office Address:-
Hewitt Associates (I) Pvt Ltd.
Tower A, Cyber Park, Sector -39
Gurgaon - 122001

You are the only hope for me.
Kindly assist and coordinate to get my CIBIL Report Rectified.

Thank you so much.
Pradeep Kumar
(New Delhi)