[Resolved] Credit Information Bureau (India) Limited — Customer Name in CIBIL Defaulter List inspite of having settled all dues. | |
Myself & my husband had applied for a home loan recently. We were shocked to hear from the Banks (Standard Chartered Bank, ICICI Bank, Reliance Finance, Barclays Bank & Citibank) that both of our names are listed in the Defaulter List of CIBIL. We have paid and settled all our dues till date and have the settlement letters from the concerned financial Institutions & Bank on their letter head that the full & final settlement has been done and there are no dues pending from our end. We do not know which Financial Institution has reported our name in the defaulter list. This is utmost unfair for a customer who is sincere and has settled all the dues and has never defaulted in any way. We have never received any information from CIBIL asking for a confirmation if the name of a customer is listed in defaulter list whether is it correct? We seek justice to get our names removed from the defaulter list with an immediate effect.We are ready to give all the proof and settlement letters issued by the concerned Financial Institutions provioded we are given the details of the same. Please help us. Looking forward to a suitable action at the earliest form your end. Regards Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
241 Comments | |
Comments
please go to CIBIL and request for your crdit report CIBIL will charge Rs.142 Rupees Only
Reply
I am a AXIS credit card holder. My total outstaing is rs. 95000. I had told bank to so many time to close my credit card account and conver my outstaing in to EMI so it is convinient for me to pay. Because 95000/- rs. is big amount for me and one time payment for all outstanding is not possible. meanwhile i m paiying minimum amount. But my outstanding are same as it is.
Kindly give me right suggestion for my prob. I dont want to be defaulter.
Regards
SHASHI KOTIAN
MUMBAI
Kindly give me right suggestion for my prob. I dont want to be defaulter.
Regards
SHASHI KOTIAN
MUMBAI
i have a credit card of ABN AMRO bank my o/s Rs.57026 i will pay full amout but this payment made approx 5 days late, then they apply finance charge, late fee & other charge till today the amount is Rs.5500 (approx) i talk with bank excutive they say it will settle in amount of Rs.2000(approx) but they send only SETTLEMENT LETTRE.they can't send a N.O.C. LETTER SO please tell me what will do?
pay 2000 Rs./pay total amount ?????????????????????
pay 2000 Rs./pay total amount ?????????????????????
sir, when i had applied for a top up of an existing personal loan with standard chartered bank ( out of 48 instalments 36 have been paid in time ) i am informed my name is in CIBIL list of defaulters. I want to know who has done this take legal action.Please advise. Regards vairavan.
Dear Mr. Abhilash Mistry they are not going to do as you said. You have to make payments as per the due amount. Take a loan from some one and pay the due amount. This is the solution.
hi my name is thirumal i have some prablam with icici bank .their not given given 6 months my credit card statement after that they are asking pay the full amount which i not used & interst extra charges
i would like to know my name is their in cibil.i want applay the loans.pls do the needful
Regards.
K.Thirumal
i would like to know my name is their in cibil.i want applay the loans.pls do the needful
Regards.
K.Thirumal
Dear Sir/Madam,
After being not my fault, my name being listed in CIBIL defaulter list. Now all my dues being cleared ( without my fault, it was the fault of the credit card staff ).still my name exists in defaulter list. Request to remove my name or else suggest me where I can approach to make my name removed.
Thanks in advance,
Takale.
After being not my fault, my name being listed in CIBIL defaulter list. Now all my dues being cleared ( without my fault, it was the fault of the credit card staff ).still my name exists in defaulter list. Request to remove my name or else suggest me where I can approach to make my name removed.
Thanks in advance,
Takale.
Dear Sir
I am Expired SBI Card, I have paid all my dues an my extra amount is lying with SBI they have not refunded me the amount and they are asking me for more. They say that you have purchased a prevelage circle after one year when my card was expired . I had a call's from SBI call center for prevelage circle I had refused it several time's. One day i received statement prevelage circle purchased pay 7000/ Rs. Why should i pay when i have not purchased . Now i am receiveng thretening call that if you dont pay we will take a legual action. What should i do please help.
Vivek Padale
Nashik.
I am Expired SBI Card, I have paid all my dues an my extra amount is lying with SBI they have not refunded me the amount and they are asking me for more. They say that you have purchased a prevelage circle after one year when my card was expired . I had a call's from SBI call center for prevelage circle I had refused it several time's. One day i received statement prevelage circle purchased pay 7000/ Rs. Why should i pay when i have not purchased . Now i am receiveng thretening call that if you dont pay we will take a legual action. What should i do please help.
Vivek Padale
Nashik.
hi i am Ranjeeth Kumar Naidu.
my D.O.B is 15th March 1983.
My pan number is AELPN7383N.
i want to know my creadit status.
my D.O.B is 15th March 1983.
My pan number is AELPN7383N.
i want to know my creadit status.
I had a credit card from HDFC Bank a longtime back with a limit of Rs. 10000. I purchased a product for Rs 3500 which later on alongwith interest became Rs. 6500. The account was settled with the Bank for Rs. 3500 for which I was given a settlement letter also nearly 2 years back. But now I found out that my name exists in the defaulter list and I am not getting any loans or apply for credit cards. right now there is no settlement letter present with me nor the card number or details. Please help how can I remove the name from defaulter's list.
Am having the HSBC credit card, since i have clear all dues in month 12/10/09 with respect to hsbc credit card bearing no. [protected] (the credit card), Though my HSBC CREDIT CARD bal is nil as per bank record it shows no dues at my side. then also my name is highlighted in CIBIL. SO PLEASE WITHDRAW MY NAME FROM YOUR CIBIL REPORT
Thanks & regards
P.Ragu raman
Mobile no :[protected]
TRICHY, TAMIL NADU -620 007.
Thanks & regards
P.Ragu raman
Mobile no :[protected]
TRICHY, TAMIL NADU -620 007.
i am k.s.srinivas my income tax id is BEHPS8884L, i have applied for a loan, and in cibil its showing loans in my name which i have not taken, you have linked SRINIVAS SIDDAPURA KRISHNA to me, his income tax id is BEHPS8887K to my address.please rectify this as early as possible.
regards
srinivas
regards
srinivas
Dear Sir/Madam,
I need calrification on CIBIL Control no:[protected]. I had a Citi Bank Credit Card No. [protected] which i have settled and also got the settlement letter from them. Could you please let me know whether my name has been removed from the Defaulters list.
Also please let me know if you need the settlement statements soft copy for your reference which i am ready to provide it.
Thanks and Regards,
AnandKumar S
I need calrification on CIBIL Control no:[protected]. I had a Citi Bank Credit Card No. [protected] which i have settled and also got the settlement letter from them. Could you please let me know whether my name has been removed from the Defaulters list.
Also please let me know if you need the settlement statements soft copy for your reference which i am ready to provide it.
Thanks and Regards,
AnandKumar S
Dear Sir/Madam,
I need calrification on CIBIL Control no:[protected]. I had a Citi Bank Credit Card No. [protected] which i have settled and also got the settlement letter from them. Could you please let me know whether my name has been removed from the Defaulters list.
Also please let me know if you need the settlement statements soft copy for your reference which i am ready to provide it.
Thanks and Regards,
AnandKumar S
I need calrification on CIBIL Control no:[protected]. I had a Citi Bank Credit Card No. [protected] which i have settled and also got the settlement letter from them. Could you please let me know whether my name has been removed from the Defaulters list.
Also please let me know if you need the settlement statements soft copy for your reference which i am ready to provide it.
Thanks and Regards,
AnandKumar S
Dear Team
plz tell e about my credit report my PAN no are AIPPD3926K
plz tell e about my credit report my PAN no are AIPPD3926K
This is Shyam Nyathani loan A/c. No.
NHHYD[protected] in my name as been removed from Cibel report or not .
Could you please let me know
NHHYD[protected] in my name as been removed from Cibel report or not .
Could you please let me know
This is shyam nyathani loan A/c. No.
NHHYD[protected]( ICICI bank) in my name is there.Could you please let me know its removed my name and Credit balance is Zero or not from Cibel Report.
NHHYD[protected]( ICICI bank) in my name is there.Could you please let me know its removed my name and Credit balance is Zero or not from Cibel Report.
This is Shyam Nyathani loan A/c. No NHHYD[protected] from ICICI bank Begumpet branch Hyderabad in my name as been removed from Cibel Report and credit balance is 0 or not. Could you please send me informatation as soon as possible
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