HDFC Bank — Demand of false huge amount by banker for Credit Card No.[protected] inspite of this Credit card not used by me.

Address:

Ahmedabad, Gujarat

credit cards no [protected] were offered by bank not asked by me never.I never
purchased or used the said cards during the period & it were blocked by bank.The
Rs.125000/-were deposited by bank in my account on[protected].The said amount were
repaid in the 36 EMI as per the schedule of bank & total amount repaid for
RS.170000/-.BY me ( Rs.ONE LAC SEVENTY THOUSAND ONLY)WITH THE PRINCIPAL AMOUNT +
INTEREST.The charges were mentioned by the bank were falls & were not accepted by
me since beginning.I had already replied all statement from the since beginning &
no action were taken by the bank DURING THE PERIOD.

Still the Bank officials demanding huge amount more than Rs.100000/- Inspite of paid full amount of loan amount in EMIs & not used for another purposes.

They have reported my name on CIBIL records also as negative & defauter .

My humble request to HDFC official on which ground you have been reported my name on
CIBIL records?

And CIBIL authorities also why only member have reported to you & not examined the facts & record
from customer side, it means you have not follow the rules of natural justice & directly
hanged me in your records.

kindly see the facts in the matter & give me proper justification at the earliest
or remove my name from your CIBIL records.

This is your duty to check the facts from your member & also cross verified all
relevants documents in this regard.