I have closed my HSBC credit card by making the payment and then i called their call center
and they accepted to close my card.
afer the card closure.
There was no communication between me and hsbc.
Suddenly after 2 years i get a statement from them asking me to pay 10,000 rs
as they say its the late payment and finance charges that has been accumulated in my card .
i really dont undestand that how can they put the late payment when the card is closed.
i ask them the detail they send me the outstanding.
i have been mailing them every day.
they reply me with the outstanding amount.
they do not provide me any details.
i completely remember that there was no outstanding as i have taken loan fro other bank and paid for this credit card.
and it was the perfect amount that i have paid 2 years back.
as i was fed up with HSBC s hidden charges.
They have laid a trap for me and they have spoilt my credit history in the cibil account.
please find my credit card number and other details below.
guna manu giri
4384 xxxx xxxx 6816
Please do the needful and help me get justice.