HDFC — Don't go for home loan to this bank, one you will get floating rate home loan, they start blackmailing you by increasing interest rate
I have taken floating rate home loan from HDFC on 2004 and rate of interest was 8% that time. At the same time SBI was too giving loan in 8%. When RBI hike reserve repo, this bank is the first bank to increate interest rate for existing customer but never reduce interest rate when RBI do so. This is very unfair and black mailing to existing customer. SBI Home loan interest rate is now 9.5% where as HDFC is charging 12.75% to me. I will suggest everybody to never go for this private bank and although processing will be a little bit slow in public sector bank like SBI or Indian Bank, but you will not regret like me in future.
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