Subject: Delay in loan approval Ref to File No:- 606379868.
I had applied for the housing loan on 20th Sept. 2012 at Koushambi in Ghaziabad (U.P.) and also submitted all the property related documents to Mr. Adarsh Singh (Kousbami Branch).I got the loan sanction information on 24th Sept. 2012 by and SMS and sanction letter on 16.10.12 by your shimla branch as I am working in Himachal Pradesh . After that I was asked to submit the other related documents time to time and I have fulfilled all documents related requirement as requested. Later on, He informed me to do the registry of property on 19th Nov. 2012 But he denied for registry and demanded for the MAP of the property again, then I submitted the same on 20th Nov. 2012 to Mr. Adarsh after waiting of 4Hrs in your office
The Shimla branch is sanctioned Rs. 1666657/- But I requested them for 15 Lacks only, which was also communicated to both the branches via email. Now I am in continuously in touch with both the braches (To Mr. Adarsh of Ghaziabad and Mr. Vedant of Shimla) but till date I have not received cheque of my home loan. Whenever I contact any of them they always give me excuses and told to contact later on. I have already paid half amount of property and I am deep trouble and mental pressure as I have invested my whole of the life’s earning in this project. I have to paid late penalty from 19th Nov to seller.
Now it is humble request to you that whether you are sanctioning my home loan and or not so that I can approach to other bank to avoid my harassment and delay.
Kindly update me as soon as possible.