[Resolved] HDFC Bank — NEFT Charges | |
HDFC Bank started to harras consumer by charging on NEFT fund transfer . first of all HDFC are having less number of ATMS over city . So maximum tendency of anyone is to transfer money from netbanking . but now HDFC started to take unknown charges for NEFT fund transfer . Unneccessary consumer need to pay extra behind every transaction . They are already using consumer's money . Apart from that now they will charge on consumer too . Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
 6 Comments | |
Comments
Sbi also charging Rs.5.00 per transaction.no other bank except these two are charging.
Reply
Absolutely right. I am using HDFC NEFT facility regularly. Now i am going to stop it to use neft service. why should i give away my 5 rs?. (I do value it as others do)
I guess Indian Bank is also charging 5 Rs / Transaction
I guess Indian Bank is also charging 5 Rs / Transaction
yes... i was also charged Rs. 5/transaction. But only difference is i was charged 10 days after transaction. i am using HDFC netbanking...
Mohan. S
[protected]
Mohan. S
[protected]
Dear Sir,
My Account no - [protected]
How can bank start charging for the NEFT services... currently they have started a minimum of Rs. 5 per NEFT transactions done...
This is not acceptable... when we are doing the NEFT.. it is providing manyfolds benefits to the bank already and now they are started eating our money too...
Through NEFT paperwork and speed of execution has already been increased and cost has already gone down.. now they are trying to make out profit against the same system which they have encouraged and never said that they have the intention of charging the same in future... please look into it..
It must be stopped and at least for the already registered user... new user to this services can be charged by the bank by providing prior information... in no way, bank can charge the existing customer by their own when there is no such manadatory guideline from the RBI...
Any such charges can only be done to the customer who have enrolled latter on and not to the existing customers... i know that bank might claim that the customer has given his consent at the time of enrolment of the neft services... but do you in principal agreed that these services should be chargeable...how does it matter which mode you are using for making the payment whether cheque or neft... in case of neft definitely bank are saving a lot of money and transactions execute at a faster rate without much manual intervention...i do not find any rational behind charging for neft
My Account no - [protected]
How can bank start charging for the NEFT services... currently they have started a minimum of Rs. 5 per NEFT transactions done...
This is not acceptable... when we are doing the NEFT.. it is providing manyfolds benefits to the bank already and now they are started eating our money too...
Through NEFT paperwork and speed of execution has already been increased and cost has already gone down.. now they are trying to make out profit against the same system which they have encouraged and never said that they have the intention of charging the same in future... please look into it..
It must be stopped and at least for the already registered user... new user to this services can be charged by the bank by providing prior information... in no way, bank can charge the existing customer by their own when there is no such manadatory guideline from the RBI...
Any such charges can only be done to the customer who have enrolled latter on and not to the existing customers... i know that bank might claim that the customer has given his consent at the time of enrolment of the neft services... but do you in principal agreed that these services should be chargeable...how does it matter which mode you are using for making the payment whether cheque or neft... in case of neft definitely bank are saving a lot of money and transactions execute at a faster rate without much manual intervention...i do not find any rational behind charging for neft
Sir,
As a statement of your bank, "Upto 1 lac of NEFT the transaction to other bank is 5 rupees".But you have taken 144 rupees from my account for the transaction of less than 20000.please consider this one, and reply me
As a statement of your bank, "Upto 1 lac of NEFT the transaction to other bank is 5 rupees".But you have taken 144 rupees from my account for the transaction of less than 20000.please consider this one, and reply me
This is a matter of great shame that now RBI has joined with the Banks & started charging for NEFT.
On one hand Govt. wants to increase efficiency, promote paperless banking & on the hand charging for the NEFT is ironical.
NEFT has been so beneficial to all the banks by saving Fund transfer cost(Cheque, postage etc.) and decreasing workload but on the contrary Govt. is trying to mint the money and ignoring interest of the common man.
The Official responsible for such policies are a national shame.
Such people want to take India back 25years. Such Politicians/ Bureaucrat who are holding back 2G/ 3G technology to be fully implemented are the Enemy of the Nation.
The correct approach would be to implement the latest technology with appropriate safety measures to bring down the cost of living; thus enhancing quality of life of the common man.
On one hand Govt. wants to increase efficiency, promote paperless banking & on the hand charging for the NEFT is ironical.
NEFT has been so beneficial to all the banks by saving Fund transfer cost(Cheque, postage etc.) and decreasing workload but on the contrary Govt. is trying to mint the money and ignoring interest of the common man.
The Official responsible for such policies are a national shame.
Such people want to take India back 25years. Such Politicians/ Bureaucrat who are holding back 2G/ 3G technology to be fully implemented are the Enemy of the Nation.
The correct approach would be to implement the latest technology with appropriate safety measures to bring down the cost of living; thus enhancing quality of life of the common man.
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