I held a Standard Chartered credit card awhile ago which I closed 9-10 years back.Suddenly I start getting calls from the recovery agents, abusive calls also to my wife stating that i was a fraud and had to repay around 9and a half lacs.My credit limit had been Rs 25000.I had payed my outstanding bills but did not retain any records since I assumed that the matter was closed.
Now like a bolt from the blue they say that I have outstandings and I have no papers to prove otherwise.
Could anything be done about it ?