[Resolved]  Citifinancial Consumer Finance India Ltd — Personal Loan

citi financial & HDFC bank — mental harashment

Dear Sir/Mam,
In the year Aug-2007 i purchased a bike which has been financed by Citi Finacial.
Right from the begining i have paid all the EMI without any delay.Now for jan-09 my EMI cheque has been bounced even after sufficient amount in my account. i don't know who's fault is this.After cross checking in my HDFC bank they given me the reason of bounce that for clearing cheque comes in process before one day and that clears before public deling.Is it possible????? I have submitted the cash in my base branch(Noida)sharp at 9.30 am. even though that cheque has bounced.

During the finance(Citi Financial) i have opted the date for presentaion of cheque on every 5th and 12th in every month. Now when my cheque has bounced on 5th, citi financial has not given any information regarding that and and they again presented the cheque on 14th which is not my date. upto 13th there was the sufficient amount in my A/C. Now in this situation HDFC has charged two times bouncing charge and same is asking by Citi Financial. Regarding this issue i have already talk to citi financial branch manager named Motaya in Pushp Vihar Branch and she is also agree with me. I have submit my bank statement of jan-09 month to her and filed the complaint. She acknowledge the same and given the recieving on my bank statement that this installment case is under progress.

But till now problem has been not solved and Citi financial collection department executive consistently calling me for the payment without sufficient information.

So its my personal request pls help me out to solve this issue.

i will be very thankfull

Your's faithfully
Krishan Chand Pandey

check the balance amount and how much pay correctly amount and finish the loan. please reply early thank you

Sir/Madam
I Mr. Umesh K Karkera had taken loan from citi financial consumer finance India Ltd. for my two wheeler Honda unicorn orange MH-02 BB 399 I stay in Andheri Chakala I need your help regarding my loan statement the purchase of two wheeler is around 25/05/07 and I would like to know how much installment is still balance as I am planning to buy one more two wheeler for my wife I wanted to know the detail if you can please help me out.It would be grate ful as I am having no detail about your office near by. I only know my cheques given to you of Jankalyan sahakari bank at sahar branch is transfering the amount to HSBC bank in Andheri Mumbai may be You have the account in this branch please mail me the details or call me at [protected]

Ref no . 090223/01

Dated 23/02/09



Dear Citi financial.



I had taken a loan of Rs 46000/- from you in the month of April 2007.

The loan A/c No is 11866094. and the interest Rate is 27.01% PA.



The Schedule for the loan is as below.



month


principle


IRR 27.01% PM


prin. Returned


balance

Jun-07


46000


1035


1757


44243

Jul-07


44243


996


1796


42447

Aug-07


42447


955


1837


40611

Sep-07


40611


914


1878


38733

Oct-07


38733


872


1920


36813

Nov-07


36813


829


1963


34849

Dec-07


34849


784


2008


32842

Jan-08


32842


739


2053


30789

Feb-08


30789


693


2099


28690

Mar-08


28690


646


2146


26543

Apr-08


26543


597


2195


24349

May-08


24349


548


2244


22105

Jun-08


22105


498


2294


19811

Jul-08


19811


446


2346


17464

Aug-08


17464


393


2399


15066

Sep-08


15066


339


2453


12613

Oct-08


12613


284


2508


10105

Nov-08


10105


227


2565


7540

Dec-08


7540


170


2622


4918

Jan-09


4918


111


2681


2236

Feb-09


2236


50


2742


-505







12127


46505








As per the above schedule I have already paid Rs 505/- Extra to you then

What the calculation works out to be.



You are requested to send no due certificate to me at the earliest.



Thanking you and looking forward to your quick response in this regard.



Regards



Mohammad Sohail [protected]

Date: 25-2-09

To

CITI FINANCIAL CONSUMER FINANCE LTD
CHANDIGARH

Kind Attn.: Branch Manager

Dear Sir,

This has reference to my following Home Equity Loans from your esteemed organization.

S. No. LAN No. INSTALMENT AMOUNT
1. 7716011 Rs. 29, 270 /-
[protected] Rs. 17, 000 /-
[protected] Rs. 9, 692 /-

We want to shift there loans to our banker M/S Punjab National Bank. Hence you are requested to give us total outstanding amount against above as on 31 st March 2009.

An early action will be highly appreciated.

Kindly e-mail or courier at following address.

Thanks & Regards


Ajay Gupta ([protected])
UNITECH SERVICES
SCO- 46, TOP FLOOR
SECTOR- 20 C, CHANDIGARH
PH. NO.[protected] / 5095508

I would strongly suggest that consumers should withold any confidential information pertaining to their loan amounts for name of the parties. There is a risk of identity theft in some cases. Just to ensure safety from a consumer point of view

Sir/Madam
I Mr. YOGESH LINGAYAT had taken loan from citi financial consumer finance India Ltd. for my two wheeler Hero Honda CBZ-Xtrem MH-04 DM 5971 I stay in Thane I need your help regarding my loan statement the purchase of two wheeler is around 25/01/07 and I would like to know how much installment is still balance .my Loan a/c.14486693

Respected Sir,

This is in regard to the foreclosure of personal loan. My reference number is[protected] and cleared my outstanding loan amount of Rs 33, 937.00 thru ICICI Bank Cheque No. 357760 on 17-Dec-2008.Inspite of clearing the loan, Rs 2812.00 had been debited from my ICICI bank account as the interest for the month of January 2009.When I talked to your customer care and informed about the same.They replied me saying that a Cheque of Rs 2812.00 will be sent to my corresponding address.Till today i havn't received any Chrque or message from Citi Financial.
Your early action in this matter would be highly appreciated as it's matter of direct money loss to me.

Regards
G AMAR
Ph No. [protected]

FROM.
NATRAJRAJENDRAN,
49-C, KALANI BAGH
DEWAS-M.P.

TO.
The customer care service
NEW DELHI


RESPECTED SIR,
IAM NATRAJ RAJENDRAN RESIDING IN 49-C, KALANI BAGH AVAILED A PERSONAL LOAN OF RS.70000/RUPEES SEVENTY THOUSANDS ON 15TH JULY 2008 AND THE LOAN NUMBER IS, 15395172.

I PAID SOME EMI AND NOW DUE TO MY JOB POSITION I AM UNABLE TO REMIT THE EMI. SO MY FATHER WANTS TO BE HONEST FOR THE INSTITUTION HE ACCEPTED TO SETTLE THE ABOVE LOAN WITH HIS FUNDS.

SO WE CONTACTED THE DSA PERSON FROM UR PRIMEONE WORKFORCE PVT LTD AND WE MCAME TO A SETTLEMENT AMOUNT OF RUPEES 60000/RUPEES SIXTY THOUSANDS AND THEY TOLD THAT THEY R SENDING MAIL TO GET APPROVAL FROM HIGHER AUTHORITIES . FOR THE PAST 1 WEEK WE R WAITING FOR THAT LETTER .

DUE TO ECONOMIC CRISIS IAM IN A FEAR FOR MY JOB CUT SO PLS USE THIS TIME AND GET THE LETTER FASTLY AND SETTLE THE LOAN AT THE EARLIEST.
THANKING U,
NATRAJ RAJENDRAN

To,
Citi financial consumer finance india ltd.
3, lsc, Pusp Vihar
New Delhi 110062

I Mr. Tirlok Chand Kamal & i had taken loan from citi finacial consumer finance india ltd for home loan . i need your help regarding my loan i would like to know that how much installment is still balanced .
File No:- 7718429
Loan A/C No :[protected]


Thanks & Regard
Tirlok Chand Kamal
[protected], [protected]

citi financial consumner finance india ltd. — forcefully give insurance policy against personal loan

i borrowed a personal loan of rs. 300000/- (Three Lac only ) from citifinancial consumer finance india ltd in the m/o march 2009. they forcefully gave me insurance policy of rs, 12000/- of bharti axa insurance co . at the time of disbursment they told me that insurance company will charge administration charges 38% this year & 25% for next years, but when i got the policy from bharti they charged 53% as an administration charges for 1st year & for further years 38%. i don't want this insurance policy. i wrote to citi finance but nobody is cairing my complaint.

i have a very good experience with the citi financial...my best advise is don't take any personel loans from this bank.customer service is worest and they will not listen you and they will not solve.They used call number of times to your mobile if payment delays. the only thing is dont pay an EMI then they will call immediatly the day next and then tell them if you solve my problem then only you will pay next month EMI.They are simply blood suckers

Sir,
We have not received the EMI statement for the whole period along with interest calculation of our Loan Reference Number[protected] Loan Holder Name - Mr.Subhash Gajadhar Khetan
Please give me a your pune brach address and contact person name & contact number
Contact No.[protected]

pls i want my loan status.. my a/c. no.12824941 . pls send my account. i want to setttle full & final..

thanks,
Reni

after the death of my father the loan left is paid by us on[protected] but till today we are not got NOC (no objection certificate) i contact many times but did not responsing properly
please send the NOC as soon as possible
loan on the name of Rajendra Yadav
Address :l/31i sailana yard railway colony . Ratlam (M.P.)
contact no. :[protected]

i need citifinancial's delhi reginol office address with telephone numbers
i've some quiries so that its quite urgent please get back to me very shortly

thanks
surender nath
[protected]
new delhi (India)

Loan Id No : 13104885
Customer Name : Shamima Naaz Khan

I took Personal Loan and now after two years of payment, I did settlement and I already sent the NOC letter given by your office by courier, but my settlement has not yet updated. Please update that because I did my settlement in May 4, 2009 with the cast amount of 20, 000.

Kindly do not call me or message me again.

Thanks,

Dear Sir / Mam,

My loan # 14048016

I have paid now 38384/- Actually i take loan amount 50000/-.That time some amount reducations 6000/-.so balance only i have received .Now i have forclose my loan.

Please kindly advise best settlement amount.i tried your nearest branch.but nobody should proper responce.

Can you pls advise the best settle ment amount.pls note i have no job now.

Awating your valuable feed back.

Thanks & Regards
Suresh

Sir/Madam
I Mr. Rajkumar, H.no-94, Bhorgarh, Narela, Delhi had taken a loan from citi financial (cfil) for my two wheeler yamaha gladiator DL8S NA 3431 in july, 2006 of rupees 20000 which is to be paid in 10 monthly installments. Now when we pay all installments the NO OBJECTION/DUE CERTIFICATE which is required for transfer the vehicle on our name. Normally the companies are post that letter through post. So please send the following paper to the given address. and if the process is different in citi finance please give details of your ragister office, address and contect no. with the process.

If any querry please call me on [protected].

thanks & regards
Rajkumar
house no- 94, Bhorgarh, Narela, Delhi-110040

I took Personal Loan in Citi Financial Consumer Pvt Ltd in BasavanaGudi branch, bangalore.
I took Loan for 24 Months and i almost paid 16 months. Yet i havn't received any Lonn statements from
Citi Financial. I need Loan Statements with Ful details about my Payment and yet how much i need to pay and so on. Expecting the statement or reply as soon as possible.