[Resolved] HDFC Bank — Regarding HDFC Credit card payment

ran3bca

from Coimbatore, Tamil Nadu

Address:

Coimbatore, Tamil Nadu

I am a HDFC bank credit card holder . i got my credit card recently . i purchased a LAPTOP withe a cost of 35955 using my Credit card . my payment date is 6the dec-2012 . i called to customer care for converting theis to EMI . because i cannot pay thee full amount at one shot. but theey are not ready to convert this to EMI mode. until unless it is not converted i cannot pay thee money at one shot. before purchasing i called to Customer service regarding thee EMI conversion . they gave me thee wrong information . bcz of theat now am in a big trap of HDFC. So please help me to make thee payment in 6 EMI installment.

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Aug 13, 2020

Complaint marked as Resolved

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Comments

ganes22

from Bengaluru, Karnataka

Actually, HDFC is doing this from many years, Even I got into HDFC TRAP, like I have used HDFC credit card of RS. 20, 000 & I keep on paying every alternate month 2200rs. & was hoping into that Princi.. AMt. & Interest rate of 33% I have paid almost 55, 000rs, which is more than the double the amount i have used it, Now I am getting calls from HDFC saying that its a rule. if you delay there will be fine, but I have clearly told them, you stop charging late payment & other later payment, as i dont have money evrey month, so i'll pay every alternate month, so they said Ok, & i paid for many months like that, then i come to know that this was the trap, becz still m getting calls from HDFC Bank asking for pending due which they say its 22, 000rs. what is this ? its purely TRAP by HDFC BANK, & trust me, there is not other country / bank who's charging this much of interest rate 33%, its pure FRAUD business they are doing. & I keep on posting about this, so other people better not to use HDFC steps...
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