CREDIT INFORMATION BUREAU (INDIA) LIMITED

5 Reviews

raju03

Issue false report of CIR

Sub- Complaint Against CIBIL

CIBIL have supplied me my CIR on 25.03.2010 In which they are showing M/s Barklays have issued two personal loan to me one on 02.06.09 and second on 10.06.09 both loans are showing sanctioned amount Rs. one lac and report to cibil the details of both loan on 28.02.10. Infact only one loan was booked in my name from barklays on 10.06.09 from paschim vihar branch , New Delhi and due to neglegence of Barklays' employees second loan was booked on 02.06.09 from Patel Nagar branch, New Delhi which was close at once which is not updated in barklays report. 2. ICICI bank have issued me credit card no. xxxx6000 which is close after making EMI of outstanding dues from Jan-2010 and all emi are going regularly whenever cibil report is showing another details of credit no.xxxx7006 and balance Rs.41838 which is wrong and report to cibil on 03.01.10. Please lodge my complain against cibil for delivery of fake and false information due to this my CIR is going to corrupt and bad. My Personal details are as below:
1. Nme Rajendra Prasad Saxena
2. Date of Birth-08.03.1960
3. PAN No. BABPS3931E
4. Member ID No. BF 99981002
5. Member Refrence No. DD 074907
6. Control No.426533287.

4 Comments

Comments

Vishnu Viva

There is complete lack of professionalism at CIBIL. Measures should be taken to evaluate the worthiness of CIBIL itself first so that such cases will not emerge. Now the thing is CIBIL will easily pass on the blame to the Banks and their wrong reporting. Should not there be a mechanism where by for any wrong CIR data CIBIL with the concerned banks are charged a penalty and this penalty should go to sufferers like Mr. Saxena. What goes of CIBIL or the Banks when someone like Saxena's would be denied a Home Loan/Car Loan? Should not CIBIL be liable for this. Because this is caused by the incorrect data it is pumping out. If you are capturing the data and making money out of it you better be liable for it. Mr. Saxena please continue your fight. I hope the Consumer Forum will open its eyes to this issue soon and provides a quicker and effective solution.

siku786

yes this also happens with me >>

Feb 26, 2011 by

kishoregbhat

Pl file a complaint in Consumer court and make this orgnaisation liable.While banks are provideing unscrupolous loans to defaulting builders retails loan seekers are suffering due to wrong and uncredible CIBIL information
I believe the credibility of CIBIL will take a beating over time

Jul 12, 2012 by

mudit sawhney

First of all It's the stupidity on the part of financial institutions who without Looking into the facts and figures of the borrower and verivefication of loans directly from the lender believe and trust the reports published by CIBIL ;without any application of mind blindly believe the false and fake reports of CIBIL, which has no locas standi at all.
In my opinion CIBIL and The institutions trusting on the false reports of CIBIL should be draged to the court of Law and Penalised heavily so that CIBIL should also first verify the facts before publishing any credit reports of any individual d be answerable and responsible for their acts.
It's realy rediculus and disgusting and CIBIL should be sued for their negiligable acts in court
Mudit Sawhney