[Resolved]  HDFC Bank — HDFC Pre-approved loan

I am holding HDFC bank salary account and I am actually not looking for any loan, but because of repetative remainders i ve tempted to go for 2 lakh loan and I thought of the amount can be used for downpayment to buy a house...

The process started, i was initially being told by them as very less documentation but again the same story, filled allmost 30 papers with more than 50 signatures..

Got various enquiry calls, got an sms giving the service ID no etc..
Then after 2 weeks no calls, no letter, not even an e mail...

One fine day got a letter as we verified your application and CIBIL reports, and hence we are unable to give the loan....

I 've shocked!!! got my CIBIL report...there I found some 7 thousand payement to CITY bank is pending and hence they rejected my application.

Problem here is..unless Ive called them, how do I know that there is some out standing dues pending from my end??

Later i ve came to know because I ve relocated from Delhi to Pune and hence CITY bank team not able to give an update...but e mail would never change ...dont know why they inform such things over e mail?????