HDFC Bank — Regarding Credit card people harassment

Address:

Bangalore, Karnataka

Hi,

I hold a HDFC credit card from Jan 2011. I Lost my job on May 2012 and I managed to pay until July 2012. From last 5 months I dont have income and my parents dont know that I am not doing Job. My parents stay in Village and they have some health problems like BP and heart problems. From last 2 Months I am getting harassment calls and they are black mailing me even though I have clearly explained my situation. They have also sent legal notice to my native place while my billing and communication address is in Bangalore. By knowing this my father felt like anything and hospitalized.

In the month of july I paid 10,000 and at that time the executive told that they will convert the outstanding amount into EMI's if I pay 10,000 so I paid. After that they said we dont have such option. Daily I am getting 40-50 calls from HDFC bank people and I am missing my interview calls also unable to concentrate on my job trails. If they black mail and harass like this I have only one option: end my life by committing suicide.

Sir, I am MCA Postgraduate and I have 70+ percentage throughout my academic career. It is easy to clear all my debits if I get a job and I am trying like anything. Please try to understand my position and give some time. I agree that its mistake only but I never expected that i will lose job.

My details as follows:

Card Number:[protected]
Out standing amount: 73,121



I am getting calls from Rajesh, his mobile number is: [protected]. Daily he is coming to room and behaving like anything.


Sir, please understand my situation and do the need full. All I want is time.