I had taken SBI-CC last month. Today when i done online transaction and surprise to see that transaction has been done with without 3D Secure password, it is not supposed to be as per RBI Guideline.
I had done transaction for following three merchant sites.
(1) Airtel online bill payment for mobile
(2) Tata Indicom - Datacard Payment
(3) TATA-AIG - Insurance Premium.
All four above transaction has been successfully done without 3D secure password, with only CC No-Name-Expirty date and CVV number.
Note : MY SBI CC is already registered with MasterCode Secure at SBI Site. Eventough it was not asking for 3D Secure password during online transaction.
When called up with SBI CC Call centre as per then its merchant site issue, but with same site i am doing same payments through HDFC CC from last five years - Every month and it was successfully done with only 3D Secure Password.
My collegue also requested SBI CC and he had done online Air TKT Booking through MakeMyTrip and online transation done without 3D Secure password.
Need to take up and NA for the same related to Security concerns.