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HDFC Bank Personal Loan - Personal loan got rejected

 
23 Reviews
User
  rakeshsoma
Dear Manager,
(Personal Loan Depatment)

I, soma sinha, applied for Top up personal loan last week, and today i came to know from the executive, that
my loan has been rejected, and for your kind information, since two years i am holding Hdfc accounts salary saving (a/c (1331610014457), ) and i am having Hdfc bank Personal loan(50, 000), which i have taken last year sept 08', and apart from that loan i am having ING vysya personal loan . Every month am paying the EMI,
i don't know why my loan has been rejected, because i have given all the genuine documents, and even since
two years i am working for the same company and same residential address, and i have given same documents against my earlier personal loan, for further clarification, you can check my HDFC bank account throughly, there is no due or let payment for loan EMI. Now i want to know what basis you people are rejecting my loan, this is the way you people are insulting me, being a lady this is very shame full and harassment's matter for me, since two years i am maintaining my account clearly, and one thing i want to tell you, there are lot of fraud people who are taking loan, but for them you people can't do anything, only for us you people are creating lot of problem . Please try to understand my problem, you should think in the proper way whether i genuine or not.
Still i am requesting you to sanction my loan as early as possible as i a am genuine person.

Thanks & Regards.
Soma Sinha.
09916909581
Complaint comments 22 Comments     Updated:
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Comments

 

personal loan rejected - alg0

Hi
I am Jitendra kumar from pune
I had applied for personal loan previous they tell me its a easy process and i applied. I submitted all documents
at last they demand permanent address proff i submitted, they verify. and ask proff of address. i also submitted .
and now they are telling co-applicant.
and how i will search co- applicant (condition should be they have landline telephone number) what is this .
i am working last 6 years and current company i am working last 2.6 years, my bank account is perfect , i have one credit card i pay timely bill. i have one two whiller loan i pay timely installment.
i am married person.
I dont know why they doing this type of behaviour.
first collect all document call for verification. come in home,office and at last say we cannot provide loan.
i am very fedup from this behaviour.
 

Incorrect residential address - HDFC Bank

Respected Sir/Madam,
This is to inform you that the residential address is incorrect in my passport numbered G7215122 (File No. LKOA18046807), issued on January 25th 2008. The address has been entered as C/2160 SECTOR-F, JANKIPURAM, LUCKNOW instead of C-2/160, SECTOR - F, JANKIPURAM, LUCKNOW.

Kindly guide me through the process to correct the same. As i am in need of the passport in the near future, i request you to kindly address the issue at the earliest. I shall be highly obliged for the same.

Thanks and Regards,
Priyanshika Sisodia
C-2/160, Sector-F, Jankipuram
Lucknow (UP)-226021
 

Not received credit card as well as the document - Credit card/ personal loan

Loan amount Rs. 1, 30000/- Which was raised upto 136000/-
EMI is told Rs. 3627/- Directly increased upto Rs. 3809/-Loan sanctioned in march 2008.Document Duely get the singed for Rs. 130000/-unnessarly Tata AIG policy was debited from sanction loan amount there is no welcome letter, Repayment schedule Chart & terms & condition for loan from bank No conat Number, No address, No proper customer support & lack of knowledge to ftanchies
Only ATM PIN for the credit card received but no actual credit card was sent by your bank Please treat as a urgent otherwise I will force to go to court .
I Mr. Shrikant Chintaman Kale My EMI Of above loan is debited from my saving bank account No. 20063035113 Bank of Maharashtra University Parisar Banch Pune 7.
 

need my loan document number - Personal Loan

Hi I have lost my loan document details and number.

Please help me how and whom should i contact for details
 
From:
Chandra.R.
No. 117, 5th Block, D.Bommasandra,
renukamba temple ST
Vidhyaranyapura, Bangalore-97
Karnataka

To,
The Manager,
HDFC Bank.

Sir / Madam

Reg: ECS Clearing.

I had taken 2 wheeler loan from through your Bank. My loan account No. is 91855035 and Customer ID No. 92010579 I had given ECS clearance for my payment through my account in Canara Bank, No. 562, 2nd Block, Vidhyaranya pura Main Road, BEL Layout, Bangalore-97, Karnataka.

The ECS clearing has been cleared up to 8 months with out any problem. I have given my documents relating to my account number 2615101008642 including passbook Xerox and original cheques. But my account has been wrongly mentioned as 2675101008642


I got a call from Canara Bank stating that they are unable to give clearance due to wrong account number mentioned in the form. It is not my problem as I have not filled the application form during the loan procedure. Now that my EMI’s are not being cleared and the collection Agent is now coming to my place to collect the cash as the ECS is not cleared. They are charging Rs. 250/- as fine for not fault of mine.

Please correct the above account number and enable me for smooth clearing of ECS.

Thanking you,

(Chandra.R.)
9916092366
 
To,
The Manager
HDFC BANK
(Personal Loan Department)

I,
Vishal Samuel Karan, applied for personal loan last year in the month of September and that got rejected and that was acceptable to me at that point of time, here is the story behind this whole episode:-
I was working with Aegis BPO services Ltd and was holding salary account with HDFC bank, and one day I received the call from DSA regarding personal loan and after long conversation I got convinced for taking personal loan, on the very next day executive came to collect my documents from my office address and I gave all of the documents which included my salary slip, bank statement my mobile bill for address and my Election Card for my Identity proof as well as my company ID card, and I told the executive specifically that I don’t have a pan card right now and already applied for one so tell me how can you forward my application without a pan card? The executive said Sir since you are married than your wife's pan card is more than sufficient for applying for a loan, I told him that I never heard of such policy where loan is applied under my name and my wife's pan card is required to complete my personal loan application, I was zapped and asked him to give me two days time whether I should give you her pan card or not and the month was about to end as well, the executive forced me to give my wife’s Pan Card and introduced me to Mr. Amit who claimed to be on the managerial post, Mr Amit taught me the new policy very calmly and convinced me that my wife's pan card will complete my application but I never though of being trapped by the executives just to complete their targets and gave them the Xerox copy of my wife’s Pan Card, and after 2 days my Loan got approved for the amount of 1, 75, 000/- INR, so now I was fully convinced for the policy of using my wife’s Pan Card was really a genuine policy. All the formalities were completed and the PDC was given to one of the executives named as Santosh who lives near sector 5 Rohini, The climax of the story comes to an end now, I receieved a call from RIG department at Rajouri Garden explaining my loan got rejected due to fake PAN Card and the person who called me was head of the RIG department his name is faded from my memories but I think His name was Vikram or Vijay he asked me to come along with my original pan card at their office at rajouri garden so I did the same, on the very next day I took my wife’s pan card to verify with RIG department and than I came to know about the whole story that the Executive has misused my Wife's pan card just to complete his target due to lot of pressure on him, He scanned my wifes Pan card details and edited her name to mine and also changed the date of birth and photo but the pan card number was same what it was earlier so here comes an end to this sad story although I tried to give proofs for my authenticity and genuineity and also spoke to some higher level person in HDFC bank and if I am not wrong I had a word with Mr Anand Somaya who is on the top most position in New Delhi he was a gem of a person and tried a lot to help me to get my case resolved and hats off to his efforts and time he gave to me but he made me understand the whole procedure where bank will not see who is behind that but will always see the details of person who have applied for the loan, My Somaya suggested me to wait for another 3 months and than re-apply for the loan and I totally agreed to what he said... However Climax number 2 comes in the picture now right after 7 months we applied for the personal under my wife’s name as she is earning a handsome salary and her account is up-to-date and bank has been transferring salary on time she never has late payments or any defaults... First of all it took so long for processing the application and today we came to know that loan has been rejected because the Address falls in defaulters list due to my old case in which I was innocent and the executive has ruined my credibility, I never got any Loan but then also being showed fraud documents used to apply for loan...I will not agree to what has happened this time as I think that banks only offer loans to those who actually fraud and run away with banks money...they blame customers for being the defaulters due to their own XYZ reasons but will never see those executives who misuse your details just to meet their targets don’t they come from the same society where we come from? Or are they aliens? or zero error machine?... I would request each and every genuine customer who wants to meet up their daily needs and where ever there is involvement of their personal details than kindly do not hand it over to any executive always walk in to the bank branch... I should correct myself that just because of few notorious and antisocial elements the other innocent executives has to suffer... I don’t know whether someone will ever read this mail or not but at the end of the day I have been sacrificing my credibility in the market which has closed the doors for me in future... Is there anyone who can help me to get my name name removed from CIBIL and get my wife’s loan approved??????...please suggest me the way out... I think that was the better way to post my comments and I think this will really work for me.

Regards
Vishal Samuel Karan
9999017931
 
I, Rafeeq Mir, There was a offer of personal Loan in my A/c 00441140074005of 1.38Lac.i have applied for that offer last week, and today i came to know from the executive, that my loan has been rejected, there was only one reason that somebody is dafulter on my Address. But i didnot understand that if a person living on rent and he defaulted the bank, but why you are giving that punishment to another person who have taken flat on reant in same address. If some body had make a bad relation with bank. Why you are giving punishment to another who didnot know that person. i am holding Hdfc salary saving accounts form last 1 year. Why you are rejected my cases, this is the way you people are insulting me, this is very shame full and harassment's matter for me, since 1year i am maintaining my account clearly, and one thing i want to tell you, there are lot of fraud people who are taking loan, but for them you people can't do anything, only for us you people are creating lot of problem . Please try to understand my problem, you should think in the proper way whether i genuine or not.
Still i am requesting you to sanction my loan as early as possible as i a am genuine person.
Thanks & Regards.
Rafeeq Mir
+919910546505
 
I had been apply for hdfc personal loan since last 15 days I provided all the document that bank required but there is no response to there side kindly look into the matter
 

P. F Amount not recived - Personal Loan

Dear Sir,

Pls find this pf no. MH/45327/43503 Status.
I have applied for my PF in November 2008 but i have not recived any information
please do the needfull.

Thanks&Regards
Sachinder Pokhriyal
09873776995
 

PF not received - HDFC Bank Personal Loan

sir, my pf a/c no.91190 & employee code S25176
 
Sir,

I have joined in HDFC BANK ( Sales - Liabilities - Team Leader ) on 14/05/2007 and releived on 31/10/2008, but still i am not received my PF and Settlement amount.
my emp code is CS10209.

Thanks & Regards
SEKAR.G
9884468843.
 
i have taken loan of 2.0 lacs in aug 09 . I required additional 2.0 laon . shall get it urgently ?
 

loan documents never completed. - HDFC Bank Ltd

i took a second hand car on 27th aug 2007 . the car was chevrolet optra . this car was financed by hdfc bank.we applied for loan on 26th aug'07 the loan got approved on 29th aug'07. we were delivered car on 1st sept'07. we paid all down payment amount and advance installment on 31st aug'07.on 5th sept'07 first emi got debited from our a/c.
a tragedy took place and car met an accident on 9th sept'07 on delhi-mathura highway .
my father who was driving the car expired on the spot and one more friend of his who was with him also expired in the same accident. the car was in total loss situation and after the cremation on 10th sept'07 when we demanded the r.c of the car from the banks dsa he got puzzled. on 11th he gave us the r.c and on recieving the r.c we immediately logged in the insurance transfer request and also the claim request . on moving in more detials we came to know car was transfered in my name on 11th sept '07 as the dsa of bank who is responsible to get the transfer paper submitted in the rto department forgot to get our paper deposited.
due to his fault after 3 months national insurance company who was the insurer of the car refused to accept us the owner of the car on the day of accident and refuses the claim as well.
on recieving this message from the insurer, we stopped paying the banks emi and requested bak to help us sort the matter.
but bank refused to help and ordered us to continue paying emi irrespective of whether we get claim or not.
now the bank has put our name in the defaulters list and still the accidentl car is lying in the police station only.
kindly help us in getting justice , the loss we suffered is irrecoverable but the financial loss and the mental harrassment that is been caused by this issue is actually making our survival miserable.
looking forward to ur support.
regards
vishesh
 
I am working in Cental Govt. organisation and request for eligible 20% discount application has been submitted in three months back. Request to give eligible 20% discount including backlog immediately.
 

20% discount has not been giving since long time - Personal

Telephone No : 24540102 : I had submitted, long back, the application along with necessary documents for 20% eligible discount. I request the BSNL to give the 20% discount including backlog without any delay
N
User
kumar prashant HDFC Bank Personal Loan  - Sahibabad, East Delhi, Delhi, India
 

cannot apply again - hdfc,credit card,loan

hi sir ,
to be very honest i applied for i got the card ,4346772001498665 , from i used and paid back ,but if if i require again the bank is refusing after several time requesting to bank ,i requsted several times to credit officer he is refusing as i am saying there will no issue in future ,if no card issue i will kill myself finally by petrol.
N
User
kumar prashant HDFC Bank Personal Loan  - Sahibabad, East Delhi, Delhi, India
 
please issue me a card sorry for spell error there will be no any issue
N
User
kumar prashant HDFC Bank Personal Loan  - Sahibabad, East Delhi, Delhi, India
 
same for the personal please contact me on 9717053289 i will not break any installment requested to cibil also please help i got tooooooo much of sympathy mails from your end now consider again hope, i no you will only give sympathy .
prashant kumar gupta
N
User
kumar prashant HDFC Bank Personal Loan  - Sahibabad, East Delhi, Delhi, India
 
please guide if my name is on CIBIL how to get rid of it and get loan my no is 09717053289 contact immeditaley tomorrow response sympathy igot toooooooooo from every bank .
D Nov 30, 2012 by
User
dalvi87  
 
Dear Manager,
(Personal Loan Department)

I am Vishal Dalvi, applied for Personal Loan last week, and today I came to know from the executive, that my loan has been rejected, and for your kind information since 4 months I am holding HDFC accounts salary saving (a/c (09981050035874), ) I don't know why my loan has been rejected, because i have given all the genuine documents, and even since two years I am working for the same company and same residential address, Now I want to know what basis you people are rejecting my loan, this is the way you people are insulting me. One thing I want to tell you, there are lot of fraud people who are taking loan, but for them you people can't do anything, only for us you people are creating lot of problem. Please try to understand my problem, you should think in the proper way whether I genuine or not.

One more thing please teach your field executive how to talk with Customer... Your executive is talked with rudely with me. Even they used wrong words for me. His name is Samuals Kobim (and his mobile no is 9833971081). I request you Please look into the matter... I don’t want to take legal action against the bank.

Still I am requesting you to sanction my loan as early as possible as I a am genuine person.


Regards,
Vishal Dalvi
8108638445

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    HDFC Bank Personal Loan - Personal loan got rejected