[Resolved]  HDFC Bank Personal Loan — worst service from a reputed bank

Hdfc Personal loan department is the worst department of hdfc entire division.I applied for a loan 1 month back.Past 1 month continously i recieved calls from hdfc , that your loan is approved and today or tomorrow we will credit your money , same message i getting every day.Any way for some investements only i applied for a loan, ok i can manage this.if am applying for some medical expenses or any other urgent thing ,what we will do...They are competing with icici bank.I am cleary telling icici is far better than this,even govt banks are better than this worst bank.
Now 40 days over,today i got a call your money today evening we will credit ...x..y ..z bla bla...
i know this is not going to happen.I dont know they need any bribe or not...let us seee.any i will update the information to you...

ya... i too applied for Preapproved personal loan of 1 lakh from HDFC on 17th dec 2009. i got the call after 1 week and they said they've reduced the loan amount to 75, 000 and the reason was my repay period is 12 months.they want me to increase the repay period to 2 years to get 1 lakh. then i told them to process only 75000. i've given all my proofs and other details.. but still(7'jan2010) i didn't get the money. if i call to customer care they said my loan got approved on 21st itself. they've raised a complaint to resolve my issue. but there is no progress on it. when ever i call to the HDFC people who is processing my loan i always getting the same answer " You will get the money today". i hope i'll get the same answer tomorrow also.now i'm thinking of cancelling my personal loan. but i dont know wether they'll charge for it. befor taking loan those bloody HDFC people keepon calling us. once we said "OK" then we've to call them daily. the worst thing is i've to call them from different different number. if i call from my number then they are not attending the call..i never expect these types of activities from HDFC people. hereafter i'll think twice before approach HDFC for any products.
Really i had a very bad experience with HDFC people. you can find their details below..
Location(Delhi)
Pooja - [protected]
Aravind - [protected]
Anand Tiwari[protected]
Generally it will take 2 to 3 days to process a personal loan. But in my case its been a month. i dont know to whom i need to contact to process my loan or give complaint on the above three people. thats why i'm writing here. Like john said, if we are applying for any medical reason then then they are playing with somebody's life. if you working in HDFC please take some action to avoid these kinda issues.

thank GOD, today i've got my loan amount after a long fight.. but they've charged 1500 as a processing fee.. they didn't tell about these fees when they approach me for loan.. i dont know what are all the things they didn't reveal... let see...

Even I am one of the victims of HDFC personal loans. I had taken personal loan in 2009 and till date I havent kept any dues. Actually my EMI amount every month is nearly Rs.8000/- and the date of EMI is 7th of every month. I get my salary only on that date or sometimes the next day or so. I have to transfer the money from another bank to HDFC bank account for this EMI which will take at least a day's time. Because of this, 3-4 months my payment got defaulted and I was told since there was cheque bounce for four times, I am not eligible for loan topup. But when they called me to say that I can take topup on the existing loan amount, they said I can foreclose the existing loan with the use of topup and more than that I will get some money in hand, and for that my EMI will be only around 3000/- to 4000/- which I will be able to pay very easily. I have been trying for this topup for the past 2-3 months, saying I am a single parent, with 2 children, and unable to manage the expenses. But the bank is unmoved, saying the same thing that my cheque bounced for 4 times. I was promised by a girl, Sowmya, last month that if I dont have any pending EMI payments and inspite of the cheque bounces, if I go and make a request personally, I can get the top up. I really dont understand where to go from here.

HDFC Bank is fraud bank — Charged 50% rate of interest

Dear sir ,

You charged me 50% rate of interest for my following personal loan.till I have already settle with you stupid. then why you not update my cibil report
My Loan A/C No : 91787260
Pan Card No : AAQP W9212 Q
Thanks .
Kiran Wadghule

check this

http://www.youtube.com/watch?v=gb_l-QEpTDw

I AGREE WITH ABOVE STATED PROBLEM .THEY R PROVIDING WORST OF SERVICES .I TOOK LOAN FROM HDFC BANK .LOAN NO 17986808 FROM KOCHI . I GOT DRAFT IN FAVOR OF AHEMDABAD CANTEEN BECAUSE OF SOME REASONS I HADAPPLIED TO CHANGE IT FROM AHEMDABAD CANTEEN TO ATUL MOTORS PRIVATE LIMITED .I WAS TOLD IT WILL BE DONE WITH IN 3 WORKING DAYS.SO I TOLD MY AGENT TO DEPOSIT DRAFT IN HDFC BANK JAMNAGAR .HE DID SO ON TUESDAY ie17/05/2011.BUT MY AGENT WENT TO THEM ASKING FOR DD IN THEIR FAVOR THEY TOLD HIM TO CONE ON FRIDAY .THEN NEXT DAY SAME THING IS HAPPENING TILL TODAY ie TUESDAY 24/5/2011.MY AGENT ASKED FOR PHN NUMBER SO HE COULD ASK BEFORE COMING BUT OPS MANAGER IN JAMNAGAR DID NOT GAVE PHN NO .HERE IN KOCHI WHEN I AM CALLING OPS MANAGE ie sunil phn no [protected],
ISAC [protected] THEY R NOT RECEIVING CALL AND I AM NT GETTNG ANY RESPOND .PLS LOOK IN MY MATTER SERIOUSLY.I FEEL VERY SORRY IF THIS IS THE STATUS O[censored]R SERVICE .

P S RANA WAT ([protected])