[Resolved]  HDFC Bank — Loan amount adjustment

Address:

Ghaziabad, Uttar Pradesh

The following is the mails sent to HDFC for A/C No:[protected] but no reply/revised statement received from HDFC
Praveen Gupta
[protected]

Fwd:3rd Reminder reg. mail dtd. 22-5-12 for difference in amortization stt.

Ashok Kumar Gupta Gupta
Jun 12

to pritams
Sir,
I am sorry to taking your time for my earlier mails noted below. Will it not showed that after sale service or when the customers comes in your net, you have no time to remove his grievances. If you have no time, please tell me to whom I should contact. Once again I am waiting for your reply.

Thanks
Yours faithfully

Praveen Gupta
[protected]

[protected] Forwarded message[protected]
From: Ashok Kumar Gupta Gupta <[protected]@gmail.com>
Date: Mon, Jun 4, 2012 at 12:30 PM
Subject: Fwd: 2nd Reminder reg. mail dtd. 22-5-12 for difference in amortization stt.
To: [protected]@hdfc.com


Sir,
I have not received the reply till date.Pl. expedite the intimate the position.
Thanks.Yous faithful

Praveen Gupta
[protected]


[protected] Forwarded message[protected]
From: Ashok Kumar Gupta Gupta <[protected]@gmail.com>
Date: Tue, May 29, 2012 at 7:24 AM
Subject: Reminder reg. mail dtd. 22-5-12 for difference in amortization stt.
To: [protected]@hdfc.com


Sir,
Pl. refer my mail dated 22-05-12 for reply is not received so far. Pl. expedite. Further, As per RBI guide lines, interest rates had been reduced but in my case the same is not implemented. Pl. reduce the interest rate also and let me know the correct position of the balance loan amount.

Thanks Yous faithful

Praveen Gupta
[protected]

[protected] Forwarded message[protected]
From: Ashok Kumar Gupta Gupta <[protected]@gmail.com>
Date: Tue, May 22, 2012 at 7:25 AM
Subject: Difference in amortization stt.
To: [protected]@hdfc.com


Sub:- Difference in closing/opening balance.

Sir

Reg. amortization statement for A/C No:[protected]

On the perusal of the same, it is seen that following transaction/amount paid for the
account is not taken into account. Hence, there is difference in Closing/Opening Balance

1 1st amount paid by cheque no. 285519 as pre EMI which was credited
to HDFC on 24.06.11 & not taken into account Rs. 3792

2 1st regular EMI was paid by cheque no. 285519 (Post dated cheque)
which was credited to HDFC on 05.07.11 but the interest was
charged for full month instead of proportionately. . 12780 Full month Intt.
Hence principal less adjusted by (12780*12/30)-5512 Rs. 7668 5112 proportionate Intt.
3 In view of above 1 & 2, excess interest was charged and less principal 7668 Diff.
is reduced by as per statement enclosed.

4 On 7-01-12, Pre Payment of EMI of Rs. 1,50,000.00 was paid
by cheque no. 22536 including interest of Rs. 221/- which (intt.) is not
shown in the statement.
5 Regular EMI of Rs. 24000/- for month of May (dtd.[protected] appears does not taken into account.
6 On 8-5-12, Rs. 3,06,619-00 was paid by cheque no. 234022
but Rs. 619/- is not shown in the statement.
As per my calculation, balance loan amount after adjustment
of Pre Payment dated 8-5-12 is Rs. 9,51,747/- instead 9,81,432/=.
Please reconcile the account with my statement and intimate me.


Yous faithful

Praveen Gupta
[protected]

Comparision HDFC amortization Copy of[protected].xlsx Comparision HDFC amortization Copy of[protected].xlsx
15K View Open as a Google spreadsheet Download
Ashok Kumar Gupta Gupta

Jun 13

to dharmendrac, vaibhavt, devenders
Sirs,
I am forwarding the mails sent to [protected]@hdfc.com as he replied my mail to contact to you.


Thanks
Yours faithfully

Praveen Gupta
[protected]

I am out of the office until 06/23/2012.

please contact :
[protected]@hdfc.com ,[protected]@hdfc.com ,[protected]@hdfc.com


Note: This is an automated response to your message "Fwd:3rd Reminder reg.
mail dtd. 22-5-12 for difference in amortization stt." sent on 6/12/2012
5:37:56 PM.

This is the only notification you will receive while this person is away.
Comparision HDFC amortization Copy of[protected].xlsx Comparision HDFC amortization Copy of[protected].xlsx
15K View Open as a Google spreadsheet Download
Ashok Kumar Gupta Gupta

Jun 25

to pritams, dharmendrac, vaibhavt, devenders
Sir
I am very sorry to sending this mail again and again as I am not getting response neither from you nor from your office from the person advised by you.

This is the way of your services that you are not bothering about to give him some time to resolve his quarry.

If it is not your work to answer your consumer after he purchased your product. Before purchasing the product the customer you chasing him and thereafter you forget him when he became your customer.

If it is not your job,please tell me to whom I should contact.
Comparision HDFC amortization Copy of[protected].xlsx Comparision HDFC amortization Copy of[protected].xlsx
15K View Open as a Google spreadsheet Download
[protected]@hdfc.com
[image][image] THANKS AND REGARDS VAIBHAV TIWARI Disclaimer :The information ...
Jun 25
Ashok Kumar Gupta Gupta

Jul 6

to pritams
Pl, see my original mail dated May 22, 2012 which still not replied. PL. INTERVENE IN THE MATTER AND GET IT RESOLVE. .

Yous faithfully

Praveen Gupta
[protected]
Ashok Kumar Gupta Gupta

Jul 23 (3 days ago)

to pritams
Sir
I feel very sorry to write again & again but you & your office is not wake up to resolve the matter.
PL. INTERVENE IN THE MATTER AND GET IT RESOLVE. .
Thanks


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vaibhavt