[Resolved]  HDFC Bank Personal Loan — Regarding variation in rules

Address:Bangalore, Karnataka

These people have their own list of rules viz. when they want to issue a credit card they never bother where you work and how much you get. when you apply for a loan then they start speaking all the rules on earth possible.

It looks like the personal loan is applicable only for the high class income people.

they could give me a credit card when my take home was 15K but reject my personal loan because my take home wasn't 30K. how mean.

when they want us to take the credit card they require only 1 month pay slip and companies address is enough, but when you need a loan they want a residence address and 3 months payslips. how mean these people behave. Even after my loan was rejected due to my income, i keep getting calls from their customer care executives asking if i need a loan, I need not tell about the number of mails i receive from HDFC people for the loans.

I would like their team either stop calling or at-least behave decently like other banks where they never pester to take personal loans & then reject.
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Aug 14, 2020
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