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HDFC Bank Complaints & Reviews

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Updated: Jun 7, 2026
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S
shreyansdave
Jul 14, 2011
Resolved
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Address: Ahmedabad, Gujarat

Respected sir,
My name is Shreyans P. Dave.I need your help for my P.F. I was send my complete P.F form on 15th of FEB,2011 to HBL GLOBAL PVT LTD. After that till date i m trying to contact them but there is no response from there. I need your help for same. i m sending you further details below.

I was worked in Merchant Services Dept of HDFC BANK LTD. Ahmedabad on the pay roll of HBL GLOBAL PVT LTD (Sister consult of HDFC BANK LTD).

Name : Shreyans P. Dave. Emp Id: S29879. Pf a/c No : 104306.

Emal Id : [protected]@live.com

Please do the needful as soon as possible. please revert me on my email id.

Thanking you,

Shreyans Dave.
Aug 13, 2020
Complaint marked as Resolved 
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    lakshmihdfc
    from Chennai, Tamil Nadu
    Jul 13, 2011
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    Address: Tamil Nadu

    I was working in HDFC SLIC under contract o[censored]nited associates. I left the job and submitted my PF form in the month of September to our United Associates office in Mumbai. I aksed in EPF Bandra OFfice, but no proper response. Every time they are saying 3 months after from six month onwards.

    I want to known when I will receive my amount.
    My PF No.2750
    Name: M,Lakshmi
    Aug 13, 2020
    Complaint marked as Resolved 

    hdfcslic — DOB MISMATCH

    Dear sir,



    My DOB in my passport which is shown at internet passport status is mismatch from my application(app.no. is-w237340)

    My original DOB in application is 20/01/1985 but in internet passport status that is 20/01/1980 which is wrong.

    With Regards
    SUMIT JAIN
    BORAWAR
    MO:-[protected]

    hdfcslic — declining request for credit card

    I had applied in hdfc bank for credit card but my request was declined. verbaly they mentioned due to information from CIBIL my application was rejeted.

    I want to know the details where i was mismanaged my finanial management. and how can I overcome with this.
    Dear Manoj,

    You put a mail to hdfc on customerservices.[protected]@hdfcbank.com and ask for the control no. under which the CIBIL report was generated, which has resulted the rejection.

    Subsequently as soon as you receive the control no. forward it to [protected]@cibil.com for the rest details.( You may note that while putting the mail to CIBIL authorities, you should put all your availed Credit facilities in detail.)

    You may write me for any further assistance.

    Regards
    K Rajneesh
    Head
    INDIAN CONSULTANT GROUP
    ( Expert in Banking Disputes & Grievances )
    Email : [protected]@indianconsultantgroup.com
    visit us : www.indianconsultantgroup.com

    hdfcslic — pending of incentives of mdrt 00901123

    r/ sir
    ihv done mdrt in year 2007
    but according to company rule
    i hv not recieved 10000 points reward
    an ac hv not recieved
    virender parkash mittal
    41/20 chiman gir street main bazar jind 126102

    hdfcslic — NOT releasing my PF asking for money .

    Hi,
    I spend 8 months in HDFCSLIC PUNE,I have compleated all the formalities of Required pf but till date not getting anything.
    Now iam in punjab,I alws talk to hr regarding my pf and they alws say you have to pay two thousand for this.
    My question is why i have to pay for my PF.
    MY PF NO is-10562 Company HDFCSLIC Chinchwad branch.

    Help me to provide my PF.I suffer allot for this PF.
    help me.and update me

    hdfcslic — non refund of TDS of year. 2007-08

    Resp. SIr,
    As mentioned above I did not got my TDS return of yr.2007-08 yet, I frequently visited to nasik office but no positive reply I got , pl. do the needful, if problem is not sort out on urgent basis I will excalate this matter to the next.
    thanking you

    hdfcslic — 30% charge on my pf

    Dear Sir,

    I worked for
    HDFCSLIC
    Hyderabad

    Iam recently resing in hdfcslic. Last week i went hdfc h. Madam iwant withdraw my pf amuount.
    She told me that ok. but she told me that 30% of tax on ur pf. I cant understand. my told me that to me
    pf is saving, its a non taxable. may i know the deatisl. sir.

    please do the needful.
    hi
    this is Sridhar Madana, i joined on march 31st 2008 in hdfc slic ltd.my employee id is 29071. i claimed for PF on april 25th 2011, till i didnot received my PF. my pf number is "MH[protected]" please let me know the details, i am very need in it now, please let me know the status, and the branch office of my pf, i could not find it in the epfindia.com
    my mail id is [protected]@gmail.com

    waiting for your valuable reply

    thank you very much

    sridhar
    [protected]
    pf not received
    hi
    this is Neeraj Sharma, my employee id is 45920. i claimed for PF on feb. 20th 2011, till i didnot received my PF. please let me know the details, i am very need in it now, please let me know the status,
    my mail id is neerajniku.[protected]@gamil.com
    waiting for your valuable reply

    Note: i m already complain and mail "PF Queries" <[protected]@hdfclife.com> i m sending mail remained 13 in this id. but till date not received any result in this side, pls do the needful as soon as possible

    thank you very much

    Neeraj Sharma
    [protected]

    hdfcslic — not received the P.F

    I have applied my P.F last 9-10 month back but not credit my P F in account.
    we have called so many times every time told me next month credit your P F till data not transferred. my P.F number is 6820 please credit my P F in my account ASAP.

    hdfcslic — reg pf amount

    I have applied my P.F last 12 month back but not credit my P F in account.
    i have called so many times every time told me next month credit your P F till data not transferred. my emp no is 45117 credit my P F in my account ASAP.
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      G
      gaurav jadaun
      from Mumbai, Maharashtra
      Jul 13, 2011
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      Address: West Delhi, Delhi

      EMI Dishonor Loan Charges
      I am having one loan accounts with HDFC Bank Ltd. Delhi. I have a good track record of paying my EMIs in time. The loan Account Numbers is 14850462 having an EMI of Rs.4917.

      As I have no money (due to job and a/c change) in my HDFC bank account from last one year, so HDFC Loan department charged me 450 Rs per month , while I was always paid my EMIs on time (HDFC please check your records) with-out any wrong intensions.

      Now this month July 2011, I was shocked to know that I have to pay Rs. 7000 extra to HDFC bank due to non paying EMI on time.

      Why nobody from HDFC told me about that extra charges, every month I paid the EMI on time.
      I think there is only one motto of HDFC for that is to earn money in a wrong way.

      Please anybody from HDFC can tell me or guide me why this happen and what next,
      Does HDFC want that money from me, which is very illogical from my prospective?

      I hope anybody will contact me and share the solution as we are in middle of this month and soon I will charge again for some extra money.

      Now my queries are:-
      1. What next about Rs 7000 which were forcefully charged on me.
      2. I have a ECS form with me but want to know that before proceeding ECS must to clear this 7000 Rs amount which is due (forcefully) on me.
      3. Why nobody from collection department told me about this monthly charged (I am surprised why they were waiting for, Is this called customer care )
      4. Need a personal assistant to move up from this dilemma.
      5. What is the process to pay my all money in one time and move away from all this?


      Regards
      Gaurav Jadaun
      [protected]
      Aug 13, 2020
      Complaint marked as Resolved 
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        L
        Lalithmt
        from Chennai, Tamil Nadu
        Jul 12, 2011
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        Resolved

        Address: Mumbai City, Maharashtra

        HDFC Bank (Platinum plus) Complaints - Cancellation of Credit Card
        View all HDFC Bank (INTERNATIONAL) complaints
        HDFC Bank (INTERNATIONAL)

        Location: MUMBAI FORT on 12 th"July, 2011


        Cancellation of Credit Card
        LALIT N SHARMA
        JBF INDUSTRIES LTD.,8th"Floor,
        Express Tower Nariman Point,
        Mumbai 400021.

        HDFC Bank Cards Division
        P.O. Box # 8654, Thiruvanmiyur,
        Chennai – 600041

        Sub: Closing of credit card ([protected])

        Dear Sir/Madam:

        This letter serves as notice that I am closing my credit card account effective immediately, because of I am very disappointed with your services. Please close the following account:

        Credit card No : [protected]
        Name (Printed on Credit Card) : LALIT N SHARMA

        Kindly send me written confirmation that my account has been closed. Also, please affirm that you have informed all appropriate credit card bureaus that this account was closed at my request.

        Thank you for your time and immediate attention to this matter.

        Yours faithfully,

        LALIT N SHARMA
        Aug 13, 2020
        Complaint marked as Resolved 
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          A
          amti.vijay
          from Hyderabad, Telangana
          Jul 11, 2011
          Resolved
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          Address: Mumbai City, Maharashtra

          Dear Team

          First, i had despatch the pf form in nov'2010 1st week to HDFC SLIC HO Office, my PF number is MH/211273/27883, employee no 42100(amit
          Vijay), i had downloaded the form from green page from hdfc slic site but the same was rejected when after 4 month,when i called to HO office that ur form was rejected and sent back to your address due to it was in old format.
          my question is why 4 months time taken to respond to my pf form if it was old format that u should intimate the employee about the same
          Secondly i had forwarded a new form to HO (form-19 and Form -10) along with 2 cancelled cheque copy via pod no 37279(patel express courier),along with all the formalities done in fresh but the acknowldge receipt is still not received to me after mailing so many reminders.


          At PF office i enquired about how much time taken to get the pf money, they said wiht in 15 days an employee can get the pf amount to his a/c and he can apply immediately after resignation from the organistion.


          Now,Please let me know how much time it would take to process my pf as its already 7 months and i am puzzled by the
          process now

          need your urgent action to be taken on this

          Thanks & Regards
          Amit Vijay
          [protected]
          Aug 13, 2020
          Complaint marked as Resolved 
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            A
            Arnab Bandyopadhyay
            from Pune, Maharashtra
            Jul 9, 2011
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            Address: East Delhi, Delhi

            Sir,
            It is to inform u that on 11/03/07 i have purchased a hero honda cd deluxe bike and a person from hdfc bank has arranged remaining loans and emis ,for one and half years .i have completed every emi till now but due to three misses and later payment they told me that they have charged penalties of rs.2500 but if i pay rs.1000 then they will give me noc against registration certificate of the bike and after showing this at my local area transport authority office they will remove financing from my R.C.of the bike.i paid rs. 1000 to them but still now i have not got the NOC from the bank at my address or email and no wording from them still now.kindly do something about it at nyour earliest.
            Bike no.--DL 7S AR 4517
            Address--H--19/c,2nd floor,garwali mohalla,gali no.-1,laxminagar,delhi--110092
            Thanks,,,,,,,, yours faithfully
            Arnab Bandyopadhyay
            Aug 13, 2020
            Complaint marked as Resolved 
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              R
              Rajeev Trivedi
              from Bilaspur, Chhattisgarh
              Jul 9, 2011
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              Address: Indore, Madhya Pradesh

              SUB: DELAY IN PF WITHDRAWAL SETTLEMENT

              PF NO.: MH / 211273 / 34792 ( MEMBER OF HDFC STANDARD LIFE INSURANCE CO.) EMP. CODE: 50248

              Dear Sir /Madam,

              With reference to my PF NO. MH / 211273 / 34792 , I was working with HDFC STANDARD LIFE INSURANCE Co.Indore Branch (m.p.) .I have joined the company on 22.07.2009, I had left the company in 22.09.2010 and submitted my resignation on their website portal "employee self services" and also submitted my resignation with their HR DEPTT. on Dated: 22.09.2010 personally in written and filled up all the exit forms respectively. and after six month I have fulfill all the document of PF withdrawal form on dated 23.03.2011 but after the span of till today I have not received my pf withdrawal settlement from their side. even though i have not received any satisfactory answer or reply from their hr deptt. side whenever i called or tried to attempt on telephone.

              I am very much in need of these funds , kindly help me to get all the dues at the earliest.

              Awaiting for your early response

              REGARDS,

              RAJEEV TRIVEDI

              EMP. CODE: - 50248

              PF No.- MH / 211273 / 34792

              Location Indore (m.p.)

              Contact- +91 [protected]

              Email- [protected]@ymail.com
              Aug 13, 2020
              Complaint marked as Resolved 
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                M
                mr charandeep singh
                from New Delhi, Delhi
                Jul 9, 2011
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                Address: Ludhiana, Punjab

                HI, i am charandeep singh . i appilied in hdfc bank amloh location punjab(india). My appointment letter ref. no hbl/ap/co2914. my function sales.your company hbl global pvt.ltd. did my verification. i adopted by davinder singh and rupinder kaur decade before because that time they had have not boy child. davinder singh living in edmonton (canada ) that time they appiled for me so many times my visa rejected every time. so till now on my all certificates and other documents my father name is davinder singh.when they retured to canada they gave my all resonsibilites to khushwant singh now he is died so that is why on my all certificates and other documents my address is house no. 691 near adarsh cinema laleheri road khanna (punjab) now i am major according to law . now i cannot go to canada that is why i started to live in my real father house. my real father name is inderjeet singh s/o harpal singh is living at village niwan distict fathegarh sahib (punjab). my request is i want re-vertification from village niwan fathegarh sahib . i am honest and hard work person and sir/madam you now hard work is key to sucess please accept my request please do re-vertification. my email id channa.[protected]@gmail.com .
                Aug 13, 2020
                Complaint marked as Resolved 
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                  RoufBhai
                  from Jammu, Jammu and Kashmir
                  Jul 9, 2011
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                  Address: South Delhi, Delhi

                  Hi,
                  I have Taken Credit Card ([protected].) from HDFC Bank. My Customer Id # is ID 20822593. It's almost two years down the line that HDFC Debt Collectors where calling me to Collect Outstanding Amount. I was Paying regularly, However They were claiming amount which I never Owe to them. I requested HDFC Several times to send me valid Statement of Card usage, however they never send me any report. Just before Two months they send me report which reflects that I owe HDFc Rs 20,000 only, however first they were asking me to pay Rs 40,000 then Rs 600000 and now around 1, 00,0000. I dispute this debt from Day One. HDFC Debt Collectors Called me Several Times and were asking for money Which I never owe them,. They disclose Debt Information with my Relatives and Friends, which is 100% imauthentic. HDFC Debt Collectors even Harrase me and Abuse me over the Phone. I requested them Several Times that I don't owe this amount but they forcefully asked me to pay whole amount. So as per RBI Guideline No Bank can Disclose Customers Information with Third party Nor any bank is allowed to Harrase any Customer. I request RBI to take appropriate actions aganist HDFC People, as I have Proof of each and every thing,. People told me that I can claim for Compensation from HDFC as Becuase of these people I Lost my Business and suffered a lot..I am continously sending them emails, however they are only buying time and not even trying to resolve matter. Moreover I told HDFC People at the first instance that I only want to go for written conversation, however they are telling me to give me contact no. So that I can talk to them. I personally have a bad experience of HDFC Debt Collectors as they usually use Non Professional Language.
                  I can even give you email reference no.'s which I send to HDFC Executives.

                  Hope you will take appropriate action against HDFC so that this matter can be resolved for ever.

                  Thanks & Regards

                  Rouf
                  rouf.[protected]@gmail.com
                  Aug 13, 2020
                  Complaint marked as Resolved 
                  HDFC is a Fraud Bank and must be sued
                  Just time pass...from HDFC people...
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                    S
                    shivkumar.rajiah
                    from Mumbai, Maharashtra
                    Jul 8, 2011
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                    Address: Mumbai City, Maharashtra

                    my name is shivkumar.
                    i had a credit card from HDFC ,my credit card no is [protected].

                    i could not make payments for the above mentioned card due to financial problems.

                    HDFC has authorised recovery agents who call my sister's office landline number and harrassing her for no fault of her. they call from these numbers :[protected], [protected],[protected]

                    This is an illegal activity done by HDFC.
                    they have my mobile number and address ,they should talk to me , they cannot harrass my family members.

                    i want to lodge a police complaint please help
                    shivkumar
                    shivkumar.[protected]@gmail.com
                    Aug 13, 2020
                    Complaint marked as Resolved 
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                      A
                      aboobackerp
                      from Vasai-Virar, Maharashtra
                      Jul 8, 2011
                      Resolved
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                      Address: Malappuram, Kerala

                      I have recharged my Dish Tv through my HDFC Bank Net banking system. I got a sms from bank, that is ''Rs 300 debited from your account for an online paymenttxn done using HDFC Bank Net Banking". But Iam not get any transaction ID from bank side, and the amount not credited to the Dish Tv account. Now I searched my bank account statement and I found my transaction details, that detailes are mentioned , below:-


                      CCA11GCPR607, AVENUES INDIA LTD, REQUEST NO[protected].


                      Kindly do the needful asap.



                      Aboobacker P
                      Mob:[protected],
                      email: [protected]@yahoo.co.in
                      Aug 13, 2020
                      Complaint marked as Resolved 
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                        Mr HC Behera
                        from Indore, Madhya Pradesh
                        Jul 6, 2011
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                        Address: Angul, Odisha

                        I was issued Plantinum Plus Credit Card by HDFC Bank Chhenai Branch. One month back. But till date I have not yet received the PIN number, Request despatch the PIN number to following address at the earliest.

                        Mr HC Behera
                        At _ Bada Danda Sahi
                        Po- Talcher Town
                        Dist - Angul (Odisha)
                        Pin - 759107
                        Mob - [protected]
                        E-Mail - [protected]@yahoo.co.in
                        Aug 13, 2020
                        Complaint marked as Resolved 

                        CreditCard — non receipt of PIN number

                        I have recd. the renewal credit card abt. a month back, but so far I have not recd. the PIN. In this regard, I have telephone six times to Hyderabad CCD. It was informed that the same was posted on 12th November. When I informed that I have not recd. it till date (1.12.'08), they were not in a position to help me and I am still getting the same reply that it was posted on 12th itself. I was also given a contact No.[protected], in which nobody answered even after four times though it was ringing. Now, though I have a credit card, I am not able to use the same and I am paying 'credit card fees' on this card. I would therefore request you to send it immediately. I hope at least this mail will evoke some response from your end.
                        I was issued Plantinum Plus Credit Card by HDFC Bank Fulbhag, bhiwdi(rajasthan) Branch. 3-4 month back. But till date I have not yet received the PIN number, Request despatch the PIN number to following address at the earliest.

                        Mr Mukesh kargwal
                        S/o shri Ghanshayam dass
                        A/o- ravi tailor's street, choukunti fatak, old gajner road, bikaner(raj.)
                        Pin - 334001
                        Mob - [protected]
                        E-Mail - [protected]@gmail.com
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                          nileshkushwaha
                          from Chennai, Tamil Nadu
                          Jul 6, 2011
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                          Address: Uttar Pradesh

                          Respected Authority,
                          My name is Nilesh Singh Kushwaha and I am residing in 8(A),SF, Parshvnath, Mohan Nagar ghaziabad. Sir HDFC bank issued me a credit card. There is outatanding of Rs 37000/-(Approx). Due to this Bank blocked all balance available in my salary account which also running in HDFC Bank without informing me. Right now I am not having a single penny to eat and survive.

                          Credit Card No: [protected](HDFC Bank)

                          Salary A/C no : [protected]

                          Sir please do the needful.
                          Aug 13, 2020
                          Complaint marked as Resolved 
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                            A
                            Ashish Mahajan
                            from Gurgaon, Haryana
                            Jul 4, 2011
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                            Address: Chandigarh, Chandigarh

                            my mom and dad have a joint account with the

                            bank and our customer id is 9289758. we had

                            taken a loan against FD from the bank about

                            3yrs ago for 1 lac which we were repaying

                            without any default. we had applied for the

                            top up on the same on 21st of june this year

                            and all the documentation was completed as per

                            the banks direction. we were promised that the

                            loan would be disbursed within 3-5 days but

                            the loan disbursement was not made till 30th

                            june bcoz of the inefficiency of the bank

                            officials.. due to this i asked the bank to

                            cancel the loan and close the existing loan

                            against the FD and pay me the balance of the

                            FD, to which i was charged 4% prepayment

                            charge. the harassment did not end here ..even

                            after my numerous request none of the managers

                            in the Industrial Area branch met me to

                            resolve the issue. the repayment of the loan

                            took another 2 days and the FD were not

                            liquidated till today...I was in the urgent

                            need of money and i was made to run from one

                            part of the bank to another to liquidate my

                            own money but still my efforts didnt bore any

                            fruits.. I had to rely on private money

                            lenders to get the funds.. I asked for the

                            waiver of the prepayment charges but i was not

                            given that aswell.. the ultimate shock came

                            today when the bank debited my account for the

                            EMI of the loan which i had already closed..

                            HDFC has duped me of my funds..I had lodged a

                            complaint in the Industrial area branch about

                            this issue on 2nd july but nothing was done

                            till date.. I had closed all my accounts

                            except one with the bank and would never ever

                            deal with this bank.. I want action to be

                            taken against the bank and refund for the

                            charges levied by the bank on the prepayment

                            which is totally against consumer rights..I

                            had to pay the price for the inefficiency of

                            the bank.. i want a written apology from the

                            bank and compensation for the harassment and

                            the loss caused to me by the bank ...please

                            help!!
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                              H
                              hariprasanth21
                              from Dusi, Tamil Nadu
                              Jul 4, 2011
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                              Resolved

                              Address: Chennai, Tamil Nadu

                              I have HDFC bank platinum credit card with me.On 12th June 2011 I recieved few sms on my mobile stating that an amount of Rs.32,000+ Rs.1100 etc has been charged on my card in each transaction taking the total to more than 1 lakh while the card was in my possession.

                              When I checked the statement, the same kind of transactions have happened in May 15th 2011 as well at somewhere in Australia. But I didnt receive any sms for this.

                              I called up the customer care and enquired abt these transactions and was informed that the transactions were not done by me. I was advised to block the card and send 'Charge dispute form' with the particulars of the transactions that were not done by me.

                              I did block the card at that moment itself and sent the charge dispute form on the next day by courier service. When I called the customer care after a week to enquire about the action has been taken on this, I was told that the mail was not received.When i enquired at courier service, I was informed that the mail was delivered correctly. Hence I prepared another set of Charge dispute form with the fraudulent transactions and this time I dropped them in application box available at nearest HDFC branch after enquired that the applications can be dropped there in the box with the bank employees at the branch.

                              I called up the customer care again to check what is actually going on the complaint and again I informed that the forms were not reached them and also I will be known about this after 40 days.

                              I dont know what to do now. As the fraudulent amount is quite big, I am feeling nervous and impatience.

                              My complaints are:
                              1.What's the status and progress?
                              2.Who will pay for this fraud transaction?

                              Please help me on this.
                              Aug 13, 2020
                              Complaint marked as Resolved 
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                                G
                                gangarama
                                from Ludhiana, Punjab
                                Jul 3, 2011
                                Resolved
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                                Resolved

                                Address: Gautam Buddha Nagar, Uttar Pradesh

                                Dear Sir,
                                I have submitted my papers of FC License no.4373439/00252752 for renewal in HDFC STANDARD Office,SECTOR -18,NOIDA on 14.05.2011 along with required documents along with DD Rs.250/-.After much persuasion,the HDFC STANDARD staff have told me that they have lost all my papers.Since then I am moving from table to table and office to office without any result.Lately they have asked me for a list of twenty prospective buyers of their policies which I have prepared, still they
                                are not responding to my phone calls even.
                                I have reported the matter to Chairman,IRDA,HYDERABAD
                                and Chairman,HDFC STANDARD,MUMBAI to help me in this matter as my license is likely to expire on 10.07.2011.
                                Thanks and Regards,
                                Sincerely,
                                R.A.KUMAR,
                                NOIDA-201301
                                Aug 13, 2020
                                Complaint marked as Resolved 
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                                  A
                                  Aaryyan
                                  from Jalandhar, Punjab
                                  Jul 2, 2011
                                  Resolved
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                                  Resolved

                                  Reissue of Blocked Credit Card with enhanced Limit

                                  Address: Jalandhar, Punjab

                                  As the request is been sent to HDFC Bank Credit Cards Division on 22nd June, 2011
                                  And its been delivered on the next day still they are awaiting for the receipt.
                                  I cant understand why they are pretending lyk this.
                                  How much time it will take to enhance the limit of Credit card and reissue the same.



                                  [protected][protected][protected][protected][protected]br...
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                                  G
                                  gunnndu
                                  from Mumbai, Maharashtra
                                  Jul 2, 2011
                                  Resolved
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                                  Resolved

                                  Address: Maharashtra

                                  FROM MANJU AJAY GOEL

                                  MY TWO WHEELER LOAN ACCOUNT NO .IS 14807344

                                  PLEASE CLEAR THE OVERDUE AMOUNT OF RS 1378/- AS I COULD PAY THE SAME DUE O UNAVOIDABLE CIRCUMSTANCES . I SHALL BE HIGHLY THANKFUL TO YOU .

                                  CONTACT DETAIL .[protected]

                                  THANKING YOU
                                  YOURS TRULY
                                  MANJU GOEL
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  okay
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                                    S
                                    shama_swe
                                    from Mumbai, Maharashtra
                                    Jul 2, 2011
                                    Resolved
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                                    Resolved

                                    Address: Hyderabad, Andhra Pradesh

                                    Dear Sir/Madam,

                                    I am Shama Singh, employee in Cognizant Technology Solution, Hyderabad as Associate.
                                    I am using HDFC Prepaid Food Card, issued by company. Once i lost my card, Bank reissued new one with basic varifcation. But Money didnt get transfered from my old to new card. I called and asked many times but still no progress.

                                    I would like to know the procedure. As they didnt take any step, i can assume if i will not call and ask, they will never transfer that money. then where that money will go.


                                    Kindly reply and do needful for the same.
                                    Thank you.


                                    Regards,
                                    Shama Singh
                                    [protected]
                                    Aug 13, 2020
                                    Complaint marked as Resolved 
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                                      A
                                      Anjaneyalu V S
                                      from Mumbai, Maharashtra
                                      Jul 2, 2011
                                      Resolved
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                                      Resolved

                                      Address: Bangalore, Karnataka

                                      Dear Sir,

                                      I have asked the bank, whether can i partially pay my personal loan?

                                      They have informed me, that as per RBI guidelines we can't accept partial payment against personal loan.
                                      either you need to close completly by paying pre clouser charge or you need to pay instalments entire term of your loan.

                                      My complaint is that, if i want pay my loan partially as and when i have money with me, so that, i can save interest cost as well as i will be lessen my burdon over a period of time.

                                      This is not only my problem it is a problem of all personal loan barrower's. by the way banks are dealing want increase the defalters of personal loan and make more losses.

                                      I hereby request to allow us to pay personal loans partially and help us to reduse burdon.

                                      Thanks and Regards
                                      Anjaneyalu VS
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
                                      I agree with it. Banks should allow to close partial payment to reduce the burden of customers.
                                      http://www.ingvysyabank.com/scripts/PLfees.aspx

                                      ingvysyabank allows part payment so that means there is no RBI restriction
                                      Yes Sir..I have the same complaint...I have a huge loan on me and I want to reduce my interest by making partial payments as and when available (apart from paying monthly installments)...but the bank denies...t
                                      I agree with it. RBI have to change the terms and condition for partial payment. If person have taken a loan when he was working or may have some back amount, when he doen't have work and need to pay the EMI, then he may be frastrated and may make some mistake. So Banks should allow to close partial payment to reduce the burden of customers.
                                      True...It's high time RBI intervenes and asks all the banks to accept partial payment of personal loans without any additional charges...Hope, people sitting in RBI understand the pain of the common man (consumers)
                                      Yes Sir..I have the same complaint...I have a huge loan on me and I want to reduce my interest by making partial payments as and when available (apart from paying monthly installments)...but the bank denies...t

                                      Divanshu jay
                                      I agree with it. Banks should allow to close partial payment to reduce the burden of customers.
                                      If you had any doubt regarding part payment of personal loan taken from any bank, you can ask RBI is there any restrictions imposed not to allow part payment under RTI Act. Pl
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