[Resolved]  Citibank And Fullerton — Harrasment

Hi,
My name is gaurav haldar.whatever i am writing to you believe me each and every word is true and with a tears in my eyes, The reason behind it is citibank and fullerton, I have taken a loan from fullerton of rs 40000 in the month of april 2008 i have more 2 loans with icici bank and citifinancial thier loans are getting paid time to time now the problem is ther is an ECS of fullerton which is for Rs 2483 is getting returned after having the money in my account..i have a account in citibank now they are giving me the reason that mandat form is not recieved i went to the branch inspite there was no mistake of mine i filled up an mandt form still in the month of august my ecs got returned my cibill report went negative and i was supposed to apply for another loan to pay my credit card for citibank which got rejected after not only that my visa got rejected because of that 3 bounces and i had a loss of 4 lacs ruppes till know..no one is ready to help me...plz help me out plzzzzz, , my number is [protected]