[Resolved]  HDFC Bank — PREPAYMENT FOR HOUSING LOAN FORECLOSURE

Address:

Indore, Madhya Pradesh

I HAVE AVAILED HOUSING LOAN FROM HDFC BANK LTD.FROM THEIR INDORE BRANCH , AND MY LOAN ACCOUNT NO IS:[protected] HAVING OUTSTANDING OF RS. 224484.00 AND ALSO ON THIS LOAN ONE TOP UP OF RS. 100000.00 LOAN ACCOUNT NO :[protected] BALANCE AS ON 31ST DEC IS 85021.00).

MY BOTH LOAN ACCOUNT ARE REGULAR AS OF DATE.

I WANT TO PAY FULL LOAN ON 31ST DEC 2010 BY CHEQUE FROM MY SAVING BANK ACCOUNT .
BANK HAS PROVIDE ME FORECLOSURE STATEMENT SHOWING RS.4952.00 IN MAIN LOAN AND RS. 1876.00 IN TOP UP LOAN AS PREPAYMENT CHARGES.

AS PER THE RESERVE BANK GUIDELINE NO ONE BANK HAS CHARGED PREPAYMENT CHARGES BY THE CUSTOMERS IN CASE OF FORECLOSURE AFTER A PERIOD OF THREE YEARS.

I AM ATTACHING LOAN FORECLOSURE STATEMENT GIVEN BY BANK AND SIGNED BY BANK OFFICIALS

PLEASE SUGGEST ME WHAT CAN I DO IN SUCH TYPE OF CONDITION .

MAHEEP DHING
191-C SECTOR D SCHEME NO 71
INDORE
PHONE : [protected]